HAPOC
Annual accounts 2025
abbreviated format, filed on 23-06-2026, 38 days before the deadline€84,693
▼ 11.7%
€113,347
▼ 10.5%
-€11,249
▼ €62,687
74.7%
▼ 1.0 percentage points
-13.3%
▼ 66.9 percentage points
-9.9%
▼ 50.5 percentage points
Turnover and EBIT margin are not published. The abbreviated format does not require them.
Balance sheet
balance sheet total €113,347 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
74.7%
Higher than 72% of 6,708 companies in 2025.
-9.9%
Lower than 95% of 6,673 companies in 2025.
HAPOC
Middle half of the sector
80% of the sector
Abbreviated accounts in financial services (NACE 64)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||
20/58 |
113,347 | 126,713 | 66,558 | 77,455 | 75,607 | 80,490 | 131,833 | 149,514 | 83,606 | |
21/28 |
11,083 | 4,805 | 2,331 | 297 | 9,389 | 18,480 | 43,003 | 57,555 | 29,313 | |
22/27 |
11,083 | 4,805 | 2,331 | 297 | 9,389 | 18,480 | 43,003 | 57,555 | 29,313 | |
23 |
2,619 | 3,287 | - | 297 | 593 | 889 | 1,185 | - | - | |
24 |
8,463 | 1,518 | 2,331 | - | 8,796 | 17,591 | 41,818 | 57,555 | 29,313 | |
29/58 |
102,265 | 121,908 | 64,227 | 77,158 | 66,218 | 62,010 | 88,830 | 91,959 | 54,293 | |
40/41 |
15,072 | 43,678 | 3,154 | 14,926 | 10,000 | 13,890 | 60,859 | 36,235 | 16,828 | |
40 |
7,000 | 8,678 | - | 8,470 | 10,000 | 13,890 | 30,859 | 36,235 | 16,828 | |
41 |
8,072 | 35,000 | 3,154 | 6,456 | - | - | 30,000 | - | - | |
50/53 |
25,942 | 71,500 | 21,500 | 11,500 | 7,500 | - | - | - | - | |
54/58 |
59,773 | 5,327 | 38,868 | 46,738 | 45,455 | 46,921 | 25,792 | 51,962 | 37,465 | |
490/1 |
1,479 | 1,403 | 705 | 3,994 | 3,263 | 1,199 | 2,179 | 3,762 | - | |
| Balance sheet: equity and liabilities | ||||||||||
10/49 |
113,347 | 126,713 | 66,558 | 77,455 | 75,607 | 80,490 | 131,833 | 149,514 | 83,606 | |
10/15 |
84,693 | 95,942 | 44,504 | 54,046 | 45,772 | 42,523 | 80,969 | 60,729 | 27,614 | |
10/11 |
12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | 12,500 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 6,100 | 6,100 | 6,100 | |
13 |
83,442 | 83,442 | 53,460 | 63,041 | 54,767 | 54,767 | 54,767 | 48,229 | 14,948 | |
130/1 |
860 | 860 | 860 | 1,860 | 1,860 | 1,860 | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,000 | |
1311 |
860 | 860 | 860 | 1,860 | 1,860 | 1,860 | - | - | - | |
132 |
- | - | - | - | - | 22,863 | 22,863 | 16,325 | - | |
133 |
82,582 | 82,582 | 52,600 | 61,181 | 52,907 | 30,044 | 30,044 | 30,044 | 13,948 | |
14 |
-11,249 | - | -21,456 | -21,495 | -21,495 | -24,744 | 13,702 | - | 166 | |
17/49 |
28,654 | 30,771 | 22,054 | 23,409 | 29,835 | 37,967 | 50,864 | 88,785 | 55,992 | |
17 |
- | - | - | - | - | 2,540 | 15,333 | 33,339 | 18,541 | |
170/4 |
- | - | - | - | - | 2,540 | 15,333 | 33,339 | 18,541 | |
42/48 |
25,654 | 27,771 | 20,254 | 20,408 | 26,834 | 32,426 | 33,726 | 52,446 | 35,200 | |
42 |
- | - | - | - | 2,540 | 12,793 | 18,005 | 17,805 | 7,756 | |
44 |
7,759 | 778 | 1,528 | 8,660 | 1,507 | 4,606 | 1,795 | 985 | 284 | |
440/4 |
7,759 | 778 | 1,528 | 8,660 | 1,507 | 4,606 | 1,795 | 985 | 284 | |
45 |
11,979 | 26,993 | 5,757 | 6,460 | 6,176 | 13,171 | 13,926 | 21,773 | 27,160 | |
450/3 |
1,089 | 17,945 | 4,140 | 4,960 | 4,577 | 8,817 | 11,460 | 18,038 | 15,828 | |
454/9 |
10,890 | 9,048 | 1,617 | 1,500 | 1,599 | 4,354 | 2,466 | 3,735 | 11,332 | |
47/48 |
5,916 | - | 12,969 | 5,288 | 16,611 | 1,856 | - | 11,883 | - | |
492/3 |
3,000 | 3,000 | 1,800 | 3,001 | 3,001 | 3,001 | 1,805 | 3,000 | 2,251 | |
| Income statement | ||||||||||
76A |
- | - | - | 9,892 | - | - | - | - | - | |
9900 |
-9,768 | 75,189 | 5,244 | 10,924 | 13,174 | -17,385 | 44,418 | 67,067 | 33,163 | |
62 |
- | - | - | - | - | - | - | - | 1,569 | |
630 |
1,911 | 866 | 405 | 296 | 9,092 | 9,092 | 16,032 | 15,736 | 5,391 | |
640/8 |
544 | 528 | 516 | 1,072 | 230 | 577 | 481 | 1,592 | 831 | |
66A |
- | - | - | - | - | 8,952 | - | - | - | |
9901 |
-12,223 | 73,795 | 4,323 | 9,556 | 3,852 | -27,054 | 27,905 | 49,739 | 25,372 | |
75/76B |
1,173 | 243 | 10 | 15 | - | - | 574 | 13 | 3 | |
75 |
1,173 | 243 | 10 | 15 | - | - | 574 | 13 | 3 | |
65/66B |
67 | 15 | 60 | 98 | 186 | 9,309 | 837 | 595 | 359 | |
65 |
67 | 15 | 60 | 98 | 186 | 357 | 837 | 595 | 359 | |
66B |
- | - | - | - | - | 8,952 | - | - | - | |
9903 |
-11,117 | 74,023 | 4,273 | 9,473 | 3,666 | -36,363 | 27,642 | 49,157 | 25,016 | |
67/77 |
132 | 22,585 | 846 | 1,199 | 417 | 2,083 | 7,402 | 13,897 | 9,902 | |
9904 |
-11,249 | 51,438 | 3,427 | 8,274 | 3,249 | -38,446 | 20,240 | 35,260 | 15,114 | |
789 |
- | - | - | - | 22,863 | - | - | - | - | |
689 |
- | - | - | - | - | - | 6,538 | 16,325 | - | |
9905 |
-11,249 | 51,438 | 3,427 | 8,274 | 26,112 | -38,446 | 13,702 | 18,935 | 15,114 | |
| Appropriation of the result | ||||||||||
9906 |
-11,249 | 29,982 | -18,068 | -13,221 | 1,368 | -24,744 | 13,702 | 18,935 | 15,114 | |
14P |
- | -21,456 | -21,495 | -21,495 | -24,744 | - | - | - | - | |
791/2 |
- | - | 12,969 | - | - | 1,860 | - | - | - | |
691/2 |
- | 29,982 | 3,388 | 8,274 | 22,863 | 1,860 | - | 18,935 | 14,948 | |
6920 |
- | - | - | - | - | - | - | 860 | 1,000 | |
6921 |
- | 29,982 | 3,388 | 8,274 | 22,863 | 1,860 | - | 18,075 | 13,948 | |
694/7 |
- | - | 12,969 | - | - | - | - | - | - | |
694 |
- | - | 12,969 | - | - | - | - | - | - | |
| Document | ||||||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 23-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 23-06-2026 | 2026-00187944 | |
| 31-12-2024 | abbreviated format | 26-08-2025 | 2025-00405643 | |
| 31-12-2023 | abbreviated format | 05-03-2024 | 2024-00039338 | |
| 31-12-2022 | abbreviated format | 28-03-2023 | 2023-00046863 | |
| 31-12-2021 | abbreviated format | 19-05-2022 | 2022-20032401 | |
| 31-12-2020 | abbreviated format | 11-03-2021 | 2021-07400281 | |
| 31-12-2019 | abbreviated format | 23-07-2020 | 2020-32900506 | |
| 31-12-2018 | abbreviated format | 24-04-2019 | 2019-10500425 | |
| 31-12-2017 | abbreviated format | 22-08-2018 | 2018-48400289 |
Subsidies and aid
Flemish government 2025, 1 entry, €6,000 awarded, €6,000 paid
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| 8,189 | 3,340 | 2,440 | -8,796 | 1 | -15,431 | 1,481 | 43,978 | 34,704 | ||
| 54,446 | -33,541 | -7,870 | 1,283 | -1,466 | 21,129 | -26,170 | 14,497 | - | ||
| 74.7% | 75.7% | 66.9% | 69.8% | 60.5% | 52.8% | 61.4% | 40.6% | 33.0% | ||
| -13.3% | 53.6% | 7.7% | 15.3% | 7.1% | -90.4% | 25.0% | 58.1% | 54.7% | ||
| -9.9% | 40.6% | 5.1% | 10.7% | 4.3% | -47.8% | 15.4% | 23.6% | 18.1% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €8,189 | €3,340 | €2,440 | - | - |
| €1,911 | €866 | €405 | €296 | €9,092 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on HAPOC
The operating result for 2025 is a loss of €12,223, after a profit of €73,795 in 2024. It is the lowest result since 2020.
Debt's share of the balance-sheet total rises from 24.3% to 25.3%. Equity and debt are lower.