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HAPRO

Active
Private limited companyfounded 1987active for 39 yearsKapelstraat 99, 2660 Antwerpen, BelgiumKBO/BCE: BE 0431.987.223
Summary

The computed 12-month bankruptcy probability of HAPRO is 6.8% (elevated). For HAPRO, at least two filing cycles of the annual accounts are missing. The 2021 annual accounts show equity of €65,240 and a net result of €19,686. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 86% of 20,671 sector peers (NACE 47, financial year 2021). The company has been active since 1987 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Retail sale of fruit and vegetables
NACE 47210
1 site
Size
€621,519turnover 2021
Staff
5.2 FTE
Equity
€65,240
Profit
€19,686
Financial health
Bankruptcy probabilitywithin 12 months
6.8%
2021 figures too old to score
Structure
Accounts 1176 days overdue0 of 2 deeds read
Signalsraises riskFigures for financial year 2021 (filed 13-10-2022)3 financial years not filed after the legal deadline; latest accounts 74 days late; 1 of the last 3 lateSize: turnover €621,519, total assets €86,038Two or more financial years not filedAdministrative warnings in the KBO publicationslowers riskLiquidity: current ratio 4.85, cash €44,418neutralFiled after the deadlineShow the evidence

Bankruptcy probability

No current score
Figures too old
The available figures for FY 2021 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2021 · tick = 2020
Strong
Solvency 100+15
equity 75.8% of total assets
Liquidity 94+23
short-term debt 19.8% · cash 51.6%
Profitability 76+23
return on assets 22.9%
Bankruptcy probability, 12 months
6.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,225 companies, NACE 47, micro)
Last 24 months 11-2024: 4.0% 12-2024: 4.0%● unchanged vs 11-2024 01-2025: 4.0%● unchanged vs 12-2024 02-2025: 4.0%● unchanged vs 01-2025 03-2025: 4.0%● unchanged vs 02-2025 04-2025: 4.0%● unchanged vs 03-2025 05-2025: 4.0%● unchanged vs 04-2025 06-2025: 4.0%● unchanged vs 05-2025 07-2025: 4.0%● unchanged vs 06-2025 08-2025: 3.7%▼ -0.3 percentage points vs 07-2025lowest value 09-2025: 3.7%● unchanged vs 08-2025lowest value 10-2025: 3.7%● unchanged vs 09-2025lowest value 11-2025: 3.7%● unchanged vs 10-2025lowest value 12-2025: 3.7%● unchanged vs 11-2025lowest value 01-2026: 3.7%● unchanged vs 12-2025lowest value 02-2026: 3.7%● unchanged vs 01-2026lowest value 03-2026: 3.7%● unchanged vs 02-2026lowest value 04-2026: 3.7%● unchanged vs 03-2026lowest value 05-2026: 3.7%● unchanged vs 04-2026lowest value 06-2026: 3.7%● unchanged vs 05-2026lowest value 07-2026: 3.7%● unchanged vs 06-2026lowest value 08-2026: 3.7%● unchanged vs 07-2026lowest value 09-2026: 6.8%▲ +3.1 percentage points vs 08-2026highest value 10-2026: 6.8%● unchanged vs 09-2026highest value
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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2021 (filed 13-10-2022)
NBB · annual accounts
raises risk · 3 financial years not filed after the legal deadline; latest accounts 74 days late; 1 of the last 3 late
NBB · filings
raises risk · Size: turnover €621,519, total assets €86,038
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 4.85, cash €44,418
NBB · annual accounts
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2022, 4 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
31-12-2022 year end31-07-2023 deadline19-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 13-10-2022, 74 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
74 days late
2020
124 days early
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 7 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Late accounts filing
  1. Late accounts filingevent 18-08-2026
  2. Annual accounts filedfinancial year 2021 · micro…
  3. Highest result from 2018 to 2021net €19,686 ▲313%

Financials · financial year 2021, micro format

2022 annual accounts not yet filed, deadline passed on 31 July 2023 Financial year closed on 31 December 2022; filing due at the latest 7 months after the close (Companies Code art. 3:10). 4 financial years without a filing since the last one filed. Source: NBB filings, as of 19 October 2026.

Turnover
€621,519
EBIT margin
3.2%
Net result
€19,686▲ 313%
2020 · €4,762
Working capital
€65,615▲ 50.7%
2020 · €43,552
Trend over the years

2018 to 2021, 4 financial years 2018 to 2021, 4 financial years

After the dip in 2019 the operating result has climbed two years in a row; 2021 is 109% above 2020 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€20,013 2021 Net result€19,686 2021

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line2018201920202021
Turnover€621,519
Operating result€16,373-€4,566▼ 72.1%€9,584▲ 110%€20,013▲ 109%
Net result€12,286-€2,055▼ 83.3%€4,762within the sector's middle half▲ 132%€19,686within the sector's middle half▲ 313%
EBIT margin3.2%
Equity€38,738-€40,792▲ 5.3%€45,554within the sector's middle half▲ 11.7%€65,240within the sector's middle half▲ 43.2%
Total assets€75,463-€72,503▼ 3.9%€75,911within the sector's middle half▲ 4.7%€86,038within the sector's middle half▲ 13.3%
Debt€36,725-€31,710▼ 13.7%€30,357▼ 4.3%€20,798▼ 31.5%
Working capital€25,777-€33,723▲ 30.8%€43,552within the sector's middle half▲ 29.1%€65,615within the sector's middle half▲ 50.7%
Solvency51.3%-56.3%▲ 4.9pp60.0%above the sector's middle half▲ 3.7pp75.8%above the sector's middle half▲ 15.8pp
Current ratio1.88-2.29▲ 0.412.64within the sector's middle half▲ 0.354.85above the sector's middle half▲ 2.22
Return on assets (ROA)16.3%-2.8%▼ 13.4pp6.3%within the sector's middle half▲ 3.4pp22.9%above the sector's middle half▲ 16.6pp
Staff (FTE)0.4-1.6▲ 300%1.7within the sector's middle half▲ 6.3%5.2▲ 206%
above within below the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €86,038
Fixed assets €3,400 ▼ 41.1%
Current assets €82,638 ▲ 17.8%
Equity and liabilities €86,038
Equity €65,240 ▲ 43.2%
Debt €20,798 ▼ 31.5%
Debt's share of the balance-sheet total falls from 40.0% to 24.2%. Equity is higher and debt is lower.
Key figures and ratios
2021 value · change against 2020
EBITDA
€22,389▲
2020 · €17,573
Cash flow
€22,063▲
2020 · €12,751
Quick ratio
4.63▲
2020 · 2.28
Debt to equity
0.32▲
2020 · 0.08
ROE
30.2%▲
2020 · 10.5%
Interest coverage
68.55
Debt ≤ 1 year
€17,024▼
2020 · €26,583
Debt > 1 year
€3,774=
2020 · €3,774
Staff costs
€15,096
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2021 against 2020 · 45 lines
Balance sheet Code20202021
Assets
Total assets20/58€75,911€86,038▲
Fixed assets21/28€5,776€3,400▼
Tangible fixed assets22/27€5,727€3,350▼
Plant, machinery and equipment23-€2,246
Other tangible fixed assets26-€1,104
Financial fixed assets28€50€50=
Current assets29/58€70,135€82,638▲
Stocks and contracts in progress3€9,424€3,770▼
Stocks30/36-€3,770
Amounts receivable within one year40/41€36,611€34,450▼
Trade receivables40-€63
Other amounts receivable41-€34,387
Cash at bank and in hand54/58€22,473€44,418▲
Equity and liabilities
Total equity and liabilities10/49€75,911€86,038▲
Equity10/15€45,554€65,240▲
Contributions10/11-€18,592
Reserves13€1,859€1,859=
Non-distributable reserves130/1-€1,859
Reserves not available under the articles1311-€1,859
Profit (loss) carried forward14€25,103€44,789▲
Amounts payable17/49€30,357€20,798▼
Amounts payable after more than one year17€3,774€3,774=
Financial debts170/4-€3,774
Amounts payable within one year42/48€26,583€17,024▼
Trade debts44€19,152€14,163▼
Suppliers440/4-€14,163
Taxes, remuneration and social security45-€2,861
Taxes450/3-€624
Remuneration and social security454/9-€2,236
Income statement Code20202021
Turnover70-€621,519
Goods, raw materials, services and sundry goods60/61-€582,836
Remuneration, social security and pensions62-€15,096
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,989€2,376▼
Other operating charges640/8-€1,197
Gross operating margin9900€42,716€38,683▼
Operating profit (loss)9901€9,584€20,013▲
Recurring financial income75€2,868-
Financial charges65/66B-€327
Recurring financial charges65€6,378€327▼
Profit (loss) for the period before taxes9903€6,074€19,686▲
Income taxes67/77€1,312-
Profit (loss) for the period9904€4,762€19,686▲
Profit (loss) for the period to be appropriated9905€4,762€19,686▲
Appropriation of the result
Profit (loss) to be appropriated9906-€44,789
Profit (loss) brought forward from the previous period14P-€25,103

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2018201920202021Change
Turnover70---€621,519-
Goods, raw materials, services and sundry goods60/61---€582,836-
Remuneration, social security and pensions62---€15,096-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,978€7,678€7,989€2,376▼ 70.3%
Other operating charges640/8---€1,197-
Gross operating margin9900€31,669€21,154€42,716€38,683▼ 9.4%
Operating profit (loss)9901€16,373€4,566€9,584€20,013▲ 109%
Recurring financial income75€2,684€2,433€2,868--
Financial charges65/66B---€327-
Recurring financial charges65€3,962€4,090€6,378€327▼ 94.9%
Profit (loss) for the period before taxes9903€15,095€2,910€6,074€19,686▲ 224%
Income taxes67/77€2,809€855€1,312--
Profit (loss) for the period9904€12,286€2,055€4,762€19,686▲ 313%
Profit (loss) for the period to be appropriated9905€12,286€2,055€4,762€19,686▲ 313%
Line2018201920202021Change
Assets
Total assets20/58€75,463€72,503€75,911€86,038▲ 13.3%
Fixed assets21/28€20,349€12,670€5,776€3,400▼ 41.1%
Tangible fixed assets22/27€20,299€12,621€5,727€3,350▼ 41.5%
Plant, machinery and equipment23---€2,246-
Other tangible fixed assets26---€1,104-
Financial fixed assets28€50€50€50€50=
Current assets29/58€55,115€59,832€70,135€82,638▲ 17.8%
Stocks and contracts in progress3€8,512€8,582€9,424€3,770▼ 60.0%
Stocks30/36---€3,770-
Amounts receivable within one year40/41€39,711€37,166€36,611€34,450▼ 5.9%
Trade receivables40---€63-
Other amounts receivable41---€34,387-
Cash at bank and in hand54/58€4,860€12,032€22,473€44,418▲ 97.6%
Equity and liabilities
Total equity and liabilities10/49€75,463€72,503€75,911€86,038▲ 13.3%
Equity10/15€38,738€40,792€45,554€65,240▲ 43.2%
Contributions10/11€18,592€18,592-€18,592-
Reserves13€1,859€1,859€1,859€1,859=
Non-distributable reserves130/1---€1,859-
Reserves not available under the articles1311---€1,859-
Profit (loss) carried forward14€18,287€20,341€25,103€44,789▲ 78.4%
Amounts payable17/49€36,725€31,710€30,357€20,798▼ 31.5%
Amounts payable after more than one year17€7,388€5,601€3,774€3,774=
Financial debts170/4---€3,774-
Amounts payable within one year42/48€29,338€26,109€26,583€17,024▼ 36.0%
Trade debts44€14,787€19,148€19,152€14,163▼ 26.0%
Suppliers440/4---€14,163-
Taxes, remuneration and social security45---€2,861-
Taxes450/3---€624-
Remuneration and social security454/9---€2,236-
Line2018201920202021Change
Profit (loss) for the period9904€12,286€2,055€4,762€19,686▲ 313%
+ Depreciation and write-downs630€7,978€7,678€7,989€2,376▼ 70.3%
Operating cash flow (approximation)€20,264€9,733€12,751€22,063▲ 73.0%
Investment in fixed assets (approximation)-€0-€1,095€0-
Change in cash-€7,172€10,441€21,945▲ 110%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 31 filings with the National Bank
Financial year Type Filed Reference
31-12-2021 micro format 13-10-2022 2022-20459027
31-12-2020 micro format 29-03-2021 2021-08800179
31-12-2019 micro format 28-08-2020 2020-46400166
31-12-2018 micro format 30-09-2019 2019-67200272
31-12-2017 micro format 13-08-2018 2018-45200028
31-12-2016 micro format 26-09-2017 2017-62600109
31-12-2015 abbreviated format 20-07-2016 2016-33600268
31-12-2014 abbreviated format 21-08-2015 2015-45100332
31-12-2013 abbreviated format 23-07-2014 2014-33200251
31-12-2012 abbreviated format 25-07-2013 2013-34500423

Show all 31 filings

Similar companies · same sector, comparable size

Of the 3,684 active companies whose main activity is retail sale of fruit and vegetables (NACE 47210), figures are known for 955. 789 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

HAPRO was incorporated on 24 September 1987.1 Total assets rose from €75,463 in 2018 to €86,038 in 2021 and headcount from 0.4 to 5.2 full-time equivalents.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2021

Acts, filings and financial milestones

2026
28-08
KBO administration Late accounts filing
event 18-08-2026
2022
13-10
NBB filing Annual accounts filed
financial year 2021 · micro format · 74 days late
2021
31-12
Financial Highest result from 2018 to 2021net €19,686 ▲313%
Operating result €20,013, net result €19,686, both a record.
29-03
NBB filing Annual accounts filed
financial year 2020 · micro format
2020
28-08
NBB filing Annual accounts filed
financial year 2019 · micro format · 28 days late
2019
31-12
Financial Weakest financial yearnet €2,055 ▼83.3%
Net result drops to €2,055, the lowest in the series; recovery starts the following year.
30-09
NBB filing Annual accounts filed
financial year 2018 · micro format · 61 days late
2018
13-08
NBB filing Annual accounts filed
financial year 2017 · micro format · 13 days late
2017
26-09
NBB filing Annual accounts filed
financial year 2016 · micro format · 57 days late
2016
20-07
NBB filing Annual accounts filed
financial year 2015 · abbreviated format
2015
21-08
NBB filing Annual accounts filed
financial year 2014 · abbreviated format · 21 days late
2014
23-07
NBB filing Annual accounts filed
financial year 2013 · abbreviated format
2013
25-07
NBB filing Annual accounts filed
financial year 2012 · abbreviated format
SignalFinancial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 31 annual accounts filed, the latest 10 are here; all 31 are under Financials.
0 of 2 deeds read
About the unread acts

We know of 2 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded24-09-1987
Financial year end31-12
Activities, NACEBEL 2025
47210Retail sale of fruit and vegetables
E-invoicing
Reachable via Peppol
Peppol ID 0208:0431987223
Also 9925:BE0431987223
Registered 19-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 18 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1987
registered office establishment The establishment unit on the map
Ground area
192 m²
Building footprint
175 m²
Building volume
1,517 m³
Parcel 11382C0297/00T000, Flanders · tallest building 10.3 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Kapelstraat 99, 2660 Antwerpen
Wholesale trade
since 1987unit no. 2.030.382.719
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11382C0297/00T000 Flanders 192 m² 1 · 175 m² 10.2 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.