ALFE
ActiveSummary
The computed 12-month bankruptcy probability of ALFE is 5.1% (elevated). The 2025 annual accounts show equity of €46,445 and a net result of €17,680. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 13560 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
5.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days only on tighter terms
Liquidity ample (current ratio 25.71 against 13.48 in 2024; short-term debt: 3.9% and cash: 62.7% of total assets), and 3.9% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.1%
Return on assets
36.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-03-2026, 43 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
43 d early
2024
61 d early
2023
145 d early
2022
153 d early
2021
67 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 94 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€46,445▲ 61.5%
2024 · €28,765
Total assets
€48,325▲ 55.5%
2024 · €31,070
Net result
€17,680
2024 · -€7,048
Working capital
€46,445▲ 61.5%
2024 · €28,765
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4,582-€13,378▲ 192%€3,044▼ 77.2%-€6,983€17,734
Net result€4,486within the sector's middle half-€13,330within the sector's middle half▲ 197%€2,996within the sector's middle half▼ 77.5%-€7,048below the sector's middle half€17,680within the sector's middle half
Equity€19,486within the sector's middle half-€32,816within the sector's middle half▲ 68.4%€35,812within the sector's middle half▲ 9.1%€28,765within the sector's middle half▼ 19.7%€46,445within the sector's middle half▲ 61.5%
Total assets€47,320within the sector's middle half-€33,215below the sector's middle half▼ 29.8%€36,234below the sector's middle half▲ 9.1%€31,070below the sector's middle half▼ 14.3%€48,325below the sector's middle half▲ 55.5%
Debt€27,834-€399▼ 98.6%€421▲ 5.6%€2,305▲ 447%€1,880▼ 18.5%
Working capital€4,898-€25,522▲ 421%€35,812▲ 40.3%€28,765▼ 19.7%€46,445▲ 61.5%
Solvency41.2%within the sector's middle half-98.8%above the sector's middle half▲ 57.6pp98.8%above the sector's middle half=92.6%above the sector's middle half▼ 6.3pp96.1%above the sector's middle half▲ 3.5pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17,734 after a loss of €6,983 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €48,325
Equity
€46,445 ▲ 61.5%
Debt
€1,880 ▼ 18.5%
Debt's share of the balance-sheet total falls from 7.4% to 3.9%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
25.71▲
2024 · 13.48
Quick ratio
25.25▲
2024 · 11.79
Debt to equity
0.04▼
2024 · 0.08
ROE
38.1%▲
2024 · -24.5%
ROA
36.6%▲
2024 · -22.7%
Debt ≤ 1 year
€1,880▼
2024 · €2,305
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 5.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,294 | €7,294 | €7,294 | - | - | - |
| Other operating charges640/8 | - | €494 | €348 | €4,560 | €2,335 | ▼ 48.8% |
| Gross operating margin9900 | €12,370 | €21,166 | €10,685 | -€2,423 | €20,069 | ▲ 928% |
| Operating profit (loss)9901 | €4,582 | €13,378 | €3,044 | -€6,983 | €17,734 | ▲ 354% |
| Financial charges65/66B | - | €48 | €48 | €65 | €54 | ▼ 16.3% |
| Recurring financial charges65 | €96 | €48 | €48 | €65 | €54 | ▼ 16.3% |
| Profit (loss) for the period before taxes9903 | €4,486 | €13,330 | €2,996 | -€7,048 | €17,680 | ▲ 351% |
| Profit (loss) for the period9904 | €4,486 | €13,330 | €2,996 | -€7,048 | €17,680 | ▲ 351% |
| Profit (loss) for the period to be appropriated9905 | €4,486 | €13,330 | €2,996 | -€7,048 | €17,680 | ▲ 351% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €47,320 | €33,215 | €36,234 | €31,070 | €48,325 | ▲ 55.5% |
| Fixed assets21/28 | €14,588 | €7,294 | - | €0 | - | - |
| Tangible fixed assets22/27 | €14,588 | €7,294 | - | €0 | - | - |
| Furniture and vehicles24 | - | €7,294 | - | €0 | - | - |
| Current assets29/58 | €32,733 | €25,921 | €36,234 | €31,070 | €48,325 | ▲ 55.5% |
| Stocks and contracts in progress3 | €1,079 | €1,583 | €1,833 | €3,878 | €861 | ▼ 77.8% |
| Stocks30/36 | - | €1,583 | €1,833 | €3,878 | €861 | ▼ 77.8% |
| Amounts receivable within one year40/41 | €14,049 | €6,276 | €8,472 | €19,176 | €17,165 | ▼ 10.5% |
| Other amounts receivable41 | - | €6,276 | €8,472 | €19,176 | €17,165 | ▼ 10.5% |
| Cash at bank and in hand54/58 | €17,605 | €18,063 | €25,929 | €8,016 | €30,299 | ▲ 278% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €47,320 | €33,215 | €36,234 | €31,070 | €48,325 | ▲ 55.5% |
| Equity10/15 | €19,486 | €32,816 | €35,812 | €28,765 | €46,445 | ▲ 61.5% |
| Contributions10/11 | €15,000 | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Capital10 | - | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Issued capital100 | - | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Profit (loss) carried forward14 | €4,486 | €17,816 | €20,812 | €13,765 | €31,445 | ▲ 128% |
| Amounts payable17/49 | €27,834 | €399 | €421 | €2,305 | €1,880 | ▼ 18.5% |
| Amounts payable within one year42/48 | €27,834 | €399 | €421 | €2,305 | €1,880 | ▼ 18.5% |
| Trade debts44 | €27,834 | €399 | €421 | €2,305 | €1,880 | ▼ 18.5% |
| Suppliers440/4 | - | €399 | €421 | €2,305 | €1,880 | ▼ 18.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,486 | €13,330 | €2,996 | -€7,048 | €17,680 | ▲ 351% |
| + Depreciation and write-downs630 | €7,294 | €7,294 | €7,294 | - | - | - |
| Operating cash flow (approximation) | €11,780 | €20,624 | €10,290 | -€7,048 | €17,680 | ▲ 351% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | €458 | €7,866 | -€17,913 | €22,283 | ▲ 224% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €17,680
Net result €17,680 after one loss-making year.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet -€7,048
Net result drops to -€7,048, the lowest in the series; recovery starts the following year.
2023
07-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-09
Financial
Liquidity times 55current ratio 64.99
Current ratio from 1.18 to 64.99; short-term debt falls from €27,834 to €399.
22-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2019
Ground area
6,315 m²
Building footprint
409 m²
Volume, LiDAR
4,708 m³
2 parcels, Brussels · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Haachtsesteenweg 2044, 1130 Brussel
since 20192.299.212.675
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21821B0499/00A000 | Brussels | 6,042 m² | 1 · 296 m² | 15.0 m · 4 fl. |
| 21006A0071/00N002 | Brussels | 273 m² | 1 · 113 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.299.212.675
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refresh
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Of 21,859 companies in sector 56112 we hold annual accounts for 9,779. 8,423 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-11-2019
Fiscal year end30-09
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID
0208:0737705586
Also
9925:BE0737705586
Registered
05-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.