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3D TOPO

Active
Public limited companyfounded 199234 yrs activeRue de Forchies(F-E) 29, 6140 Fontaine-l'Evêque, BelgiumKBO/BCE: BE 0448.028.944
Summary

3D TOPO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €336,056 and a net result of €71,407. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 70% of 1120 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability86▼-3
Solvency88▲+20
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 2.3 against 1.36 in 2023; short-term debt: 30.5% and cash: 16.2% of total assets), and 36.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 34 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
30 d late
2023
146 d early
2022
60 d early
2021
88 d late
2020
25 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

3D TOPO was incorporated on 27 August 1992.1 Total assets rose from EUR 456,312 in 2018 to EUR 531,672 in 2024 and headcount from 8.9 full-time equivalents in 2021 to 8.3 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2021 and 2024

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Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€71,407▼ 43.9%
2023 · €127,243
Working capital
€210,408▲ 54.2%
2023 · €136,455
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€111,932▲ 39.2%€222,335▲ 98.6%€269,199▲ 21.1%€176,940▼ 34.3%€96,934▼ 45.2%
Net result€83,049within the sector's middle half▲ 31.0%€164,556above the sector's middle half▲ 98.1%€207,099above the sector's middle half▲ 25.9%€127,243within the sector's middle half▼ 38.6%€71,407within the sector's middle half▼ 43.9%
Equity€334,052within the sector's middle half▲ 4.1%€338,608within the sector's middle half▲ 1.4%€363,831within the sector's middle half▲ 7.4%€341,206within the sector's middle half▼ 6.2%€336,056within the sector's middle half▼ 1.5%
Total assets€591,335within the sector's middle half▲ 9.9%€707,299within the sector's middle half▲ 19.6%€882,656within the sector's middle half▲ 24.8%€788,185within the sector's middle half▼ 10.7%€531,672within the sector's middle half▼ 32.5%
Debt€257,283▲ 18.5%€368,692▲ 43.3%€518,825▲ 40.7%€446,979▼ 13.8%€195,616▼ 56.2%
Working capital€220,639within the sector's middle half▲ 4.6%€129,600within the sector's middle half▼ 41.3%€99,471within the sector's middle half▼ 23.2%€136,455within the sector's middle half▲ 37.2%€210,408within the sector's middle half▲ 54.2%
Solvency56.5%within the sector's middle half▼ 3.2pp47.9%within the sector's middle half▼ 8.6pp41.2%within the sector's middle half▼ 6.7pp43.3%within the sector's middle half▲ 2.1pp63.2%within the sector's middle half▲ 19.9pp
Current ratio1.91within the sector's middle half▼ 0.221.37within the sector's middle half▼ 0.541.20within the sector's middle half▼ 0.171.36within the sector's middle half▲ 0.152.30within the sector's middle half▲ 0.94
Return on assets (ROA)14.0%above the sector's middle half▲ 2.3pp23.3%above the sector's middle half▲ 9.2pp23.5%above the sector's middle half▲ 0.2pp16.1%above the sector's middle half▼ 7.3pp13.4%within the sector's middle half▼ 2.7pp
Staff (FTE)8.9within the sector's middle half10.5within the sector's middle half▲ 18.0%10.4within the sector's middle half▼ 1.0%8.3within the sector's middle half▼ 20.2%
above within below the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2020: €111,932€111,932Net result 2020: €83,049€83,049Operating result 2021: €222,335€222,335Net result 2021: €164,556€164,556Operating result 2022: €269,199€269,199Net result 2022: €207,099€207,099Operating result 2023: €176,940€176,940Net result 2023: €127,243€127,243Operating result 2024: €96,934€96,934Net result 2024: €71,407€71,40720202021202220232024€0€100,000€200,000€300,000Operating result 2022: €269,199€269,000Net result 2022: €207,099€207,000Operating result 2023: €176,940€177,000Net result 2023: €127,243€127,000Operating result 2024: €96,934€96,900Net result 2024: €71,407€71,400202220232024
The operating result has fallen two years in a row; 2024 is 45% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €531,672
Fixed assets €159,340 ▼ 40.9%
Current assets €372,332 ▼ 28.2%
Equity and liabilities €531,672
Equity €336,056 ▼ 1.5%
Debt €195,616 ▼ 56.2%
Debt's share of the balance-sheet total falls from 56.7% to 36.8%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€167,701▼
2023 · €266,856
Cash flow
€142,174▼
2023 · €217,159
Debt to equity
0.58▼
2023 · 1.31
ROE
21.2%▼
2023 · 37.3%
Interest coverage
33.40▼
2023 · 52.50
Debt ≤ 1 year
€161,925▼
2023 · €382,183
Debt > 1 year
€33,692▼
2023 · €64,796
Income taxes
€25,203▼
2023 · €45,832
Staff costs
€390,685▼
2023 · €408,557
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.4% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 65 lines
Balance sheet Code20232024
Assets
Total assets20/58€788,185€531,672▼
Fixed assets21/28€269,548€159,340▼
Intangible fixed assets21€1,803€678▼
Tangible fixed assets22/27€267,573€158,490▼
Land and buildings22€32,108-
Plant, machinery and equipment23€93,502€54,517▼
Furniture and vehicles24€141,964€102,990▼
Other tangible fixed assets26-€983
Financial fixed assets28€172€172=
Current assets29/58€518,638€372,332▼
Amounts receivable within one year40/41€370,486€273,494▼
Trade receivables40€279,774€201,466▼
Other amounts receivable41€90,712€72,029▼
Cash at bank and in hand54/58€141,014€85,962▼
Deferred charges and accrued income490/1€7,138€12,876▲
Equity and liabilities
Total equity and liabilities10/49€788,185€531,672▼
Equity10/15€341,206€336,056▼
Contributions10/11€61,973€53,187▼
Capital10€61,973€53,187▼
Issued capital100€61,973€53,187▼
Reserves13€6,197€282,774▲
Non-distributable reserves130/1€6,197€5,274▼
Legal reserve130€6,197€5,274▼
Distributable reserves133-€277,500
Profit (loss) carried forward14€273,036€95▼
Amounts payable17/49€446,979€195,616▼
Amounts payable after more than one year17€64,796€33,692▼
Financial debts170/4€64,796€33,692▼
Amounts payable within one year42/48€382,183€161,925▼
Current portion of amounts payable after more than one year42€34,720€31,104▼
Financial debts43€25,000€7,500▼
Credit institutions430/8€25,000€7,500▼
Trade debts44€28,932€25,840▼
Suppliers440/4€28,932€25,840▼
Advances received on contracts in progress46-€4,440
Taxes, remuneration and social security45€141,788€93,041▼
Taxes450/3€89,284€43,343▼
Remuneration and social security454/9€52,504€49,698▼
Other amounts payable47/48€151,743-
Income statement Code20232024
Non-recurring operating income76A-€7,200
Remuneration, social security and pensions62€408,557€390,685▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€89,916€70,767▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€15,390-
Other operating charges640/8€2,988€6,530▲
Non-recurring operating charges66A€1,445-
Gross operating margin9900€695,236€564,917▼
Operating profit (loss)9901€176,940€96,934▼
Financial income75/76B€5,000€4,697▼
Recurring financial income75€1,814€4,697▲
Non-recurring financial income76B€3,186-
Financial charges65/66B€8,865€5,022▼
Recurring financial charges65€5,083€5,022▼
Non-recurring financial charges66B€3,782-
Profit (loss) for the period before taxes9903€173,075€96,610▼
Income taxes67/77€45,832€25,203▼
Profit (loss) for the period9904€127,243€71,407▼
Profit (loss) for the period to be appropriated9905€127,243€71,407▼
Appropriation of the result
Profit (loss) to be appropriated9906€424,778€277,595▼
Profit (loss) brought forward from the previous period14P€297,536€206,188▼
Transfer from equity791/2-€25,715
Transfer to equity691/2-€277,500
To other reserves6921-€277,500
Profit to be distributed694/7€151,743€25,715▼
Return on contributions (dividend)694€151,743€25,715▼
Social balance
Average headcount (FTE)908710.4-

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A----€7,200-
Remuneration, social security and pensions62-€376,372€400,360€408,557€390,685▼ 4.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65,082€68,950€70,268€89,916€70,767▼ 21.3%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4---€15,390--
Other operating charges640/8-€4,880€4,228€2,988€6,530▲ 119%
Non-recurring operating charges66A-€500-€1,445--
Gross operating margin9900€528,129€673,038€744,055€695,236€564,917▼ 18.7%
Operating profit (loss)9901€111,932€222,335€269,199€176,940€96,934▼ 45.2%
Financial income75/76B-€706€8,772€5,000€4,697▼ 6.0%
Recurring financial income75€15€706€146€1,814€4,697▲ 159%
Non-recurring financial income76B--€8,626€3,186--
Financial charges65/66B-€10,641€2,916€8,865€5,022▼ 43.4%
Recurring financial charges65€2,225€2,426€2,916€5,083€5,022▼ 1.2%
Non-recurring financial charges66B-€8,215-€3,782--
Profit (loss) for the period before taxes9903€109,722€212,401€275,055€173,075€96,610▼ 44.2%
Income taxes67/77€26,673€47,845€67,956€45,832€25,203▼ 45.0%
Profit (loss) for the period9904€83,049€164,556€207,099€127,243€71,407▼ 43.9%
Profit (loss) for the period to be appropriated9905€83,049€164,556€207,099€127,243€71,407▼ 43.9%
Line20202021202220232024Change
Assets
Total assets20/58€591,335€707,299€882,656€788,185€531,672▼ 32.5%
Fixed assets21/28€128,088€229,750€293,883€269,548€159,340▼ 40.9%
Intangible fixed assets21--€2,928€1,803€678▼ 62.4%
Tangible fixed assets22/27€127,730€229,578€290,784€267,573€158,490▼ 40.8%
Land and buildings22-€28,239€29,748€32,108--
Plant, machinery and equipment23-€92,315€129,264€93,502€54,517▼ 41.7%
Furniture and vehicles24-€109,024€131,772€141,964€102,990▼ 27.5%
Other tangible fixed assets26----€983-
Financial fixed assets28€357€172€172€172€172=
Current assets29/58€463,247€477,550€588,773€518,638€372,332▼ 28.2%
Amounts receivable within one year40/41€361,544€336,741€439,583€370,486€273,494▼ 26.2%
Trade receivables40-€335,423€439,477€279,774€201,466▼ 28.0%
Other amounts receivable41-€1,318€106€90,712€72,029▼ 20.6%
Cash at bank and in hand54/58€101,703€140,809€146,475€141,014€85,962▼ 39.0%
Deferred charges and accrued income490/1--€2,715€7,138€12,876▲ 80.4%
Equity and liabilities
Total equity and liabilities10/49€591,335€707,299€882,656€788,185€531,672▼ 32.5%
Equity10/15€334,052€338,608€363,831€341,206€336,056▼ 1.5%
Contributions10/11€61,973€61,973€60,098€61,973€53,187▼ 14.2%
Capital10-€61,973€60,098€61,973€53,187▼ 14.2%
Issued capital100-€61,973€60,098€61,973€53,187▼ 14.2%
Reserves13€6,197€6,197€6,197€6,197€282,774▲ 4,463%
Non-distributable reserves130/1-€6,197€6,197€6,197€5,274▼ 14.9%
Legal reserve130-€6,197€6,197€6,197€5,274▼ 14.9%
Distributable reserves133----€277,500-
Profit (loss) carried forward14€265,881€270,437€297,536€273,036€95▼ 100.0%
Amounts payable17/49€257,283€368,692€518,825€446,979€195,616▼ 56.2%
Amounts payable after more than one year17€14,675€20,742€29,523€64,796€33,692▼ 48.0%
Financial debts170/4-€20,742€29,523€64,796€33,692▼ 48.0%
Amounts payable within one year42/48€242,608€347,950€489,301€382,183€161,925▼ 57.6%
Current portion of amounts payable after more than one year42-€61,952€29,447€34,720€31,104▼ 10.4%
Financial debts43--€30,000€25,000€7,500▼ 70.0%
Credit institutions430/8--€30,000€25,000€7,500▼ 70.0%
Trade debts44€10,904€8,713€120,121€28,932€25,840▼ 10.7%
Suppliers440/4-€8,713€120,121€28,932€25,840▼ 10.7%
Advances received on contracts in progress46----€4,440-
Taxes, remuneration and social security45-€101,326€129,734€141,788€93,041▼ 34.4%
Taxes450/3-€68,333€78,744€89,284€43,343▼ 51.5%
Remuneration and social security454/9-€32,993€50,990€52,504€49,698▼ 5.3%
Other amounts payable47/48-€175,959€180,000€151,743--
Line20202021202220232024Change
Profit (loss) for the period9904€83,049€164,556€207,099€127,243€71,407▼ 43.9%
+ Depreciation and write-downs630€65,082€68,950€70,268€89,916€70,767▼ 21.3%
Operating cash flow (approximation)€148,131€233,506€277,366€217,159€142,174▼ 34.5%
Investment in fixed assets (approximation)--€170,612-€134,401-€65,580€39,441▲ 160%
Change in cash-€39,106€5,666-€5,461-€55,052▼ 908%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 30 days late
2024
07-03
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
01-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Highest result since 2018net €207,099 ▲25.9%
Operating result €269,199, net result €207,099, both a record.
27-10
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 88 days late
2021
25-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
30-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
08-10
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 69 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
30-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 61 days late
13-01
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 166 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fontaine-l'Evêque · 1 establishment unit since 1992
seat establishment The establishment unit on the map
Ground area
704 m²
Building footprint
81 m²
Volume, LiDAR
584 m³
Parcel 52022A0342/02C000, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Forchies(F-E) 29, 6140 Fontaine-l'Evêque
NACE 70201
since 19922.058.667.919
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52022A0342/02C000 Wallonia 704 m² 1 · 80 m² 9.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

254900B1XJMI5CR4E922
live in the LEI register

Similar companies · same sector, comparable size

Of 1,759 companies in sector 71122 we hold annual accounts for 772. 581 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded27-08-1992
Fiscal year end31-12
Activities, NACEBEL 2025
71122Land surveying
68310Real estate agency activities
70200Business and other management consultancy
Contact
E-mail 3d@3dtopo.be
Phone +3271529467
Fax +3271541173
E-invoicing
Reachable via Peppol
Peppol ID 0208:0448028944
Also 9925:BE0448028944
Registered 15-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.