Klink & Co

Active

Private limited companyfounded 20215 yrs activeAchterbroeksteenweg (Dp) 67, 2920 Kalmthout, BelgiumKBO/BCE: BE 0765.676.923

The computed 12-month bankruptcy probability of Klink & Co is 1.9% (moderate). The 2024 annual accounts show equity of €65k and a net result of €27k. Equity is growing by ~105.5% per year across the filed fiscal years. Its solvency ranks better than 67% of 26043 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

76 / 100

Excellent

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability96▼-4

Solvency78▲+22

Growth78=

Track record94

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €4.5k at 30 days acceptable

Liquidity ample (current ratio 1.76 against 1.06 in 2023; short-term debt: 16.8% and cash: 18.6% of total assets), and 46.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

61 d late

2023

30 d late

2022

59 d late

2021

75 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€65k▲ 70.9%

2023 · €38k

2021: €-12k 2022: €-1k 2023: €38k

2021 → 2024

Total assets

€123k▲ 1.0%

2023 · €121k

2021: €210k 2022: €203k 2023: €121k

2021 → 2024

Net result

€27k▼ 31.5%

2023 · €40k

2021: €-14k 2022: €10k 2023: €40k

2021 → 2024

Working capital

€16k▲ 224%

2023 · €5k

2021: €-44k 2022: €-35k 2023: €5k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€-12k-€-1k▲ 88.4%€38k€65k▲ 70.9%

Operating result€-14k-€8k€52k▲ 513%€36k▼ 31.1%

Net result€-14k-€10k€40k▲ 278%€27k▼ 31.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 31% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €123k

70.5%

29.5%

Fixed assets €87k▲ 111%

Current assets €36k▼ 55.0%

Equity and liabilities €123k

53.2%

46.8%

Equity €65k▲ 70.9%

Debt €57k▼ 31.0%

The debt ratio falls from 68.5% to 46.8%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€52k▼

2023 · €76k

Cash flow

€44k▼

2023 · €63k

Solvency

53.2%▲

2023 · 31.5%

Current ratio

1.76▲

2023 · 1.06

Quick ratio

1.76▲

2023 · 1.06

Debt / equity

0.88▼

2023 · 2.18

ROE

41.5%▼

2023 · 103.6%

ROA

22.1%▼

2023 · 32.6%

Interest coverage

33.52▼

2023 · 82.34

Debt

€57k▼

2023 · €83k

Debt ≤ 1 year

€21k▼

2023 · €75k

Debt > 1 year

€37k▲

2023 · €8k

Income taxes

€7k▼

2023 · €13k

Staff costs

€11k▲

2023 · €9k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€121k€123k▲

Fixed assets21/28€41k€87k▲

Tangible fixed assets22/27€41k€87k▲

Land and buildings22-€13k

Furniture and vehicles24€22k€13k▼

Leasing and similar rights25€19k€60k▲

Current assets29/58€80k€36k▼

Amounts receivable within one year40/41€35k€11k▼

Trade receivables40€25k€4k▼

Other amounts receivable41€10k€7k▼

Cash at bank and in hand54/58€42k€23k▼

Deferred charges and accrued income490/1€3k€2k▼

Equity and liabilities

Total equity and liabilities10/49€121k€123k▲

Equity10/15€38k€65k▲

Contributions10/11€2k€2k=

Reserves13€36k€63k▲

Distributable reserves133€36k€63k▲

Amounts payable17/49€83k€57k▼

Amounts payable after more than one year17€8k€37k▲

Financial debts170/4€8k€35k▲

Other amounts payable178/9-€2k

Amounts payable within one year42/48€75k€21k▼

Current portion of amounts payable after more than one year42€24k€14k▼

Trade debts44€23k€3k▼

Suppliers440/4€23k€3k▼

Advances received on contracts in progress46€15k€1k▼

Taxes, remuneration and social security45€13k€3k▼

Taxes450/3€13k€3k▼

Remuneration and social security454/9€514-

Income statement Code20232024

Non-recurring operating income76A-€11k

Remuneration, social security and pensions62€9k€11k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€17k▼

Other operating charges640/8€3k€2k▼

Non-recurring operating charges66A-€193

Gross operating margin9900€88k€66k▼

Operating profit (loss)9901€52k€36k▼

Financial income75/76B€1k€60▼

Recurring financial income75€1k€60▼

Financial charges65/66B€920€2k▲

Recurring financial charges65€920€2k▲

Profit (loss) for the period before taxes9903€52k€34k▼

Income taxes67/77€13k€7k▼

Profit (loss) for the period9904€40k€27k▼

Profit (loss) for the period to be appropriated9905€40k€27k▼

Appropriation of the result

Profit (loss) to be appropriated9906€36k€27k▼

Profit (loss) brought forward from the previous period14P€-3k-

Transfer to equity691/2€36k€27k▼

To other reserves6921€36k€27k▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

2025

30-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 61 days late

2024

30-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

2023

31-12

Financial Highest result since 2021net €40k ▲278%

Operating result €52k, net result €40k, both a record.

28-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 59 days late

2022

31-12

Financial Back to profitnet €10k

Net result €10k after one loss-making year.

14-10

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 75 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Kalmthout · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Achterbroeksteenweg (Dp) 672920 Kalmthout

Ground area

664 m²

Building footprint

75 m²

Volume, LiDAR

22 m³

Parcel 11022G0342/00Z003, Flanders · tallest building 11.6 m. Linked by address, not a title deed.

1 establishment unit

Klink & Co

Achterbroeksteenweg (Dp) 67, 2920 KalmthoutAgents in non-specialised wholesale trade

since 20212.315.448.891

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11022G0342/00Z003	Flanders	664 m²	1 · 74 m²	11.6 m

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 406 EUR awarded · 406 EUR paid

Year	Entries	awarded	paid
2025	1	406 EUR	406 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 406 EUR · 406 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site

Kalmthout2.315.448.891

1 permission

Toelating · Ambulante detailhandel · since 18-01-2024

Similar companies · same sector, comparable size

HAPRO

BE 0431.987.223

Antwerpen · Eq €65k

HET BOURGONDISCH KRUIS

Of 3,828 companies in sector 47210 we hold annual accounts for 965. 792 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded25-03-2021

Fiscal year end31-12

Activities, NACEBEL

47210Retail sale of fruit and vegetables

47810Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.