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DE GUNST - MORELLE

Active Risk: not assessed
Private limited companyfounded 2017active for 9 yearsKarabiniersplein 17, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0681.868.626
Summary

DE GUNST - MORELLE is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €53,739 and a net result of €32,734. Equity has been growing by about 38% per year since 2018. Its solvency ranks better than 21% of 1,853 sector peers (NACE 66, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

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DE GUNST - MORELLEActive
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Overview

Official details

Source: KBO
Status
Active since 28-09-2017 Normal situation
Activity
Insurance agents and brokers NACE 66220
Establishment unit
2.271.338.340 1030 Schaarbeek, since 01-01-2018
Financial year end
31 December
Peppol
Reachable since 15-12-2025
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€32,734
▲ 91.7%
Equity
€53,739
▲ 15.3%
Total assets
€459,661
▲ 81.6%
Employees on 31-12-2025
2
=
Financials
Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 1853 sector peers (2025).
NBB · sector comparison
Position among 1853 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
23 days early
2024
49 days early
2023
36 days early
2022
4 days early
2021
20 days early
2020
26 days late
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €32,734 7 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Change of role: MORELLE François, from manager to directorResignation: MORELLE Philippe (manager)
  2. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as DE GUNST - MORELLE: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €404,000 and €522,000, founded between 2016 and 2018.

CompanyTotal assetsGross margin
DE GUNST - MORELLE Schaarbeek€459,661€147,341
HADVISORY Montigny-le-Tilleul€415,426€148,525
XS CONSULT Waremme€484,871€129,479
Group DO Antwerpen€425,262€161,767
TIMCONSULT Marche-en-Famenne€430,159€141,291
Degima Verzekeringen Roeselare€404,178€128,844
GLOBAL ASSURANCES Schaarbeek€522,213€108,590
Full comparison

Key facts about DE GUNST - MORELLE
What is the company number of DE GUNST - MORELLE?
The company number of DE GUNST - MORELLE is 0681.868.626. The VAT number is the same number with BE in front: BE 0681.868.626.
Where is DE GUNST - MORELLE based?
The registered office is at Karabiniersplein 17, 1030 Schaarbeek.Company details
What does DE GUNST - MORELLE do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of DE GUNST - MORELLE?
The legal form of DE GUNST - MORELLE is Private limited company (BV).
When was DE GUNST - MORELLE founded?
DE GUNST - MORELLE was founded on 28-09-2017.
Is DE GUNST - MORELLE still active?
Yes, DE GUNST - MORELLE is an active enterprise in the KBO register.
How many employees does DE GUNST - MORELLE have?
DE GUNST - MORELLE had an average of 1.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of DE GUNST - MORELLE?
The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €147,341 and 31 comparable companies (NACE 66220). It probably lies between €230,000 and €370,000.
Is DE GUNST - MORELLE profitable?
In financial year 2025, DE GUNST - MORELLE made a profit of €32,734.
Where can I find the annual accounts of DE GUNST - MORELLE?
DE GUNST - MORELLE filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DE GUNST - MORELLE due?
DE GUNST - MORELLE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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