HARMONY
ActiveFrom the official registers: KBO 24 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
HARMONY has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €422,726 and a net result of €8,154. Equity is growing by about 4.1% per year across the filed financial years. Its solvency ranks better than 92% of 22,679 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
KBO- Status
- Active since 28-09-2001 Normal situation
- Legal form
- Private limited company
- Registered office
- Rue du Collège(VIS) 15, 4600 Visé
- Activity
- Retail sale of watches and jewellery NACE 47770and 1 other
- Establishment unit
- 2.098.458.507 4600 Visé, since 10-10-2001
- Financial year end
- 30 September
- Peppol
- Reachable since 27-10-2025
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.1%
Annual accounts to 30-09-2025
- Gross margin
- €38,068
- ▼ 23.8%
- Turnover
- ≈ €190,000
- estimated
- Profit
- €8,154
- ▼ 61.8%
- Equity
- €422,726
- ▲ 2.0%
- Total assets
- €489,069
- ▼ 0.9%
- Staff
- ≈ 0.5 FTE
- estimated
2025 accounts 27 days early
Filed on 03-04-2026PDF
Why 94raises riskSector: Retail trade (NACE 47)lowers riskFounded in 2001Equity €422,726 (86.4% of total assets)Figures for financial year 2025 (filed 03-04-2026)Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency
100=
equity 86.4% of total assets
Liquidity
58-8
short-term debt 4.9% · cash 6.6%
Profitability
71-3
return on assets 1.7%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%
12-2024: 0.2%▼ -0.1 percentage points vs 11-2024
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.3%▲ +0.1 percentage points vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025highest value
05-2025: 0.1%▼ -0.2 percentage points vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026
05-2026: 0.1%▼ -0.1 percentage points vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity ample (current ratio 18.8, compared with 13.61 in 2024, above the usual 1.5; short-term debt: 4.9% and cash: 6.6% of total assets), and 13.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 65% on liquidity, 53% on profitability and 45% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-04-2026, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
27 days early
2024
1 day early
2023
4 days early
2022
46 days late
2021
54 days late
2020
on the day
2019
10 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 April (4 of the last 5 filed years within 47 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
Financials · financial year 2025, micro format
Latest annual accounts filed
Annual accounts 2025
- Financial year ended
- 30-09-2025
- Filed on
- 03-04-2026
- Format
- micro format
- Reference
- 2026-00072368
Turnover
≈ €190,000
Estimated: probably between €99,000 and €330,000
EBIT margin
Not included in this filing
Net result
€8,154▼ 61.8%
2024 · €21,369
Working capital
€427,459▲ 1.6%
2024 · €420,560
Trend over the years
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result falls in 2025; 2025 is 76% below 2024 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€5,114
2025
Net result€8,154
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€489,069
2025
Equity€422,726
2025
Debt€66,344
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€427,459
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)1.7%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency86.4%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio18.80
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line2019202020212022202320242025
Operating result-€17,327-€2,634€21,893▲ 731%€18,038▼ 17.6%€13,751▼ 23.8%€21,109▲ 53.5%€5,114▼ 75.8%
Net result-€16,855-€4,370within the sector's middle half€22,168within the sector's middle half▲ 407%€15,801within the sector's middle half▼ 28.7%€14,868within the sector's middle half▼ 5.9%€21,369above the sector's middle half▲ 43.7%€8,154within the sector's middle half▼ 61.8%
Equity€336,844-€340,286above the sector's middle half▲ 1.0%€362,454above the sector's middle half▲ 6.5%€378,255above the sector's middle half▲ 4.4%€393,203above the sector's middle half▲ 4.0%€414,572above the sector's middle half▲ 5.4%€422,726above the sector's middle half▲ 2.0%
Total assets€424,153-€430,852above the sector's middle half▲ 1.6%€456,193above the sector's middle half▲ 5.9%€454,153above the sector's middle half▼ 0.4%€464,742above the sector's middle half▲ 2.3%€493,626above the sector's middle half▲ 6.2%€489,069above the sector's middle half▼ 0.9%
Debt€87,309-€90,566▲ 3.7%€93,739▲ 3.5%€75,899▼ 19.0%€71,539▼ 5.7%€79,054▲ 10.5%€66,344▼ 16.1%
Working capital€321,022-€340,957above the sector's middle half▲ 6.2%€370,115above the sector's middle half▲ 8.6%€390,366above the sector's middle half▲ 5.5%€408,527above the sector's middle half▲ 4.7%€420,560above the sector's middle half▲ 2.9%€427,459above the sector's middle half▲ 1.6%
Solvency79.4%-79.0%above the sector's middle half▼ 0.4pp79.5%above the sector's middle half▲ 0.5pp83.3%above the sector's middle half▲ 3.8pp84.6%above the sector's middle half▲ 1.3pp84.0%above the sector's middle half▼ 0.6pp86.4%above the sector's middle half▲ 2.4pp
Current ratio8.21-8.19above the sector's middle half▼ 0.028.12above the sector's middle half▼ 0.0711.98above the sector's middle half▲ 3.8614.10above the sector's middle half▲ 2.1213.61above the sector's middle half▼ 0.4818.80above the sector's middle half▲ 5.19
Return on assets (ROA)-4.0%-1.0%within the sector's middle half▲ 5.0pp4.9%within the sector's middle half▲ 3.8pp3.5%within the sector's middle half▼ 1.4pp3.2%within the sector's middle half▼ 0.3pp4.3%within the sector's middle half▲ 1.1pp1.7%within the sector's middle half▼ 2.7pp
above
within
below
the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €489,069
Fixed assets
€37,602 ▼ 5.3%
Current assets
€451,467 ▼ 0.5%
Equity and liabilities €489,069
Equity
€422,726 ▲ 2.0%
Debt
€66,344 ▼ 16.1%
Debt's share of the balance-sheet total falls from 16.0% to 13.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16,017▼
2024 · €28,696
Cash flow
€19,056▼
2024 · €28,957
Quick ratio
17.91▲
2024 · 12.97
Debt to equity
0.16▼
2024 · 0.19
ROE
1.9%▼
2024 · 5.2%
Interest coverage
9.08▼
2024 · 17.16
Debt ≤ 1 year
€24,009▼
2024 · €33,340
Debt > 1 year
€42,335▼
2024 · €45,714
Income taxes
€2,232▼
2024 · €5,110
Staff costs
€19,893▲
2024 · €18,685
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,766 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96.2% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96.2%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,766 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €14,387 | €17,227 | €18,418 | €18,685 | €19,893 | ▲ 6.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,203 | €16,117 | €8,387 | €5,871 | €6,413 | €7,588 | €10,903 | ▲ 43.7% |
| Other operating charges640/8 | - | - | €1,952 | €1,969 | €1,984 | €2,402 | €2,158 | ▼ 10.2% |
| Non-recurring operating charges66A | - | - | - | - | - | €200 | €0 | ▼ 100% |
| Gross operating margin9900 | €18,812 | €31,245 | €46,619 | €43,106 | €40,565 | €49,984 | €38,068 | ▼ 23.8% |
| Operating profit (loss)9901 | -€17,327 | €2,634 | €21,893 | €18,038 | €13,751 | €21,109 | €5,114 | ▼ 75.8% |
| Financial income75/76B | - | - | €3,177 | €3,552 | €8,543 | €7,043 | €7,035 | ▼ 0.1% |
| Recurring financial income75 | €2,177 | €3,209 | €3,177 | €3,552 | €8,543 | €7,043 | €7,035 | ▼ 0.1% |
| Financial charges65/66B | - | - | €1,398 | €1,571 | €2,445 | €1,672 | €1,764 | ▲ 5.5% |
| Recurring financial charges65 | €1,991 | €1,362 | €1,398 | €1,571 | €2,445 | €1,672 | €1,764 | ▲ 5.5% |
| Profit (loss) for the period before taxes9903 | -€17,141 | €4,481 | €23,671 | €20,019 | €19,849 | €26,479 | €10,386 | ▼ 60.8% |
| Income taxes67/77 | -€286 | €111 | €1,503 | €4,218 | €4,981 | €5,110 | €2,232 | ▼ 56.3% |
| Profit (loss) for the period9904 | -€16,855 | €4,370 | €22,168 | €15,801 | €14,868 | €21,369 | €8,154 | ▼ 61.8% |
| Profit (loss) for the period to be appropriated9905 | -€16,855 | €4,370 | €22,168 | €15,801 | €14,868 | €21,369 | €8,154 | ▼ 61.8% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €424,153 | €430,852 | €456,193 | €454,153 | €464,742 | €493,626 | €489,069 | ▼ 0.9% |
| Fixed assets21/28 | €58,611 | €42,494 | €34,107 | €28,236 | €25,024 | €39,726 | €37,602 | ▼ 5.3% |
| Tangible fixed assets22/27 | €57,867 | €41,750 | €33,363 | €27,493 | €24,280 | €38,982 | €36,858 | ▼ 5.4% |
| Land and buildings22 | - | - | €33,363 | €27,493 | €24,280 | €18,647 | €20,981 | ▲ 12.5% |
| Furniture and vehicles24 | - | - | - | - | - | €20,335 | €15,877 | ▼ 21.9% |
| Financial fixed assets28 | €744 | €744 | €744 | €744 | €744 | €744 | €744 | = |
| Current assets29/58 | €365,542 | €388,358 | €422,086 | €425,917 | €439,718 | €453,900 | €451,467 | ▼ 0.5% |
| Stocks and contracts in progress3 | €28,741 | €26,728 | €21,905 | €21,312 | €19,702 | €21,392 | €21,352 | ▼ 0.2% |
| Stocks30/36 | - | - | €21,905 | €21,312 | €19,702 | €21,392 | €21,352 | ▼ 0.2% |
| Amounts receivable within one year40/41 | €3,803 | €971 | €687 | €8,118 | €10,073 | €6,777 | €8,735 | ▲ 28.9% |
| Trade receivables40 | - | - | €687 | €3,292 | €4,492 | €2,580 | €2,643 | ▲ 2.5% |
| Other amounts receivable41 | - | - | - | €4,826 | €5,582 | €4,198 | €6,092 | ▲ 45.1% |
| Current investments50/53 | €322,655 | €317,656 | €367,646 | €376,016 | €363,126 | €360,762 | €385,762 | ▲ 6.9% |
| Cash at bank and in hand54/58 | €8,252 | €40,922 | €30,709 | €20,106 | €45,947 | €63,801 | €32,450 | ▼ 49.1% |
| Deferred charges and accrued income490/1 | - | - | €1,139 | €366 | €870 | €1,168 | €3,168 | ▲ 171% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €424,153 | €430,852 | €456,193 | €454,153 | €464,742 | €493,626 | €489,069 | ▼ 0.9% |
| Equity10/15 | €336,844 | €340,286 | €362,454 | €378,255 | €393,203 | €414,572 | €422,726 | ▲ 2.0% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €286,360 | €286,360 | €286,360 | €286,360 | €286,360 | €286,360 | €286,360 | = |
| Non-distributable reserves130/1 | - | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves not available under the articles1311 | - | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Tax-exempt reserves132 | - | - | €5,160 | €5,160 | €5,160 | €5,160 | €5,160 | = |
| Distributable reserves133 | - | - | €275,000 | €275,000 | €275,000 | €275,000 | €275,000 | = |
| Profit (loss) carried forward14 | -€12,445 | -€8,074 | €14,093 | €29,895 | €44,842 | €66,211 | €74,365 | ▲ 12.3% |
| Amounts payable17/49 | €87,309 | €90,566 | €93,739 | €75,899 | €71,539 | €79,054 | €66,344 | ▼ 16.1% |
| Amounts payable after more than one year17 | €40,000 | €40,000 | €40,000 | €40,000 | €40,000 | €45,714 | €42,335 | ▼ 7.4% |
| Financial debts170/4 | - | - | - | - | - | €5,714 | €2,335 | ▼ 59.1% |
| Other amounts payable178/9 | - | - | €40,000 | €40,000 | €40,000 | €40,000 | €40,000 | = |
| Amounts payable within one year42/48 | €44,520 | €47,401 | €51,971 | €35,551 | €31,192 | €33,340 | €24,009 | ▼ 28.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | - | €3,237 | €3,379 | ▲ 4.4% |
| Trade debts44 | €1,236 | €920 | €4,222 | €2,383 | €128 | €2,404 | €4,750 | ▲ 97.6% |
| Suppliers440/4 | - | - | €4,222 | €2,383 | €128 | €2,404 | €4,750 | ▲ 97.6% |
| Taxes, remuneration and social security45 | - | - | €10,696 | €7,581 | €8,129 | €4,763 | €5,435 | ▲ 14.1% |
| Taxes450/3 | - | - | €6,080 | €2,838 | €2,478 | €1,000 | €1,451 | ▲ 45.1% |
| Remuneration and social security454/9 | - | - | €4,617 | €4,743 | €5,651 | €3,763 | €3,984 | ▲ 5.9% |
| Other amounts payable47/48 | - | - | €37,053 | €25,588 | €22,935 | €22,935 | €10,444 | ▼ 54.5% |
| Accrued charges and deferred income492/3 | - | - | €1,768 | €348 | €348 | €0 | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€16,855 | €4,370 | €22,168 | €15,801 | €14,868 | €21,369 | €8,154 | ▼ 61.8% |
| + Depreciation and write-downs630 | €19,203 | €16,117 | €8,387 | €5,871 | €6,413 | €7,588 | €10,903 | ▲ 43.7% |
| Operating cash flow (approximation) | €2,348 | €20,487 | €30,555 | €21,672 | €21,281 | €28,957 | €19,056 | ▼ 34.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€3,200 | -€22,290 | -€8,779 | ▲ 60.6% |
| Change in cash | - | €32,670 | -€10,213 | -€10,603 | €25,840 | €17,854 | -€31,351 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 24 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 03-04-2026 | 2026-00072368 | |
| 30-09-2024 | micro format | 29-04-2025 | 2025-00080267 | |
| 30-09-2023 | micro format | 26-04-2024 | 2024-00070539 | |
| 30-09-2022 | micro format | 15-06-2023 | 2023-00128734 | |
| 30-09-2021 | micro format | 23-06-2022 | 2022-20086359 | |
| 30-09-2020 | micro format | 30-04-2021 | 2021-12600022 | |
| 30-09-2019 | full format | 20-04-2020 | 2020-09300506 | |
| 30-09-2018 | micro format | 18-03-2019 | 2019-07100349 | |
| 30-09-2017 | micro format | 12-03-2018 | 2018-06600301 | |
| 30-09-2016 | full format | 29-03-2017 | 2017-07900030 |
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Of the 2,005 active companies whose main activity is retail sale of watches and jewellery (NACE 47770), figures are known for 925. 647 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, no change since 2023
MÜLLER Sandrine Valérie Martine
Current
Director (not named in the articles) · in office according to the act of 02-08-2023 · in the 2025 annual accounts, filed on 03-04-2026
Mandate history
1 person, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| MÜLLER Sandrine Valérie Martine |
|
How the board is organised
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Article 12 - organe d'administration, avec ou sans limitation, assemblée fixant nombre,durée,et en pluralité pouvoirs”“Article 14 - rémunération administrateurs, assemblée générale le cas échéant”
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Formes modifications statuts, outre causes légales”
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Administrateurs en fonction désignés liquidateurs en vertu statuts si aucun autre désigné, désigner un ou plusieurs liquidateurs,déterminer…”
Articles of association, deed of 02-08-2023 (in French)
Owners and capital
Capital and shareholders
Shareholders according to the deeds
Stated in the act
act of 02-08-2023 ↗
- MÜLLER Sandrine Valérie Martine all shares
Capital over the years
- 02-08-2023 Converted to unavailable equity
Shares according to the articles of association
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
- Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
- Other provision: “Appels de fonds, administrateur(s) ou organe d’administration souverainement avec traitement égal”Other provision: “Article 7 - apports en numéraire avec émission d'actions nouvelles et droit de préférence, organe qui procède à émission”Other provision: “Article 8 - augmentation fonds propres sans émission d'actions nouvelles, assemblée générale statuant majorité simple”Other provision: “Toutes actions nominatives, Article 9 - nature des titres”Other provision: “Article 10 - indivisibilité des titres, actions indivisibles, un seul propriétaire par action pour exercice droits”Other provision: “Administrateur-délégué, gestion journalière”Other provision: “Contrôle de la société, lorsque la loi l'exige et dans les limites qu'elle prévoit”Other provision: “Assemblée générale par procédure écrite ou à distance, voie électronique ou communication vocale, visuelle ou littérale”Other provision: “Admission à l'assemblée générale, inscrit en cette qualité dans registre titres nominatifs de sa catégorie”Other provision: “Séances et procès-verbaux, registre tenu au siège pour décisions AG ou actionnaire unique”Other provision: “Chaque action une voix sauf actions sans droit vote, nombre de voix – délibérations”Other provision: “Dernier jour sixième mois exercice, démission d'actionnaires”Other provision: “Exclusion d’actionnaires, à sa demande”Other provision: “Répartition bénéfices-constitution réserves, aucune distribution si actif net négatif ou deviendrait,ni si actif net inférieur capitaux…”Liquidation distribution: “Actif net réparti entre actionnaires proportion actions,biens conservés remis même proportion, si actions non entièrement…”Other provision: “Exécution statuts,communications,sommations,assignations,significations, élection de domicile”Other provision: “Tribunaux du siège,compétence exclusive, litige société,actionnaires,administrateurs,commissaires,liquidateurs affaires société exécution…”3 more provisions in the deed, see the deed of 02-08-2023
Articles of association, deed of 02-08-2023 (in French)
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
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Director
Shareholding
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History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
03-04
financial year 2025 · micro format
2025
29-04
financial year 2024 · micro format
2024
26-04
financial year 2023 · micro format
2023
02-08
Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointmentsResignation: MÜLLER Sandrine Valérie Martine (manager) · Reappointment: MÜLLER Sandrine Valérie Martine (director) · Incorporation20 facts ▸
Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointments
Resignation: MÜLLER Sandrine Valérie Martine (manager) · Reappointment: MÜLLER Sandrine Valérie Martine (director) · Incorporation20 facts ▸
- General meeting, 24-07-2023
- Incorporation, 13-09-2001
- Other provision, “statuts non modifiés depuis constitution” (deed in French)
- Shareholding, 620, “registre des actions nominatives” (deed in French)
- Other provision, “bureau de l’assemblée”, 14:00 (deed in French)
- Other provision, “adapter statuts au Code des sociétés et des associations, suppression compte capitaux propres statutairement indisponibles et mise à disposition pour distributi…” (deed in French)
- Director in office, MÜLLER Sandrine Valérie Martine (manager and sole director)
- Other provision, “convocations et quorum, justification non produite pour actionnaires,gérant et commissaire” (deed in French)
- Other provision, “exposé du président reconnu exact, validité de l’assemblée” (deed in French)
- Other provision, “quorum de présence atteint et mise en délibération” (deed in French)
- Amendment of the articles (2 times)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- +8 further facts in this act
15-06
financial year 2022 · micro format · 46 days late
2022
23-06
financial year 2021 · micro format · 54 days late
2021
30-09
Financial
Highest result from 2019 to 2025net €22,168 ▲407%
Operating result €21,893, net result €22,168, both a record.
30-04
financial year 2020 · micro format
2020
30-09
Financial
Back to profitnet €4,370
Net result €4,370 after one loss-making year.
20-04
financial year 2019 · full format
2019
18-03
financial year 2018 · micro format
2018
12-03
financial year 2017 · micro format
2017
29-03
financial year 2016 · full format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordName
HARMONY in French
Enterprise number
0475.735.906
Legal form
Private limited company
Status
Active, normale toestand
Founded
28-09-2001
Type
Legal entity
Where it is based
Registered office
Rue du Collège(VIS) 15, 4600 Visé, Belgium
Establishments
1 establishment unit since 2001
What it does
NACEBEL 202547761
Retail sale of flowers, plants, seeds and fertilisers main activity
47770
Retail sale of watches and jewellery main activity
Invoicing and payment
VAT number
BE 0475.735.906
Financial year and general meeting
Accounts at the NBBFinancial year end
30-09
Scores and ratios are computed by Checked and are not a credit decision.
Purpose, financial year and meetings according to the articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Tout ce qui se rapporte directement ou indirectement au commerce de détail en plantes d’ornement et fleurs,articles…”
3 activities
- Tout ce qui se rapporte directement ou indirectement au commerce de détail en plantes d’ornement et fleurs,articles cadeaux,verrerie,céramique,dinanderie et ferronnerie d’ornementation
- Accepter toutes opérations généralement quelconques en dehors de celles visées ci-dessus et notamment financières,mobilières et immobilières se rapportant directement ou indirectement à son objet
- S’intéresser par voie d’apport,de fusion,d’absorption,de souscription,de participations financières ou autrement,dans toutes sociétés ou entreprises existantes ou à créer,ayant un objet analogue ou connexe au sien,ou de nature à faciliter ou favoriser la réalisation de son objet tel que défini ci-dessus
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- HARMONY
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of February at 20:00
Articles of association, deed of 02-08-2023 (in French)
Recognitions · licences · registrations
Legal Entity Identifier
967600JFWQ3T94OCDR84
Sites & property
Registered office and establishments
1 establishment unit
Rue du Collège(VIS) 15, 4600 Visé
since 2001unit no. 2.098.458.507
Buildings and parcels at the address
Ground area
307 m²
Building footprint
47 m²
Building volume
429 m³
Parcel 62108C0252/00K002, Wallonia · tallest building 11.3 m.
1 parcel
Wallonia
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 62108C0252/00K002 | Wallonia | 307 m² | 1 · 47 m² | 11.3 m · 3 |