SDC Aannemingen
ActiveThe file of SDC Aannemingen contains 1 judicial reorganisation, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is ≥ 25% (high). The 2025 annual accounts show negative equity (€-48k) and a net result of €49k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 7760 sector peers (fiscal year 2025).
Checked score
Score 2025
25
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+82
Solvency15▲+11
Growth58▲+26
Track record54
Bankruptcy probability, 12 months
≥ 25%
High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.69 against 0.54 in 2024; short-term debt: 110.1% and cash: 15.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-10.1%
Return on assets
10.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 7760 sector peers (2025).
NBB · sector comparisonPosition among 7760 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
55 d late
2023
14 d late
2022
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-48k▲ 50.2%
2024 · €-97k
2022: €64k
2023: €105k
2024: €-97k
2022 → 2025
Total assets
€475k▲ 2.8%
2024 · €462k
2022: €839k
2023: €968k
2024: €462k
2022 → 2025
Net result
€49k
2024 · €-202k
2022: €14k
2023: €41k
2024: €-202k
2022 → 2025
Working capital
€-160k▲ 37.4%
2024 · €-256k
2022: €-61k
2023: €312k
2024: €-256k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€64k-€105k▲ 63.2%€-97k€-48k▲ 50.2%
Operating result€44k-€89k▲ 102%€-157k€55k
Net result€14k-€41k▲ 182%€-202k€49k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €55k after a loss of €157k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €475k
Fixed assets
€112k▼ 29.6%
Current assets
€363k▲ 19.9%
Key figures and ratios
EBITDA
€135k▲
2024 · €-64k
Cash flow
€129k▲
2024 · €-109k
Solvency
-10.1%▲
2024 · -21.0%
Current ratio
0.69▲
2024 · 0.54
Quick ratio
0.69▲
2024 · 0.54
Debt / equity
-10.85▼
2024 · -5.77
ROA
10.2%▲
2024 · -43.8%
Interest coverage
13.27▲
2024 · -2.27
Debt
€523k▼
2024 · €558k
Debt ≤ 1 year
€523k▼
2024 · €558k
Staff costs
€277k▼
2024 · €304k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€462k€475k▲
Fixed assets21/28€159k€112k▼
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€154k€108k▼
Plant, machinery and equipment23€119k€39k▼
Furniture and vehicles24€35k€69k▲
Current assets29/58€302k€363k▲
Amounts receivable after more than one year29€49k€0▼
Other amounts receivable291€49k€0▼
Amounts receivable within one year40/41€211k€288k▲
Trade receivables40€197k€211k▲
Other amounts receivable41€14k€78k▲
Cash at bank and in hand54/58€33k€75k▲
Deferred charges and accrued income490/1€10k€0▼
Equity and liabilities
Total equity and liabilities10/49€462k€475k▲
Equity10/15€-97k€-48k▲
Contributions10/11€50k€50k=
Profit (loss) carried forward14€-147k€-98k▲
Amounts payable17/49€558k€523k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€558k€523k▼
Current portion of amounts payable after more than one year42€33k€33k=
Financial debts43€111k€66k▼
Credit institutions430/8€111k€66k▼
Trade debts44€341k€321k▼
Suppliers440/4€341k€321k▼
Taxes, remuneration and social security45€74k€86k▲
Taxes450/3€12k€5k▼
Remuneration and social security454/9€61k€81k▲
Other amounts payable47/48-€17k
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A-€53k
Remuneration, social security and pensions62€304k€277k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€93k€80k▼
Other operating charges640/8€12k€23k▲
Non-recurring operating charges66A-€22k
Gross operating margin9900€252k€457k▲
Operating profit (loss)9901€-157k€55k▲
Financial income75/76B€0€4k▲
Recurring financial income75€0€4k▲
Financial charges65/66B€45k€10k▼
Recurring financial charges65€28k€10k▼
Non-recurring financial charges66B€17k-
Profit (loss) for the period before taxes9903€-202k€49k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-202k€49k▲
Profit (loss) for the period to be appropriated9905€-202k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-147k€-98k▲
Profit (loss) brought forward from the previous period14P€55k€-147k▼
Social balance
Average headcount (FTE)90875.74.3▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Back to profitnet €49k
Net result €49k after one loss-making year.
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 55 days late
2024
22-10
Judicial reorganisation
Plan homologation
Ondernemingsrechtbank Gent · 20240018 · event 15-10-2024
30-06
Financial
Weakest financial yearnet €-202k ▼595%
Net result drops to €-202k, the lowest in the series; recovery starts the following year.
14-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 14 days late
2023
30-06
Financial
Equity above €100kEq €105k ▲63.2%
2 profitable years in a row build equity to €105k.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ramonshoek 119185 LochristiGround area
256 m²
Building footprint
153 m²
Volume, LiDAR
657 m³
Parcel 44472C1196/00C000, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SDC Aannemingen
since 20212.318.636.332
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44472C1196/00C000 | Flanders | 256 m² | 1 · 153 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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METAGE
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Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,651 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-06-2021
Fiscal year end30-06
Activities, NACEBEL
43120Site preparation
49410Freight transport by road
42110Construction of roads and motorways
42212Civil engineering
95313Repair and fitting of specific motor vehicle parts
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:sanderdecaluwe@outlook.com
Phone:0477765488