BIGUI CONCEPT
ActiveSummary
BIGUI CONCEPT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €39k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-8
Solvency40▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.88 in 2024; short-term debt: 55.2% and cash: 9.8% of total assets), and 85.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.5%
Return on assets
8.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
26 d late
2024
42 d early
2023
20 d late
2022
62 d early
2021
69 d early
2020
64 d early
2019
65 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€39k▼ 38.0%
2024 · €63k
2019: €-7k
2020: €-3k
2021: €-25k
2022: €-16k
2023: €-5k
2024: €63k
2019 → 2025
Working capital
€-46k▼ 72.2%
2024 · €-27k
2019: €-13k
2020: €-62k
2021: €-82k
2022: €-80k
2023: €-64k
2024: €-27k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-16k-€-31k▼ 100%€-36k▼ 16.3%€27k€66k▲ 147%
Operating result€-20k-€-11k▲ 45.8%€-458▲ 95.7%€69k€56k▼ 18.2%
Net result€-25k-€-16k▲ 36.3%€-5k▲ 67.4%€63k€39k▼ 38.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €453k
Fixed assets
€249k ▲ 12.9%
Current assets
€204k ▲ 6.0%
Equity and liabilities €453k
Equity
€66k ▲ 147%
Debt
€387k ▲ 0.2%
Debt's share of the balance-sheet total falls from 93.5% to 85.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€118k▼
2024 · €124k
Cash flow
€101k▼
2024 · €118k
Current ratio
0.82▼
2024 · 0.88
Quick ratio
0.71▼
2024 · 0.80
Debt to equity
5.87▼
2024 · 14.48
ROE
59.5%▼
2024 · 236.7%
ROA
8.7%▼
2024 · 15.3%
Interest coverage
21.87▼
2024 · 24.85
Debt ≤ 1 year
€250k▲
2024 · €219k
Debt > 1 year
€137k▼
2024 · €167k
Income taxes
€12k▲
2024 · €1k
Staff costs
€272k▲
2024 · €227k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€413k€453k▲
Fixed assets21/28€220k€249k▲
Intangible fixed assets21€2k€2k▲
Tangible fixed assets22/27€217k€245k▲
Plant, machinery and equipment23€119k€179k▲
Furniture and vehicles24€45k€22k▼
Leasing and similar rights25€18k€14k▼
Other tangible fixed assets26€35k€31k▼
Financial fixed assets28€2k€1k▼
Current assets29/58€192k€204k▲
Stocks and contracts in progress3€17k€26k▲
Stocks30/36€17k€26k▲
Amounts receivable within one year40/41€85k€129k▲
Trade receivables40€81k€109k▲
Other amounts receivable41€4k€20k▲
Cash at bank and in hand54/58€84k€44k▼
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€413k€453k▲
Equity10/15€27k€66k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€8k€47k▲
Amounts payable17/49€386k€387k▲
Amounts payable after more than one year17€167k€137k▼
Financial debts170/4€167k€137k▼
Amounts payable within one year42/48€219k€250k▲
Current portion of amounts payable after more than one year42€62k€54k▼
Trade debts44€36k€93k▲
Suppliers440/4€36k€93k▲
Taxes, remuneration and social security45€34k€21k▼
Taxes450/3€7k€3k▼
Remuneration and social security454/9€27k€18k▼
Other amounts payable47/48€87k€82k▼
Income statement
Code20242025
Remuneration, social security and pensions62€227k€272k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€62k▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€356k€397k▲
Operating profit (loss)9901€69k€56k▼
Financial income75/76B€551€689▲
Recurring financial income75€551€689▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€64k€52k▼
Income taxes67/77€1k€12k▲
Profit (loss) for the period9904€63k€39k▼
Profit (loss) for the period to be appropriated9905€63k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€47k▲
Profit (loss) brought forward from the previous period14P€-55k€8k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €63k
Net result €63k after 5 loss-making years.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manage · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vivier-au-Pont 197170 ManageGround area
3,779 m²
Building footprint
1,410 m²
Volume, LiDAR
7,500 m³
2 parcels, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
BIGUI CONCEPT
since 20182.287.156.565
Bigui concept
since 20212.314.675.663
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52043E0023/00N000 | Wallonia | 2,413 m² | 1 · 1,242 m² | 9.6 m · 2 fl. |
| 52043E0010/00H003 | Wallonia | 1,366 m² | 1 · 169 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteManage2.314.675.663
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F.G. INVEST
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,402 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
47210Retail sale of fruit and vegetables
70200Business and other management consultancy
47400Retail sale of information and communication equipment
62900Other information technology and computer services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:blanchart.guillaume263@hotmail.com
Phone:+32476447071