Parent and group
- STEKATRANS99.95%
The computed 12-month bankruptcy probability of H & K TRANSPORT is 6.5% (elevated). The 2025 annual accounts show negative equity (-€66,646) and a net result of -€20,200. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 7% of 2,396 sector peers (NACE 49, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 10% of them on solvency, 12% on liquidity, 18% on profitability and 13% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 6 accounts on average 4 days before the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.
These companies have the same main activity as H & K TRANSPORT: freight transport by road (NACE 49410). They are comparable in size and age: total assets between €294,000 and €510,000, founded between 2019 and 2022.
| Company | Total assets | Gross margin |
|---|---|---|
| H & K TRANSPORT Beveren | €296,259 | €379,018 |
| RESOL TRANSPORT Pelt | €320,346 | €381,086 |
| TAK-TRANS Oosterzele | €294,261 | €323,574 |
| SDC Aannemingen Lochristi | €474,639 | €456,849 |
| DISA-TRANS Gent | €509,530 | €507,373 |
| CARGO PLUS Grâce-Hollogne | €391,945 | €323,897 |
| SOVEREIGN SPEED BELGIUM Machelen (Brab.) | €296,503 | €247,818 |
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