H.T.B. Geo-Services
ActiveSummary
H.T.B. Geo-Services has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-33k) and a net result of €17k. Equity is shrinking by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+76
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.45 against 1.92 in 2024; short-term debt: 67.4% and cash: 1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-63.1%
Return on assets
33.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9460 sector peers (2025).
NBB · sector comparisonPosition among 9460 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
17 d early
2023
33 d early
2022
24 d early
2021
31 d early
2020
39 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-33k▲ 34.5%
2024 · €-51k
2018: €-27k
2019: €-25k
2020: €-41k
2021: €-49k
2022: €-48k
2023: €-50k
2024: €-51k
2018 → 2025
Total assets
€53k▲ 59.9%
2024 · €33k
2018: €40k
2019: €28k
2020: €31k
2021: €34k
2022: €37k
2023: €46k
2024: €33k
2018 → 2025
Net result
€17k
2024 · €-799
2018: €12k
2019: €1k
2020: €-16k
2021: €-8k
2022: €910
2023: €-2k
2024: €-799
2018 → 2025
Working capital
€16k▲ 4.4%
2024 · €15k
2018: €-27k
2019: €-26k
2020: €-42k
2021: €18k
2022: €18k
2023: €16k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-49k-€-48k▲ 1.9%€-50k▼ 3.5%€-51k▼ 1.6%€-33k▲ 34.5%
Operating result€-5k-€3k€2k▼ 13.8%€2k▼ 7.3%€19k▲ 800%
Net result€-8k-€910€-2k€-799▲ 53.2%€17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 800% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets
€1k ▼ 4.3%
Current assets
€51k ▲ 62.7%
Key figures and ratios
EBITDA
€20k▲
2024 · €3k
Cash flow
€18k▲
2024 · €-108
Solvency
-63.1%▲
2024 · -154.1%
Current ratio
1.45▼
2024 · 1.92
Debt to equity
-2.58▼
2024 · -1.65
ROA
33.2%▲
2024 · -2.4%
Interest coverage
11.62▲
2024 · 0.96
Debt
€86k▲
2024 · €84k
Debt ≤ 1 year
€35k▲
2024 · €16k
Debt > 1 year
€50k▼
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€33k€53k▲
Fixed assets21/28€1k€1k▼
Tangible fixed assets22/27€1k€1k▼
Furniture and vehicles24€1k€1k▼
Current assets29/58€32k€51k▲
Amounts receivable within one year40/41€28k€49k▲
Trade receivables40€28k€49k▲
Cash at bank and in hand54/58€156€520▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€33k€53k▲
Equity10/15€-51k€-33k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-69k€-52k▲
Amounts payable17/49€84k€86k▲
Amounts payable after more than one year17€67k€50k▼
Financial debts170/4€67k€50k▼
Amounts payable within one year42/48€16k€35k▲
Financial debts43€4k€6k▲
Credit institutions430/8€4k€6k▲
Trade debts44€11k€14k▲
Suppliers440/4€11k€14k▲
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€1k€3k▲
Other amounts payable47/48€551€13k▲
Accrued charges and deferred income492/3€204€342▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€690€1k▲
Other operating charges640/8€151€141▼
Gross operating margin9900€3k€20k▲
Operating profit (loss)9901€2k€19k▲
Financial income75/76B€0€45▲
Recurring financial income75€0€45▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-799€17k▲
Profit (loss) for the period9904€-799€17k▲
Profit (loss) for the period to be appropriated9905€-799€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-69k€-52k▲
Profit (loss) brought forward from the previous period14P€-68k€-69k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €910
Net result €910 after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 5current ratio 2.07
Current ratio from 0.43 to 2.07; short-term debt falls from €73k to €16k.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-16k ▼1307%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 2 establishment units since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Sabatier 86001 CharleroiGround area
264 m²
Building footprint
119 m²
Volume, LiDAR
1,369 m³
2 parcels, Wallonia · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Rue Sabatier 8, 6001 Charleroi
since 19982.087.607.967
H.T.B. Geo-Services
since 20022.136.525.166
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52045A0110/00V002 | Wallonia | 209 m² | 1 · 67 m² | 13.0 m · 4 fl. |
| 52412A1024/00M009 | Wallonia | 55 m² | 1 · 52 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Etalle
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,758 companies in sector 71122 we hold annual accounts for 770. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-1998
Fiscal year end31-12
Activities, NACEBEL 2025
71122Land surveying
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:071/47.68.27