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HAPOC

Active Risk: not assessed Private limited companyfounded 2017active for 9 yearsVeurestraat 48, 9051 GhentKBO/BCE: BE 0672.930.966

Overview

Lifetime

9 annual accounts with figures on one time axis
peak €75,189 (2024)
-€9,768▼ €84,956
lowest -€38,446 (2020)
-€11,249▼ €62,687
peak €95,942 (2024)
€84,693▼ 11.7%
€28,654▼ 6.9%
Board1 name since 2021
1 directorCOSAERT Pieter
Documentsfilings and deeds
23-06-202638 days before the deadline
2025abbreviated format
Gross margin from €75,189 to -€9,768Loss of €11,249Investments €8,189Cash from €5,327 to €59,773

Key points

from the 2025 annual accounts

Result

-€11,249 -€11,249
€51,4002024-€11,2002025

From profit to loss in 2025, after a profit of €51,438 in 2024.

Investments

€8,189 4.3 × depreciation
202320242025

Green is investment, beige is depreciation.

Filings

9 annual accounts 2 late
AprilJune31 JulyOctober20202025

The 2024 accounts came latest: 26 days after the end of the period.

Financial institution: outside the modelBankruptcy probability: sector outside the model

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
38 days early
2024
26 days late
2023
148 days early
2022
125 days early
2021
73 days early
2020
142 days early
2019
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 73 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 May (4 of the last 5 accounts filed within 74 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

CP
Director, since 17-03-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0672930966
Change of role: COSAERT Pieter, from manager to director Gazette deed
Registered office moved from Deurle to Afsnee New registered office: Veurestraaat 48, 9051 Afsnee · Previous registered office: Philips de Denterghemlaan 51, 9831 Deurle · Board meeting of 02-06-2022 · Gazette deed
First establishment Veurestraat 48, Ghent
All 17 events

Comparable companies

same main activity, similar in size and age
Company
HAPOC Ghent €113,347 -€9,768 74.7% -
FINFACTORY Lede €125,567 -€22,816 58.6% -
B.I.L. Invest Oudenaarde €97,396 -€2,446 91.4% -
Gladvice Oosterzele €145,392 -€69,631 31.9% -
PEPALOT Ghent €149,608 -€7,756 93.7% -
F-F partners Wetteren €85,919 -€2,660 56.6% -
NORVIC Mortsel €121,065 -€39,919 75.7% -

These companies have the same main activity as HAPOC: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €85,900 and €150,000, founded between 2016 and 2018.

Official details

Source: KBO
Status
Active since 22-03-2017Normal situation
Activity
Activities of holding companiesNACE 64210
Establishment unit
2.262.957.0459051 Ghent, since 01-04-2017
Financial year end
31 December
Peppol
Reachable since 18-03-2025
Company details

Annual accounts 2025

€11,249
€84,693▼ 11.7%
€113,347▼ 10.5%
Filing
Filed on 23-06-2026, 38 days before the end of the filing period
Financials

Insights on HAPOC

HAPOC files the abbreviated format. That format states no turnover. The gross margin fell from €33,163 in 2017 to -€9,768 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 23-06-2026, 38 days before the deadline
€84,693
▼ 11.7%
€113,347
▼ 10.5%
-€11,249
▼ €62,687
74.7%
▼ 1.0 percentage points
-13.3%
▼ 66.9 percentage points
-9.9%
▼ 50.5 percentage points

Turnover and EBIT margin are not published. The abbreviated format does not require them.

Balance sheet

balance sheet total €113,347 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

74.7%

Higher than 72% of 6,708 companies in 2025.

-9.9%

Lower than 95% of 6,673 companies in 2025.

HAPOC Middle half of the sector 80% of the sector Abbreviated accounts in financial services (NACE 64)

Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020201920182017
Balance sheet: assets
20/58 113,347126,71366,55877,45575,60780,490131,833149,51483,606
21/28 11,0834,8052,3312979,38918,48043,00357,55529,313
22/27 11,0834,8052,3312979,38918,48043,00357,55529,313
23 2,6193,287-2975938891,185--
24 8,4631,5182,331-8,79617,59141,81857,55529,313
29/58 102,265121,90864,22777,15866,21862,01088,83091,95954,293
40/41 15,07243,6783,15414,92610,00013,89060,85936,23516,828
40 7,0008,678-8,47010,00013,89030,85936,23516,828
41 8,07235,0003,1546,456--30,000--
50/53 25,94271,50021,50011,5007,500----
54/58 59,7735,32738,86846,73845,45546,92125,79251,96237,465
490/1 1,4791,4037053,9943,2631,1992,1793,762-
Balance sheet: equity and liabilities
10/49 113,347126,71366,55877,45575,60780,490131,833149,51483,606
10/15 84,69395,94244,50454,04645,77242,52380,96960,72927,614
10/11 12,50012,50012,50012,50012,50012,50012,50012,50012,500
100 ------18,60018,60018,600
101 ------6,1006,1006,100
13 83,44283,44253,46063,04154,76754,76754,76748,22914,948
130/1 8608608601,8601,8601,860---
130 ------1,8601,8601,000
1311 8608608601,8601,8601,860---
132 -----22,86322,86316,325-
133 82,58282,58252,60061,18152,90730,04430,04430,04413,948
14 -11,249--21,456-21,495-21,495-24,74413,702-166
17/49 28,65430,77122,05423,40929,83537,96750,86488,78555,992
17 -----2,54015,33333,33918,541
170/4 -----2,54015,33333,33918,541
42/48 25,65427,77120,25420,40826,83432,42633,72652,44635,200
42 ----2,54012,79318,00517,8057,756
44 7,7597781,5288,6601,5074,6061,795985284
440/4 7,7597781,5288,6601,5074,6061,795985284
45 11,97926,9935,7576,4606,17613,17113,92621,77327,160
450/3 1,08917,9454,1404,9604,5778,81711,46018,03815,828
454/9 10,8909,0481,6171,5001,5994,3542,4663,73511,332
47/48 5,916-12,9695,28816,6111,856-11,883-
492/3 3,0003,0001,8003,0013,0013,0011,8053,0002,251
Income statement
76A ---9,892-----
9900 -9,76875,1895,24410,92413,174-17,38544,41867,06733,163
62 --------1,569
630 1,9118664052969,0929,09216,03215,7365,391
640/8 5445285161,0722305774811,592831
66A -----8,952---
9901 -12,22373,7954,3239,5563,852-27,05427,90549,73925,372
75/76B 1,1732431015--574133
75 1,1732431015--574133
65/66B 671560981869,309837595359
65 67156098186357837595359
66B -----8,952---
9903 -11,11774,0234,2739,4733,666-36,36327,64249,15725,016
67/77 13222,5858461,1994172,0837,40213,8979,902
9904 -11,24951,4383,4278,2743,249-38,44620,24035,26015,114
789 ----22,863----
689 ------6,53816,325-
9905 -11,24951,4383,4278,27426,112-38,44613,70218,93515,114
Appropriation of the result
9906 -11,24929,982-18,068-13,2211,368-24,74413,70218,93515,114
14P --21,456-21,495-21,495-24,744----
791/2 --12,969--1,860---
691/2 -29,9823,3888,27422,8631,860-18,93514,948
6920 -------8601,000
6921 -29,9823,3888,27422,8631,860-18,07513,948
694/7 --12,969------
694 --12,969------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 23-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 23-06-2026 2026-00187944 PDF
31-12-2024 abbreviated format 26-08-2025 2025-00405643 PDF
31-12-2023 abbreviated format 05-03-2024 2024-00039338 PDF
31-12-2022 abbreviated format 28-03-2023 2023-00046863 PDF
31-12-2021 abbreviated format 19-05-2022 2022-20032401 PDF
31-12-2020 abbreviated format 11-03-2021 2021-07400281 PDF
31-12-2019 abbreviated format 23-07-2020 2020-32900506 PDF
31-12-2018 abbreviated format 24-04-2019 2019-10500425 PDF
31-12-2017 abbreviated format 22-08-2018 2018-48400289 PDF

Subsidies and aid

Flemish government 2025, 1 entry, €6,000 awarded, €6,000 paid

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020201920182017
8,1893,3402,440-8,7961-15,4311,48143,97834,704
54,446-33,541-7,8701,283-1,46621,129-26,17014,497-
74.7%75.7%66.9%69.8%60.5%52.8%61.4%40.6%33.0%
-13.3%53.6%7.7%15.3%7.1%-90.4%25.0%58.1%54.7%
-9.9%40.6%5.1%10.7%4.3%-47.8%15.4%23.6%18.1%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€8,189€3,340€2,440--
€1,911€866€405€296€9,092

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on HAPOC

The operating result for 2025 is a loss of €12,223, after a profit of €73,795 in 2024. It is the lowest result since 2020.

Debt's share of the balance-sheet total rises from 24.3% to 25.3%. Equity and debt are lower.

Board & ownership

Board

1 director, last change in 2023
Director (not named in the articles)
since 17-03-2023 term without a fixed end
earlier manager, until 22-03-2023
listed in the 2025 annual accounts, filed on 23-06-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
COSAERT Pieter
Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
  • COSAERT Pieter
    • Director (not named in the articles), from 01-01-2021 to date
    • Manager, until 22-03-2023

See the board, name and registered office on a given date →

Control

Capital

Contribution
€12,500
Source
2025 annual accounts

Articles of association

deed of 22-03-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Tuesday of June at 10:00

Capital transactions

Capital over time
  1. 22-03-2023 Converted to unavailable equity · €14,360
  2. 22-03-2023 Converted to uncalled contributions · €6,100

Network & group

No group

HAPOC has no parent and no holdings in its annual accounts. COSAERT Pieter is the only director.

The LEI register names no parent.

Board mandates elsewhere

2 board mandates
Board mandates of HAPOCHAPOC sits on their board2
Managing director
Founded in 2019 · total assets €2.4m (2025)
Director, Managing director
Founded in 1978 · 10 FTE (2025)

Connections & network

1 current director
Depth

The board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

17 events since 2017

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBabbreviated format · 38 days before the deadline
2025
Annual accounts 2024 filed PDFabbreviated format · 26 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0672930966
2024
Highest result from 2017 to 2025 net €51,438 ▲1,401% The operating result of €73,795 and the net result of €51,438 are both a record.
Annual accounts 2023 filed PDFabbreviated format · 148 days before the deadline
2023
Annual accounts 2022 filed PDFabbreviated format · 125 days before the deadline
Change of role: COSAERT Pieter, from manager to director3 points ▸
  • Director resignation, COSAERT Pieter (manager)
  • Director appointment, COSAERT Pieter (director (not named in the articles))
  • Registered office clause, Veurestraat 48
  • The deed holds 6 more points.

Open the deed in the Belgian Official Gazette

2022
Registered office moved from Deurle to AfsneeNew registered office: Veurestraaat 48, 9051 Afsnee · Previous registered office: Philips de Denterghemlaan 51, 9831 Deurle · Board meeting of 02-06-20222 points ▸
  • Board meeting, 02-06-2022
  • Registered-office move, Veurestraaat 48, 9051 Afsnee

Open the deed in the Belgian Official Gazette

Annual accounts 2021 filed PDFabbreviated format · 73 days before the deadline
2021
Back to profit net €3,249 The net result is €3,249, after one loss-making year.
Annual accounts 2020 filed PDFabbreviated format · 142 days before the deadline
2020
Weakest financial year net -€38,446 The net result drops to -€38,446, the lowest from 2017 to 2025. It recovers the following year.
Annual accounts 2019 filed PDFabbreviated format · 8 days before the deadline
2019
Annual accounts 2018 filed PDFabbreviated format · 98 days before the deadline
2018
Annual accounts 2017 filed PDFabbreviated format · 22 days late
2017
First establishment Veurestraat 48, Ghent
Incorporation PDFpublished on 24-03-2017

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 22 March 2017, HAPOC was incorporated.1 In 2022 the registered office moved to Afsnee.2 Total assets went from €149,514 in 2018 to €113,347 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 09-08-2022
  3. 3National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0672.930.966
VAT number
BE 0672.930.966
Peppol ID
0208:0672930966
Other Peppol ID
9925:BE0672930966
LEI code
9845000798N87EJ0CT70 live in the LEI register
Legal form
Private limited company
Status
Active, normal situation
Founded
22-03-2017
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Tuesday of June at 10:00
deed of 22-03-2023 (in Dutch)
Peppol
Reachable since 18-03-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
HAPOC in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 22-03-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 22-03-2023 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
64200 Holdings main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het nemen van participaties en deelnemingen in ondernemingen,ongeacht hun rechtsvorm,alsook het oordeelkundig beheer ervan; Het nemen van…”
15 activities
  1. Het nemen van participaties en deelnemingen in ondernemingen,ongeacht hun rechtsvorm,alsook het oordeelkundig beheer ervan
  2. Het nemen van participaties in onroerende investeringen alsmede elke activiteit en verrichting met betrekking tot bebouwde en onbebouwde onroerende goederen,meer in het bijzonder:de verwerving door de aankoop of anderszins,de verkoop,de ruil,de huur,de verhuur,de leasing en de financiering van onroerende goederen(inclusief het verlenen van hypotheken)
  3. Het verlenen van diensten en adviezen met betrekking tot het management van ondernemingen,bedrijfsbeheer en–administratie,onderzoek van opportuniteiten en al wat daarmee rechtstreeks of onrechtstreeks verband houdt
  4. Het verlenen van diensten en adviezen met betrekking tot het opzetten en optimaliseren van bedrijfsprocessen van ondernemingen op allerlei vlak
  5. Het optreden als bestuurder of vereffenaar in vennootschappen;het waarborgen van verbintenissen van verbonden ondernemingen of ondernemingen waarin zij een participatie bezit;het toestaan van leningen,voorschotten en kredieten aan deze vennootschappen,alsook aan derden,zowel vennoten,zaakvoerders als loutere derden;alle andere financiële verrichtingen die in overeenstemming zijn met haar doelstellingen en telkens met respect voor de wettelijke beperkingen
  6. Het verlenen van advies en verrichten van prestaties inzake administratieve en organisatorische aangelegenheden,logistiek,budgetcontrole,algemeen management,managementbegeleiding en–sturing
  7. Het geven van advies en trainingen
  8. Het verrichten van diverse bedrijfseconomische en wetenschappelijke studies allerhande
  9. Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het oordeelkundig beheer van onroerende goederen,vooral door verhuringen en andere overeenkomsten met derden in verband met hun gebruik,genot en opbrengst inclusief syndicusopdrachten
  10. De uitbouw en beheer van een vermogen,zowel roerend als onroerend,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengsten ervan te bevorderen.Het beheer van roerende en onroerende goederen voor rekening van derden zal slechts geschieden op voorwaarde dat de vennootschap terzake over de vereiste vergunningen en toelatingen beschikt
  11. Het nemen van participaties in verenigingen,vennootschappen,samenwerkingsverbanden of projecten op gelijk welke wijze met het oog op het renderen van de beschikbare middelen
  12. Het ter beschikking stellen tegen vergoeding van gebouwen,lokalen,goederen,materieel,rollend materieel,meubelen,producten,informatica en communicatiemedia in het kader van de in haar voorwerp genoemde activiteiten
  13. Het ontwikkelen,in licentie nemen en geven en aan-en verkopen van allerhande prototypes,tekeningen en modellen,fabricageprocédés voor allerhande industrie en ambachten
  14. Het in leasing geven van onroerende goederen
  15. De planning en ontwikkeling van handels-,industriële en commerciële projecten van allerlei aard in binnen-en in buitenland,alsmede het participeren in alle beleggings-en financiële transacties die aan de ontwikkeling van zulke projecten ten goede komen.De vennootschap kan de uitvoeringen van dergelijke projecten organiseren,en er ook toezicht op uitoefenen
deed of 22-03-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Veurestraat 48 registered office 9051 Ghent 7010001 Activities of head offices 01-04-2017 2.262.957.045
1 former office
  • Philips de Denterghemlaan 51, 9831 Deurle until the deed of 09-08-2022

Buildings and parcels at the address

Ground area
2,569 m²
Buildings
254 m²
Volume, LiDAR
1,411 m³
Tallest building
9.6 m
Buildings to scale, each on its own parcel
254 m², 9.6 m 254 m², 9.6 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
44002B0148/00Z0002,569 m² 1 · 254 m² 9.6 m · 2