HAYOT INVEST
ActiveFor HAYOT INVEST, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €4k and a net result of €202. Equity is growing by ~46.8% per year across the filed fiscal years. Its solvency ranks better than 10% of 16082 sector peers (fiscal year 2022). The company has been active since 2015 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability69▼-4
Solvency33▲+1
Growth78=
Track record92
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
7.8%
Return on assets
0.4%
Age of the figures
45 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 7 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline21-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 01-09-2023, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
32 d late
2021
92 d late
2020
95 d late
2019
88 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
Financials · fiscal year 2022, micro schema
Equity
€4k▲ 5.6%
2021 · €4k
2018: €692
2019: €1k
2020: €2k
2021: €4k
2018 → 2022
Total assets
€49k▼ 7.0%
2021 · €52k
2018: €62k
2019: €58k
2020: €55k
2021: €52k
2018 → 2022
Net result
€202▼ 87.7%
2021 · €2k
2018: €-276
2019: €355
2020: €921
2021: €2k
2018 → 2022
Working capital
€-43k▲ 7.0%
2021 · €-47k
2018: €-40k
2019: €-45k
2020: €-49k
2021: €-47k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Equity€692-€1k▲ 51.2%€2k▲ 88.0%€4k▲ 83.4%€4k▲ 5.6%
Operating result€349-€865▲ 148%€1k▲ 51.8%€2k▲ 45.2%€616▼ 67.7%
Net result€-276-€355€921▲ 160%€2k▲ 78.1%€202▼ 87.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2022; 2022 is 68% below 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €49k
Fixed assets
€48k▼ 6.0%
Current assets
€379▼ 59.3%
Equity and liabilities €49k
Equity
€4k▲ 5.6%
Debt
€45k▼ 7.9%
The debt ratio falls from 93.1% to 92.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4k▼
2021 · €5k
Cash flow
€3k▼
2021 · €5k
Solvency
7.8%▲
2021 · 6.9%
Current ratio
0.01▼
2021 · 0.02
Quick ratio
0.01▼
2021 · 0.02
Debt / equity
11.74▼
2021 · 13.47
ROE
5.3%▼
2021 · 45.5%
ROA
0.4%▼
2021 · 3.1%
Interest coverage
16.93▼
2021 · 18.80
Debt
€45k▼
2021 · €49k
Debt ≤ 1 year
€44k▼
2021 · €47k
Debt > 1 year
€1k=
2021 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€52k€49k▼
Fixed assets21/28€51k€48k▼
Tangible fixed assets22/27€51k€48k▼
Land and buildings22€51k€48k▼
Current assets29/58€930€379▼
Cash at bank and in hand54/58€860€302▼
Deferred charges and accrued income490/1€71€77▲
Equity and liabilities
Total equity and liabilities10/49€52k€49k▼
Equity10/15€4k€4k▲
Contributions10/11€12k€12k=
Profit (loss) carried forward14€-9k€-9k▲
Amounts payable17/49€49k€45k▼
Amounts payable after more than one year17€1k€1k=
Other amounts payable178/9€1k€1k=
Amounts payable within one year42/48€47k€44k▼
Current portion of amounts payable after more than one year42€2k-
Other amounts payable47/48€45k€44k▼
Accrued charges and deferred income492/3€100€50▼
Income statement
Code20212022
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Gross operating margin9900€5k€4k▼
Operating profit (loss)9901€2k€616▼
Financial charges65/66B€265€414▲
Recurring financial charges65€265€218▼
Non-recurring financial charges66B-€195
Profit (loss) for the period before taxes9903€2k€202▼
Profit (loss) for the period9904€2k€202▼
Profit (loss) for the period to be appropriated9905€2k€202▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-9k▲
Profit (loss) brought forward from the previous period14P€-10k€-9k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-04
KBO administration
UBO non-compliance
event 31-03-2025
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-12
Financial
Highest result since 2018net €2k ▲78.1%
Operating result €2k, net result €2k, both a record.
03-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 95 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
31-12
Financial
Back to profitnet €355
Net result €355 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lobbes · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Station 96540 LobbesGround area
448 m²
Building footprint
61 m²
Volume, LiDAR
741 m³
Parcel 56044B0528/00L004, Wallonia · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
HAYOT INVEST
since 20152.241.168.469
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56044B0528/00L004 | Wallonia | 448 m² | 1 · 61 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 5,045 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2015
Fiscal year end31-12
Activities, NACEBEL
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62020IT consultancy
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.