Equity
€20,504 from €184,651 in 2020
Equity fell by 89% in 5 years.
HADVISORY
Lifetime
8 annual accounts with figures on one time axispeak €148,525 (2025)
€148,525▲ 17.7%
peak €85,869 (2021)
€74,992▼ 7.5%
peak €184,651 (2020)
€20,504unchanged
€394,922▲ 64.4%
Board1 name since 2018
1 director
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Gross margin from €126,195 to €148,525Dividend €75,000Debts from €240,174 to €394,922Investments €226,212Cash from €71,354 to €20,443
Key points
from the 2025 annual accountsTurnover
≈ €290,000 estimated
The micro format states no turnover.
Debts
€394,922 95% of the balance sheet
Financial debts 73%Suppliers 4%Taxes and wages 2%Other 21%
Of this, €96,848 falls due within a year.
Securities
€215,600
Mortgages, new in 2025. 10.5 times equity · not in the 2024 accounts.
Investments
€226,212 6.0 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 102.7% higher than in 2024.
Position in the sector
4.9%
Lower solvency than 87% of companies in auxiliary financial services. Sector median 50.6% · 3,343 companies.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0687684072
Change of role: , from manager to director
General meeting of 25-10-2022 · Gazette deed
Registered office moved within Montigny-le-Tilleul
New registered office: rue du Faubourg, 4 à 6110 Montigny-Le-Tilleul · Previous registered office: rue du Faubourg, 2 à 6110 Montigny-Le-Tilleul · General meeting of 13-06-2020 · Gazette deed
Incorporation
Founding capital of €18,550, 100 shares · Founder: · Appointment: (manager) · published on 11-01-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HADVISORY Montigny-le-Tilleul | €415,426 | €148,525 | 4.9% | - |
| RS ASSUR Binche | €365,206 | €137,670 | 15.3% | - |
| Group DO Antwerp | €425,262 | €161,767 | 32.7% | - |
| DE GUNST - MORELLE Schaerbeek | €459,661 | €147,341 | 11.7% | - |
| Degima Verzekeringen Roeselare | €404,178 | €128,844 | 35.7% | - |
| AAA CAPITALASSUR Brussels | €423,772 | €168,367 | 81.3% | - |
| BUREAU D'ASSURANCES GREGORY BONANNO Seraing | €360,504 | €135,912 | 6.1% | - |
These companies have the same main activity as HADVISORY: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €361,000 and €460,000, founded between 2017 and 2018.
Official details
Source: KBO- Status
- Active since 09-01-2018Normal situation
- Activity
- Insurance agents and brokersNACE 66220and 2 others
- Establishment unit
- 2.271.681.9966110 Montigny-le-Tilleul, since 09-01-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 09-02-2026
Annual accounts 2025
- €415,426▲ 59.4%
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on HADVISORY
HADVISORY files the micro format. That format states no turnover. The gross margin rose from €40,128 in 2018 to €148,525 in 2025.
The balance sheet grew most from 2023 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HADVISORY
- What is the company number of HADVISORY?
- The company number of HADVISORY is 0687.684.072. The VAT number is the same number with BE in front: BE 0687.684.072.
- Where is HADVISORY based?
- The registered office is at Rue du Faubourg 4, 6110 Montigny-le-Tilleul.Company details
- What does HADVISORY do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of HADVISORY?
- HADVISORY is a private limited company (BV).
- When was HADVISORY founded?
- HADVISORY was founded on 09-01-2018.
- Is HADVISORY still active?
- Yes, HADVISORY is an active enterprise in the KBO register.
- What is the turnover of HADVISORY?
- The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €148,525 and 30 comparable companies (NACE 66220). It probably lies between €240,000 and €380,000.Financials
- Is HADVISORY profitable?
- In financial year 2025, HADVISORY made a profit of €74,992.
- Where can I find the annual accounts of HADVISORY?
- HADVISORY filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HADVISORY due?
- HADVISORY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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