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HARUN EXPRESS

Active
Private limited companyfounded 20196 yrs activeGodfroid Kurthstraat 109, 1140 Evere, BelgiumKBO/BCE: BE 0738.393.395

The computed 12-month bankruptcy probability of HARUN EXPRESS is 7.0% (elevated). The 2025 annual accounts show equity of €49k and a net result of €6k. Equity is growing by ~30.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 13090 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
85 / 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-36
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
7.0% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99.2%
Return on assets
12.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
38 d early
2024
58 d early
2023
140 d early
2021
30 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k▼ 71.8%
2024 · €22k
2021: €6k 2023: €8k 2024: €22k
2021 → 2025
Working capital
€49k▲ 14.8%
2024 · €43k
2021: €9k 2023: €20k 2024: €43k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2021202320242025Trend
Equity€12k-€20k▲ 65.3%€43k▲ 111%€49k▲ 14.8%
Operating result€6k-€8k▲ 23.0%€25k▲ 219%€10k▼ 59.8%
Net result€6k-€8k▲ 24.7%€22k▲ 190%€6k▼ 71.8%
Result per fiscal year
Operating resultNet result
€0€10k€20kOperating result 2021: €6k€6kNet result 2021: €6k€6kOperating result 2023: €8k€8kNet result 2023: €8k€8kOperating result 2024: €25k€25kNet result 2024: €22k€22kOperating result 2025: €10k€10kNet result 2025: €6k€6k2021202320242025
The operating result falls in 2025; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €49k
Equity €49k▲ 14.8%
Debt €374▼ 88.4%
The debt ratio falls from 7.0% to 0.8%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
99.2%
2024 · 93.0%
Debt / equity
0.01
2024 · 0.08
ROE
12.9%
2024 · 52.5%
ROA
12.8%
2024 · 48.9%
Debt
€374
2024 · €3k
Debt ≤ 1 year
€374
2024 · €3k
Income taxes
€3k
2024 · €2k
Staff costs
€4k
2024 · €929
A ratio outside any meaningful range has been withheld (balance sheet total €49k, equity €49k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€46k€49k
Current assets29/58€46k€49k
Stocks and contracts in progress3€2k€3k
Stocks30/36€2k€3k
Amounts receivable within one year40/41€2k€18k
Other amounts receivable41€2k€18k
Cash at bank and in hand54/58€43k€28k
Equity and liabilities
Total equity and liabilities10/49€46k€49k
Equity10/15€43k€49k
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€6k€6k=
Profit (loss) carried forward14€37k€43k
Amounts payable17/49€3k€374
Amounts payable within one year42/48€3k€374
Financial debts43-€197
Credit institutions430/8-€197
Trade debts44€3k€176
Suppliers440/4€3k€176
Taxes, remuneration and social security45€266-
Taxes450/3€266-
Income statement Code20242025
Remuneration, social security and pensions62€929€4k
Other operating charges640/8€734€5k
Gross operating margin9900€26k€19k
Operating profit (loss)9901€25k€10k
Financial charges65/66B€238€280
Recurring financial charges65€238€280
Profit (loss) for the period before taxes9903€24k€10k
Income taxes67/77€2k€3k
Profit (loss) for the period9904€22k€6k
Profit (loss) for the period to be appropriated9905€22k€6k
Appropriation of the result
Profit (loss) to be appropriated9906€37k€43k
Profit (loss) brought forward from the previous period14P€14k€37k

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
23-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Liquidity times 9current ratio 132.08
Current ratio from 14.30 to 132.08; short-term debt falls from €3k to €374.
03-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Highest result since 2021net €22k ▲190%
Operating result €25k, net result €22k, both a record.
30-09
Financial Liquidity triplescurrent ratio 14.30
Current ratio from 5.31 to 14.30; short-term debt falls from €5k to €3k.
2023
12-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
31-03
NBB filing Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 2 establishment units since 2019
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Godfroid Kurthstraat 1091140 Evere
Ground area
1,014 m²
Building footprint
253 m²
Volume, LiDAR
3,457 m³
2 parcels, Brussels · tallest building 21.2 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
HARUN EXPRESS
Godfroid Kurthstraat 109, 1140 EvereFood and beverage service activities
since 20192.309.048.772
BERF
Arteveldestraat 37, 1000 BrusselRetail sale of bread and pastry (bakery outlets)
since 20252.382.988.508
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21811M0898/00Z000 Brussels 842 m² 1 · 167 m² 21.2 m · 6 fl.
21372D0251/00A002 Brussels 172 m² 1 · 86 m² 15.2 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

2 sites
Brussel2.382.988.508
2 permissions
Toelating · Bakkerij · since 16-01-2026
Toelating · Eetgelegenheid · since 16-01-2026
Evere2.309.048.772
1 permission
Toelating · Pita-house, pita-bar · since 12-11-2020

Similar companies · same sector, comparable size

Of 21,627 companies in sector 56112 we hold annual accounts for 9,656. 8,294 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded25-11-2019
Fiscal year end30-09
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.