H en H
ActiveH en H has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €839k and a net result of €-19k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 76% of 7031 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+16
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 4.34 against 3.66 in 2024; short-term debt: 4.1% and cash: 16.5% of total assets), and 20.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.3%
Return on assets
-1.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-19k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
26 d late
2023
5 d late
2022
28 d late
2021
24 d late
2020
9 d early
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€839k▼ 2.2%
2024 · €858k
2018: €776k
2019: €765k
2020: €761k
2021: €936k
2022: €877k
2023: €883k
2024: €858k
2018 → 2025
Total assets
€1.06M▼ 5.4%
2024 · €1.12M
2018: €1.27M
2019: €1.24M
2020: €1.19M
2021: €1.30M
2022: €1.21M
2023: €1.16M
2024: €1.12M
2018 → 2025
Net result
€-19k▲ 24.6%
2024 · €-25k
2018: €-76k
2019: €-23k
2020: €-3k
2021: €154k
2022: €-59k
2023: €6k
2024: €-25k
2018 → 2025
Working capital
€144k▼ 13.9%
2024 · €167k
2018: €-62k
2019: €-85k
2020: €-85k
2021: €232k
2022: €190k
2023: €206k
2024: €167k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€936k-€877k▼ 6.3%€883k▲ 0.7%€858k▼ 2.9%€839k▼ 2.2%
Operating result€162k-€-43k€-5k▲ 89.2%€-29k▼ 521%€-33k▼ 15.7%
Net result€154k-€-59k€6k€-25k€-19k▲ 24.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €33k in 2025 against €29k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€871k▼ 2.0%
Current assets
€187k▼ 18.7%
Equity and liabilities €1.06M
Equity
€839k▼ 2.2%
Provisions
€89k▼ 4.7%
Debt
€131k▼ 22.3%
The debt ratio falls from 15.0% to 12.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€12k▼
2024 · €12k
Cash flow
€26k▲
2024 · €16k
Solvency
79.3%▲
2024 · 76.6%
Current ratio
4.34▲
2024 · 3.66
Quick ratio
4.34▲
2024 · 3.66
Debt / equity
0.16▼
2024 · 0.20
ROE
-2.3%▲
2024 · -2.9%
ROA
-1.8%▲
2024 · -2.3%
Interest coverage
6.61▲
2024 · 4.20
Debt
€131k▼
2024 · €168k
Debt ≤ 1 year
€43k▼
2024 · €63k
Debt > 1 year
€87k▼
2024 · €104k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.12M€1.06M▼
Fixed assets21/28€889k€871k▼
Tangible fixed assets22/27€889k€871k▼
Land and buildings22€886k€860k▼
Plant, machinery and equipment23-€9k
Furniture and vehicles24€3k€2k▼
Current assets29/58€230k€187k▼
Amounts receivable within one year40/41€23k€2k▼
Trade receivables40€12k€2k▼
Other amounts receivable41€11k-
Current investments50/53€83k-
Cash at bank and in hand54/58€119k€175k▲
Deferred charges and accrued income490/1€5k€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.12M€1.06M▼
Equity10/15€858k€839k▼
Contributions10/11€56k€56k=
Reserves13€802k€783k▼
Tax-exempt reserves132€280k€267k▼
Distributable reserves133€522k€516k▼
Provisions and deferred taxes16€93k€89k▼
Deferred taxes168€93k€89k▼
Amounts payable17/49€168k€131k▼
Amounts payable after more than one year17€104k€87k▼
Financial debts170/4€104k€87k▼
Amounts payable within one year42/48€63k€43k▼
Current portion of amounts payable after more than one year42€17k€17k=
Trade debts44€16k€8k▼
Suppliers440/4€16k€8k▼
Taxes, remuneration and social security45€10k€10k▼
Taxes450/3€10k€10k▼
Other amounts payable47/48€20k€9k▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€45k▲
Other operating charges640/8€8k€9k▲
Gross operating margin9900€20k€20k▼
Operating profit (loss)9901€-29k€-33k▼
Financial income75/76B€2k€11k▲
Recurring financial income75€2k€11k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-30k€-23k▲
Transfer from deferred taxes780€4k€4k=
Profit (loss) for the period9904€-25k€-19k▲
Transfer from tax-exempt reserves789€13k€13k=
Profit (loss) for the period to be appropriated9905€-12k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-6k▲
Transfer from equity791/2€12k€6k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Back to profitnet €154k
Net result €154k after 3 loss-making years.
31-12
Financial
Liquidity times 34current ratio 3.21
Current ratio from 0.09 to 3.21.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
25-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 25 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Theo De Belderlaan 182240 ZandhovenGround area
2,549 m²
Building footprint
273 m²
Volume, LiDAR
1,597 m³
Parcel 11054A0253/00X010, Flanders · tallest building 19.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
H & H BVBA
since 19862.036.573.297
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11054A0253/00X010 | Flanders | 2,549 m² | 1 · 272 m² | 19.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
dot plus
BE 0448.796.036
Gent · Eq €840k
MEDIA-PACT
BE 0472.854.808
Zulte · Eq €840k
AZURO
BE 0454.301.973
Chaumont-Gistoux · Eq €833k
Orbis Risk Partners
BE 0862.447.982
Antwerpen · Eq €846k
ASK LOCALA
BE 0718.919.359
Sint-Gillis (bij-Brussel) · Eq €847k
Of 9,862 companies in sector 73110 we hold annual accounts for 3,755. 1,731 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-1986
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.