HACQUIN
ActiveSummary
The computed 12-month bankruptcy probability of HACQUIN is 3.9% (moderate). The annual accounts of HACQUIN for fiscal year 2024 show a net loss of 64% of total assets and of 98% of the equity at the start of that year. The 2024 annual accounts show equity of €438 and a net result of €-29k. Equity is shrinking by ~49.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 13% of 9982 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
22
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-73
Solvency26▼-57
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.74 against 1.57 in 2023; short-term debt: 99% and cash: 20.5% of total assets), and 99% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
1%
Return on assets
-63.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9982 sector peers (2024).
NBB · sector comparisonPosition among 9982 sector peers
Solvency
better than 13%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-12-2025, 152 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
152 d late
2023
539 d late
2022
29 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€438▼ 98.5%
2023 · €29k
2022: €28k
2023: €29k
2022 → 2024
Total assets
€45k▼ 9.9%
2023 · €50k
2022: €52k
2023: €50k
2022 → 2024
Net result
€-29k
2023 · €2k
2022: €26k
2023: €2k
2022 → 2024
Working capital
€-12k
2023 · €12k
2022: €5k
2023: €12k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€28k-€29k▲ 5.6%€438▼ 98.5%
Operating result€33k-€1k▼ 95.9%€-27k
Net result€26k-€2k▼ 94.1%€-29k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €27k after €1k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €45k
Fixed assets
€12k ▼ 30.4%
Current assets
€33k ▲ 1.0%
Equity and liabilities €45k
Equity
€438 ▼ 98.5%
Debt
€45k ▲ 114%
Debt's share of the balance-sheet total rises from 41.6% to 99.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-22k▼
2023 · €7k
Cash flow
€-23k▼
2023 · €7k
Current ratio
0.74▼
2023 · 1.57
Quick ratio
0.62▼
2023 · 0.76
ROA
-63.8%▼
2023 · 3.1%
Interest coverage
-18.05▼
2023 · 11.08
Debt ≤ 1 year
€45k▲
2023 · €21k
Income taxes
€237▲
2023 · €-591
Staff costs
€2k▼
2023 · €5k
Equity ratios withheld: equity of €438 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€50k€45k▼
Fixed assets21/28€17k€12k▼
Tangible fixed assets22/27€12k€7k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€7k€3k▼
Financial fixed assets28€5k€5k=
Current assets29/58€33k€33k▲
Stocks and contracts in progress3€17k€5k▼
Stocks30/36€17k€5k▼
Amounts receivable within one year40/41€8k€13k▲
Trade receivables40€8k€13k▲
Current investments50/53-€5k
Cash at bank and in hand54/58€8k€9k▲
Deferred charges and accrued income490/1€167-
Equity and liabilities
Total equity and liabilities10/49€50k€45k▼
Equity10/15€29k€438▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€28k€-1k▼
Amounts payable17/49€21k€45k▲
Amounts payable within one year42/48€21k€45k▲
Trade debts44-€15k
Suppliers440/4-€15k
Advances received on contracts in progress46€4k€11k▲
Taxes, remuneration and social security45€8k€3k▼
Taxes450/3€7k€3k▼
Remuneration and social security454/9€975€150▼
Other amounts payable47/48€9k€15k▲
Income statement
Code20232024
Remuneration, social security and pensions62€5k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€3k-
Gross operating margin9900€15k€-20k▼
Operating profit (loss)9901€1k€-27k▼
Financial income75/76B€204€38▼
Recurring financial income75€204€38▼
Financial charges65/66B€596€1k▲
Recurring financial charges65€596€1k▲
Profit (loss) for the period before taxes9903€955€-28k▼
Income taxes67/77€-591€237▲
Profit (loss) for the period9904€2k€-29k▼
Profit (loss) for the period to be appropriated9905€2k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€-1k▼
Profit (loss) brought forward from the previous period14P€26k€28k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
21-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 539 days late
2025
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 152 days late
2024
31-12
Financial
Weakest financial yearnet €-29k ▼1959%
Net result drops to €-29k, the lowest in the series.
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Giordano Bruno 1784100 SeraingGround area
329 m²
Building footprint
98 m²
Volume, LiDAR
982 m³
2 parcels, Wallonia · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HACQUIN DE RENZI
since 20212.321.933.540
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62355B0211/00W000 | Wallonia | 186 m² | 1 · 47 m² | 11.6 m · 3 fl. |
| 62355B0215/00N000 | Wallonia | 144 m² | 1 · 51 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BERTEYN BOUW
BE 0895.563.881
Kortrijk · Eq €437
Cans & Dreams
BE 0793.809.495
Charleroi · Eq €436
HOBOTRA
BE 0536.716.638
Gavere · Eq €435
ACCIONOBRAS
BE 0832.140.630
Charleroi · Eq €441
Slawek Peintre
BE 0842.585.748
Etterbeek · Eq €431
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 875 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43240Other construction installation
96220Beauty care and other beauty treatments
96992Tattoo and piercing services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.