HAYOT INVEST
ActiveSummary
The computed 12-month bankruptcy probability of HAYOT INVEST is 8.6% (elevated). For HAYOT INVEST, at least two annual filings are missing. The 2022 annual accounts show equity of €3,811 and a net result of €202. Equity has been growing by about 47% per year since 2018. Its solvency ranks better than 10% of 15,856 sector peers (NACE 62, financial year 2022). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry.
Overview
Overview
Official details
Source: KBO- Status
- Active since 06-02-2015 Normal situation
- Activity
- Computer consultancy and computer facilities management NACE 62200and 4 others
- Establishment unit
- 2.241.168.469 6540 Lobbes, since 20-04-2015
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Financial position
- Bankruptcy probabilitywithin 12 months
- 8.6%
2022 figures too old to score
Annual accounts 2022
- Gross margin
- €3,699
- ▼ 25.9%
- Turnover
- ≈ €20,000
- estimated
- Profit
- €202
- ▼ 87.7%
- Equity
- €3,811
- ▲ 5.6%
- Total assets
- €48,563
- ▼ 7.0%
- 2023 accounts not filed, 825 days past the deadline
Signalsraises riskFigures for financial year 2022 (filed on 04-09-2023)3 financial years not filed after the legal deadline; last filed accounts filed 32 days late; 3 of the last 3 accounts lateEx-officio strike-off in the KBOTwo or more financial years not filed2022 accounts filed 32 days lateAdministrative warnings in the KBO publicationslowers riskSector: Computer programming, consultancy and related activities (NACE 62)Show the evidence
Bankruptcy probability
No current score
Figures too old
The latest figures are for FY 2022. They are too old for a current score.
Bankruptcy probability: Elevated
Filing: At least two annual filings are missing
Financial strength, FY 2022 · tick: 2021
Weak
Solvency
33+1
equity 7.8% of total assets
Liquidity
1-1
short-term debt 89.9% · cash 0.6%
Profitability
69-4
return on assets 0.4%
Bankruptcy probability within 12 months
8.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.1%lowest value
01-2025: 3.1%▲ +1.0 percentage point vs 12-2024
02-2025: 3.1%● unchanged vs 01-2025
03-2025: 3.2%▲ +0.1 percentage points vs 02-2025
04-2025: 2.9%▼ -0.3 percentage points vs 03-2025
05-2025: 5.3%▲ +2.4 percentage points vs 04-2025
06-2025: 5.2%▼ -0.1 percentage points vs 05-2025
07-2025: 5.2%● unchanged vs 06-2025
08-2025: 6.8%▲ +1.6 percentage points vs 07-2025
09-2025: 6.6%▼ -0.2 percentage points vs 08-2025
10-2025: 7.8%▲ +1.2 percentage points vs 09-2025
11-2025: 8.1%▲ +0.3 percentage points vs 10-2025
12-2025: 8.1%● unchanged vs 11-2025
01-2026: 8.1%● unchanged vs 12-2025
02-2026: 8.1%● unchanged vs 01-2026
03-2026: 8.5%▲ +0.4 percentage points vs 02-2026
04-2026: 8.5%● unchanged vs 03-2026
05-2026: 8.7%▲ +0.2 percentage points vs 04-2026
06-2026: 8.7%● unchanged vs 05-2026
07-2026: 9.0%▲ +0.3 percentage points vs 06-2026highest value
08-2026: 8.6%▼ -0.4 percentage points vs 07-2026
09-2026: 8.6%● unchanged vs 08-2026
10-2026: 8.6%● unchanged vs 09-2026
11-2026: 8.6%● unchanged vs 10-2026
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 7 filingsPosition against the passed deadline
31-12-2023 year end31-07-2024 deadline03-11-2026 today
raises risk · 2022 accounts filed 32 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 01-09-2023, 32 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
32 days late
2021
92 days late
2020
95 days late
2019
88 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 77 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
Financials
Financials · financial year 2022, micro format
2023 annual accounts not yet filed, deadline passed on 31 July 2024 The financial year closed on 31 December 2023. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). 3 financial years without a filing since the last one filed. Source: NBB filings, as of 3 November 2026.
Annual accounts 2022 filed on 01-09-2023 PDF all 7 filings
Turnover
≈ €20,000
Estimated: probably between €9,600 and €39,000
Total assets
€48,563▼ 7.0%
2021 · €52,197
Net result
€202▼ 87.7%
2021 · €1,640
Working capital
-€43,283▲ 7.0%
2021 · -€46,519
Multi-year overview
2018 to 2022, 5 financial yearsOperating result
€616
▼ 67.7%
2022
20182022
Net result
€202
▼ 87.7%
2022
lowest quarter of the sector
20182022
Equity
€3,811
▲ 5.6%
2022
lowest quarter of the sector
20182022
Total assets
€48,563
▼ 7.0%
2022
lowest quarter of the sector
20182022
Debt
€44,752
▼ 7.9%
2022
20182022
Working capital
-€43,283
▲ 7.0%
2022
lowest quarter of the sector
20182022
Solvency
7.8%
▲ 0.9pp
2022
lowest quarter of the sector
20182022
Current ratio
0.01
▼ 0.01
2022
lowest quarter of the sector
20182022
Return on assets (ROA)
0.4%
▼ 2.7pp
2022
lowest quarter of the sector
20182022
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022
Operating result€349-€865▲ 148%€1,313▲ 51.8%€1,906▲ 45.2%€616▼ 67.7%
Net result-€276-€355€921below the sector's middle half▲ 160%€1,640below the sector's middle half▲ 78.1%€202below the sector's middle half▼ 87.7%
Equity€692-€1,046▲ 51.2%€1,968below the sector's middle half▲ 88.0%€3,608below the sector's middle half▲ 83.4%€3,811below the sector's middle half▲ 5.6%
Total assets€61,527-€58,342▼ 5.2%€55,055below the sector's middle half▼ 5.6%€52,197below the sector's middle half▼ 5.2%€48,563below the sector's middle half▼ 7.0%
Debt€60,835-€57,295▼ 5.8%€53,087▼ 7.3%€48,589▼ 8.5%€44,752▼ 7.9%
Working capital-€40,341--€44,972▼ 11.5%-€49,273below the sector's middle half▼ 9.6%-€46,519below the sector's middle half▲ 5.6%-€43,283below the sector's middle half▲ 7.0%
Solvency1.1%-1.8%▲ 0.7pp3.6%below the sector's middle half▲ 1.8pp6.9%below the sector's middle half▲ 3.3pp7.8%below the sector's middle half▲ 0.9pp
Current ratio0.02-0.02=0.01below the sector's middle half▼ 0.010.02below the sector's middle half▲ 0.010.01below the sector's middle half▼ 0.01
Return on assets (ROA)-0.4%-0.6%▲ 1.1pp1.7%below the sector's middle half▲ 1.1pp3.1%below the sector's middle half▲ 1.5pp0.4%below the sector's middle half▼ 2.7pp
above
within
below
The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2022 is 68% lower than in 2021.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €48,563
Fixed assets
€48,184 ▼ 6.0%
Current assets
€379 ▼ 59.3%
Equity and liabilities €48,563
Equity
€3,811 ▲ 5.6%
Debt
€44,752 ▼ 7.9%
Debt's share of the balance-sheet total falls from 93.1% to 92.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3,699▼
2021 · €4,989
Cash flow
€3,286▼
2021 · €4,724
Debt to equity
11.74▼
2021 · 13.47
ROE
5.3%▼
2021 · 45.5%
Interest coverage
16.93▼
2021 · 18.80
Debt ≤ 1 year
€43,662▼
2021 · €47,449
Debt > 1 year
€1,040=
2021 · €1,040
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,083 | €3,083 | €3,083 | €3,083 | €3,083 | = |
| Gross operating margin9900 | €5,113 | €4,841 | €5,302 | €4,989 | €3,699 | ▼ 25.9% |
| Operating profit (loss)9901 | €349 | €865 | €1,313 | €1,906 | €616 | ▼ 67.7% |
| Financial charges65/66B | - | - | - | €265 | €414 | ▲ 55.8% |
| Recurring financial charges65 | €625 | €510 | €392 | €265 | €218 | ▼ 17.7% |
| Non-recurring financial charges66B | - | - | - | - | €195 | - |
| Profit (loss) for the period before taxes9903 | -€276 | €355 | €921 | €1,640 | €202 | ▼ 87.7% |
| Profit (loss) for the period9904 | -€276 | €355 | €921 | €1,640 | €202 | ▼ 87.7% |
| Profit (loss) for the period to be appropriated9905 | -€276 | €355 | €921 | €1,640 | €202 | ▼ 87.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €61,527 | €58,342 | €55,055 | €52,197 | €48,563 | ▼ 7.0% |
| Fixed assets21/28 | €60,516 | €57,433 | €54,350 | €51,267 | €48,184 | ▼ 6.0% |
| Tangible fixed assets22/27 | €60,516 | €57,433 | €54,350 | €51,267 | €48,184 | ▼ 6.0% |
| Land and buildings22 | - | - | - | €51,267 | €48,184 | ▼ 6.0% |
| Current assets29/58 | €1,011 | €908 | €705 | €930 | €379 | ▼ 59.3% |
| Amounts receivable within one year40/41 | €253 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €509 | €657 | €649 | €860 | €302 | ▼ 64.8% |
| Deferred charges and accrued income490/1 | - | - | - | €71 | €77 | ▲ 8.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €61,527 | €58,342 | €55,055 | €52,197 | €48,563 | ▼ 7.0% |
| Equity10/15 | €692 | €1,046 | €1,968 | €3,608 | €3,811 | ▲ 5.6% |
| Contributions10/11 | €12,400 | €12,400 | - | €12,400 | €12,400 | = |
| Profit (loss) carried forward14 | -€11,708 | -€11,354 | -€10,432 | -€8,792 | -€8,589 | ▲ 2.3% |
| Amounts payable17/49 | €60,835 | €57,295 | €53,087 | €48,589 | €44,752 | ▼ 7.9% |
| Amounts payable after more than one year17 | €19,374 | €11,304 | €3,109 | €1,040 | €1,040 | = |
| Other amounts payable178/9 | - | - | - | €1,040 | €1,040 | = |
| Amounts payable within one year42/48 | €41,352 | €45,881 | €49,978 | €47,449 | €43,662 | ▼ 8.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €2,069 | - | - |
| Trade debts44 | €38 | €348 | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €45,380 | €43,662 | ▼ 3.8% |
| Accrued charges and deferred income492/3 | - | - | - | €100 | €50 | ▼ 50.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€276 | €355 | €921 | €1,640 | €202 | ▼ 87.7% |
| + Depreciation and write-downs630 | €3,083 | €3,083 | €3,083 | €3,083 | €3,083 | = |
| Operating cash flow (approximation) | €2,807 | €3,438 | €4,004 | €4,724 | €3,286 | ▼ 30.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €148 | -€8 | €210 | -€557 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2022 | micro format | 01-09-2023 | 2023-00413781 | |
| 31-12-2021 | micro format | 31-10-2022 | 2022-20479320 | |
| 31-12-2020 | micro format | 03-11-2021 | 2021-76300031 | |
| 31-12-2019 | micro format | 27-10-2020 | 2020-63600191 | |
| 31-12-2018 | micro format | 31-08-2019 | 2019-63200236 | |
| 31-12-2017 | micro format | 31-07-2018 | 2018-42500371 | |
| 31-12-2016 | full format | 31-07-2017 | 2017-40800137 |
Board & ownership
Directors
Directors
1 director, last change in 2023
HAYOT Renaud
Current
Director (not named in the articles) · in office according to the act of 27-09-2023 · earlier manager, until 27-09-2023 · term without a fixed end · listed in the 2022 annual accounts, filed on 01-09-2023
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Article 11: Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
deed of 27-09-2023Owners and capital
Shareholders
Stated in the act
act of 27-09-2023 ↗
- HAYOT Renaud all shares
Capital transactions
Capital over time
- 27-09-2023 Capital stated in the deed · 186 shares
Mandate history
1 person, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| HAYOT Renaud |
|
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Heritiers legataires non actionnaires plein droit doivent solliciter agrement memes formalites, libre cession tout ou partie si un seul…”
Articles of association, deed of 27-09-2023 (in French)
Network & group
HAYOT INVEST shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of HAYOT INVEST. Every other company they run is a node.
This company
Company
Director
Shareholding
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Timeline
Acts, filings and financial milestones
2025
11-04
KBO administration
UBO non-compliance
event 31-03-2025
2023
27-09
Gazette deed
Resignation: HAYOT Renaud (manager)Reappointment: HAYOT Renaud (director) · Shareholding · Amendment of the articles14 points ▸
Gazette deed
Resignation: HAYOT Renaud (manager)
Reappointment: HAYOT Renaud (director) · Shareholding · Amendment of the articles14 points ▸
- General meeting, 20-09-2023
- HAYOT Renaud holds all the shares
- Other provision, “adapter les statuts aux dispositions du Code des sociétés et des associations” (deed in French)
- Other provision, “limiter le compte de capitaux propres statutairement indisponible et le mettre à disposition pour des distributions futures” (deed in French)
- Other provision, “adoption de nouveaux statuts en concordance avec le Code des sociétés et des associations,sans modification de l’objet” (deed in French)
- Other provision, “ordre du jour, Démission et renouvellement du gérant comme administrateur” (deed in French)
- Amendment of the articles, mentioned 2 times in the deed
- Capital conversion, EUR, “convertis de plein droit” (deed in French)
- Reserve release, “formes et majorités de la modification des statuts, rendre le solde disponible pour distribution” (deed in French)
- Capital
- Director resignation, HAYOT Renaud (manager)
- Director reappointment, HAYOT Renaud (director (not named in the articles))
- The act holds 2 more points.
01-09
micro format · 32 days late
2022
31-10
micro format · 92 days late
2021
31-12
Financial
Highest result from 2018 to 2022net €1,640 ▲78.1%
The operating result of €1,906 and the net result of €1,640 are both a record.
03-11
micro format · 95 days late
2020
27-10
micro format · 88 days late
2019
31-12
Financial
Back to profitnet €355
The net result is €355, after one loss-making year.
31-08
micro format · 31 days late
2018
31-07
micro format · on the deadline day
2017
31-07
full format · on the deadline day
2015
10-02
SignalFinancial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
HAYOT INVEST in French
Enterprise number
0597.769.824
Legal form
Private limited company
Status
Active, normale toestand
Founded
06-02-2015
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 27-09-2023 (in French)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région wallonne, organe d’administration peut établir sièges administratifs,agences,ateliers,dépôts et succursales en Belgique et à…”
deed of 27-09-2023 (in French)Registered office and establishments
Registered office
Rue de la Station 9, 6540 Lobbes, Belgium
Establishment unit
HAYOT INVEST, Rue de la Station 9, 6540 Lobbes since 20-04-2015 · unit number 2.241.168.469
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
62100
Computer programming
62900
Other information technology and computer services
63100
Computing infrastructure, data processing, hosting and related activities
63910
Web portal activities
Codes under NACEBEL 2008
62030
Computer programming, consultancy and related activities main activity
62010
Computer programming, consultancy and related activities
62020
IT consultancy
62090
Computer programming, consultancy and related activities
63110
Computing infrastructure, data processing, hosting and other information service activities
63120
Computing infrastructure, data processing, hosting and other information service activities
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 27-09-2023 (in French)
“L’achat,la vente,l’échange,la construction,la reconstruction,la démolition,la transformation,l’exploitation,la location et la gérance de…”
10 activities
- L’achat,la vente,l’échange,la construction,la reconstruction,la démolition,la transformation,l’exploitation,la location et la gérance de tous les immeubles bâtis,meublés ou non
- L’achat,la vente,l’échange,la mise en valeur,le lotissement,l’exploitation ou les donner à gérer à des tiers,en tout ou en partie
- Elle peut réaliser toutes opérations généralement quelconques,commerciales,industrielles,financières,mobilières ou immobilières,ayant un rapport direct ou indirect avec son objet social ou de nature à en favoriser la réalisation et le développement
- Elle peut en outre exercer toutes activités informatiques
- S’intéresser par voie d’apport,de souscription,de cession,de participation,de fusion,d’intervention financière ou autrement dans toutes sociétés,associations ou entreprises,tant en Belgique qu’à l’étranger
- La société peut être administrateur,gérant ou liquidateur
- Elle peut accomplir toutes opérations commerciales,industrielles,financières,mobilières ou immobilières se rapportant directement ou indirectement à son objet
- Elle peut s’intéresser par toutes voies dans toutes sociétés,associations ou entreprises ayant un objet similaire ou connexe au sien ou susceptible de favoriser le développement de ses activités
- La société peut également exercer les fonctions d’administrateur,de gérant ou de liquidateur dans d’autres sociétés
- La société peut par voie d'apport en espèces ou en nature,de fusion,de souscription,de participation,d'intervention financière ou autrement,prendre des participations dans d'autres sociétés ou entreprises existantes ou à créer,que ce soit en Belgique ou à l'étranger,dont l'objet social serait semblable ou analogue au sien ou de nature à favoriser son objet social
Invoicing and payment
VAT number
BE 0597.769.824
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of June at 17:00
deed of 27-09-2023 (in French)Sites & property
Location
Buildings and parcels at the address
Ground area
448 m²
Building footprint
61 m²
Building volume
741 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 56044B0528/00L004 | Wallonia | 448 m² | 1 · 61 m² | 13.6 m · 4 |