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FINFACTORY

Active Risk: not assessed Private limited companyfounded 2017active for 9 yearsNieuwstraat 65, 9340 LedeKBO/BCE: BE 0677.813.036

Lifetime

8 annual accounts with figures on one time axis
peak €51,091 (2023)
-€22,816▼ €16,599
lowest -€26,424 (2025)
-€26,424▼ €14,691
peak €111,696 (2023)
€73,537▼ 26.4%
€52,029▲ 3.6%
Board1 name since 2021
Documentsfilings and deeds
02-07-202629 days before the deadline
2025abbreviated format
Gross margin from -€6,217 to -€22,816Loss of €26,424Equity from €99,962 to €73,537Cash from €1,466 to €2,389

Key points

from the 2025 annual accounts

Losses

-€38,158 in two years
-11,7342024-26,4242025

The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.

Filings

8 annual accounts since 2018
AprilJune31 JulyOctober20202025

The last five annual accounts were filed 29 to 48 days before the end of the period.

Position in the sector

-€26,424

Lower net result than 89% of companies in financial services. Sector median €51,427 · 6,707 companies.

Financial institution: outside the modelBankruptcy probability: sector outside the model

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
29 days early
2024
36 days early
2023
48 days early
2022
40 days early
2021
47 days early
2020
22 days early
2019
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 38 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

HA
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0677813036
Resignation: HEIREMANS Astrid (manager) Issue of 100 shares · Reappointment: HEIREMANS Astrid (director) · Director discharge: HEIREMANS Astrid · General meeting of 21-12-2023 · Gazette deed
Incorporation published on 05-07-2017 · Gazette deed
First establishment Nieuwstraat 65, Lede
All 16 events

Comparable companies

same main activity, similar in size and age
Company
FINFACTORY Lede €125,567 -€22,816 58.6% -
HAPOC Ghent €113,347 -€9,768 74.7% -
Gladvice Oosterzele €145,392 -€69,631 31.9% -
PEPALOT Ghent €149,608 -€7,756 93.7% -
REDO HOLDING Nazareth-De Pinte €153,885 -€7,448 -514.2% 0
Markt Gedreven Actieve Retentie Sint-Martens-Latem €157,225 -€761 97.6% -
B.I.L. Invest Oudenaarde €97,396 -€2,446 91.4% -

These companies have the same main activity as FINFACTORY: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €97,400 and €157,000, founded between 2016 and 2018.

Official details

Source: KBO
Status
Active since 03-07-2017Normal situation
Activity
Activities of holding companiesNACE 64210and 4 others
Establishment unit
2.266.515.1639340 Lede, since 03-07-2017
Financial year end
31 December
Peppol
Reachable since 06-07-2025
Company details

Annual accounts 2025

€125,567▼ 16.4%
Filing
Filed on 02-07-2026, 29 days before the end of the filing period
Financials

Insights on FINFACTORY

FINFACTORY files the abbreviated format. That format states no turnover. The gross margin fell from €26,988 in 2018 to -€22,816 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about FINFACTORY

What is the company number of FINFACTORY?
The company number of FINFACTORY is 0677.813.036. The VAT number is the same number with BE in front: BE 0677.813.036.
Where is FINFACTORY based?
The registered office is at Nieuwstraat 65, 9340 Lede.Company details
What does FINFACTORY do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of FINFACTORY?
FINFACTORY is a private limited company (BV).
When was FINFACTORY founded?
FINFACTORY was founded on 03-07-2017.
Is FINFACTORY still active?
Yes, FINFACTORY is an active enterprise in the KBO register.
What is the turnover of FINFACTORY?
The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
Is FINFACTORY profitable?
In financial year 2025, FINFACTORY made a loss of €26,424.
Where can I find the annual accounts of FINFACTORY?
FINFACTORY filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FINFACTORY due?
FINFACTORY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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