BOEXSTAENS
ActiveBOEXSTAENS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €433k and a net result of €63k. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 10289 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+1
Solvency80▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.19 against 2.15 in 2024; short-term debt: 41.9% and cash: 1.8% of total assets), and 45.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.5%
Return on assets
7.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
30 d late
2023
61 d late
2022
31 d late
2021
31 d late
2020
56 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€433k▲ 17.0%
2024 · €370k
2018: €98k
2019: €113k
2020: €163k
2021: €219k
2022: €252k
2023: €320k
2024: €370k
2018 → 2025
Total assets
€795k▲ 10.3%
2024 · €721k
2018: €714k
2019: €693k
2020: €735k
2021: €622k
2022: €667k
2023: €729k
2024: €721k
2018 → 2025
Net result
€63k▲ 24.6%
2024 · €51k
2018: €12k
2019: €16k
2020: €49k
2021: €56k
2022: €33k
2023: €67k
2024: €51k
2018 → 2025
Working capital
€395k▲ 16.4%
2024 · €340k
2018: €62k
2019: €92k
2020: €123k
2021: €180k
2022: €223k
2023: €292k
2024: €340k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€219k-€252k▲ 15.1%€320k▲ 26.7%€370k▲ 15.8%€433k▲ 17.0%
Operating result€77k-€46k▼ 40.9%€90k▲ 96.9%€73k▼ 18.2%€91k▲ 24.7%
Net result€56k-€33k▼ 41.5%€67k▲ 104%€51k▼ 25.0%€63k▲ 24.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €795k
Fixed assets
€66k▼ 21.6%
Current assets
€729k▲ 14.5%
Equity and liabilities €795k
Equity
€433k▲ 17.0%
Debt
€362k▲ 3.2%
The debt ratio falls from 48.6% to 45.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€124k▲
2024 · €106k
Cash flow
€95k▲
2024 · €83k
Solvency
54.5%▲
2024 · 51.4%
Current ratio
2.19▲
2024 · 2.15
Quick ratio
0.30▼
2024 · 0.45
Debt / equity
0.83▼
2024 · 0.95
ROE
14.5%▲
2024 · 13.7%
ROA
7.9%▲
2024 · 7.0%
Interest coverage
33.13▲
2024 · 23.48
Debt
€362k▲
2024 · €350k
Debt ≤ 1 year
€333k▲
2024 · €296k
Debt > 1 year
€28k▼
2024 · €54k
Income taxes
€25k▲
2024 · €20k
Staff costs
€163k▲
2024 · €152k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€721k€795k▲
Fixed assets21/28€84k€66k▼
Intangible fixed assets21€3k€1k▼
Tangible fixed assets22/27€82k€65k▼
Plant, machinery and equipment23€82k€53k▼
Furniture and vehicles24-€12k
Current assets29/58€636k€729k▲
Stocks and contracts in progress3€504k€630k▲
Stocks30/36€504k€630k▲
Amounts receivable within one year40/41€111k€84k▼
Trade receivables40€110k€83k▼
Other amounts receivable41€651€651=
Cash at bank and in hand54/58€21k€14k▼
Deferred charges and accrued income490/1€0€623▲
Equity and liabilities
Total equity and liabilities10/49€721k€795k▲
Equity10/15€370k€433k▲
Contributions10/11€19k€19k=
Reserves13€352k€415k▲
Distributable reserves133€352k€415k▲
Amounts payable17/49€350k€362k▲
Amounts payable after more than one year17€54k€28k▼
Financial debts170/4€54k€28k▼
Amounts payable within one year42/48€296k€333k▲
Current portion of amounts payable after more than one year42€28k€26k▼
Trade debts44€159k€142k▼
Suppliers440/4€159k€142k▼
Taxes, remuneration and social security45€49k€39k▼
Taxes450/3€32k€23k▼
Remuneration and social security454/9€17k€16k▼
Other amounts payable47/48€60k€126k▲
Income statement
Code20242025
Non-recurring operating income76A€392€8k▲
Remuneration, social security and pensions62€152k€163k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€32k▼
Other operating charges640/8€1k€3k▲
Gross operating margin9900€259k€289k▲
Operating profit (loss)9901€73k€91k▲
Financial income75/76B€1k€324▼
Recurring financial income75€1k€324▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€70k€88k▲
Income taxes67/77€20k€25k▲
Profit (loss) for the period9904€51k€63k▲
Profit (loss) for the period to be appropriated9905€51k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€63k▲
Transfer to equity691/2€51k€63k▲
To other reserves6921€51k€63k▲
Social balance
Average headcount (FTE)90874.15.0▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
2023
31-12
Financial
Highest result since 2018net €67k ▲104%
Net result €67k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Equity above €200kEq €219k ▲34.7%
4 profitable years in a row build equity to €219k.
25-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 56 days late
2020
31-12
Financial
Equity above €150kEq €163k ▲43.6%
3 profitable years in a row build equity to €163k.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
2019
31-12
Financial
Equity above €100kEq €113k ▲15.9%
2 profitable years in a row build equity to €113k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 5 establishment units since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergstraat 42220 Heist-op-den-BergGround area
5.6 ha
Building footprint
1.5 ha
Volume, LiDAR
84,104 m³
4 parcels, Flanders · tallest building 13.5 m, ±3 floors. Linked by address, not a title deed.
5 establishment units
Bergstraat 4, 2220 Heist-op-den-Berg
since 20022.101.757.594
optiek boexstaens
since 20052.257.528.510
Twice as nice
since 20122.208.769.083
Parklaan 80, 2300 Turnhout
since 20132.224.924.236
Twice as nice
since 20152.257.528.609
4 parcels
Flanders
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13452N0445/00G000 | Flanders | 5.6 ha | 1 · 1.4 ha | 13.5 m · 2 fl. |
| 12014A0803/00F002 | Flanders | 357 m² | 2 · 218 m² | 9.9 m · 3 fl. |
| 12014A0803/00A002 | Flanders | 251 m² | 1 · 130 m² | 10.8 m · 3 fl. |
| 13029E0156/00Y002 | Flanders | 132 m² | 1 · 726 m² | 5.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
2 sitesOlen2.208.769.083
Turnhout2.224.924.236
Similar companies · same sector, comparable size
SV International
BE 0765.944.959
Elsene · Eq €435k
CARTHO
BE 0873.823.213
Oudenaarde · Eq €436k
Jean-Luc GROLAUX
BE 0447.890.273
Braine-l'Alleud · Eq €430k
BIJOUTERIE DEPAS
BE 0462.930.322
Mettet · Eq €440k
DIREGGIO
BE 0462.824.810
Antwerpen · Eq €426k
Of 2,018 companies in sector 47770 we hold annual accounts for 900. 637 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2002
Fiscal year end31-12
Activities, NACEBEL
47770Retail sale of watches and jewellery
52484
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.