Skip to content

H.D. TOITURES

Active
Private limited companyfounded 1997active for 29 yearsRue de Blézy 97, 6880 Bertrix, BelgiumKBO/BCE: BE 0461.239.750
Summary

H.D. TOITURES has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178,381 and a net result of €34,501. Equity has been growing by about 17% per year since 2019. Its solvency ranks better than 54% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-08-1997 Normal situation
Activity
Roofing work NACE 43410and 3 others
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 30-06-2022
Establishment unit
2.083.093.014 6880 Bertrix, since 28-08-1997
Financial year end
30 June
Peppol
Reachable since 25-11-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-06-2025
Gross margin
€257,896
▲ 9.6%
Turnover
≈ €620,000
estimated
Profit
€34,501
▼ 48.5%
Equity
€178,381
▲ 24.0%
Total assets
€357,247
▲ 7.3%
Employees on 30-06-2025
3
=
Filed on 01-12-2025, 61 days before the deadline
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 2.05, cash €138,333Founded in 1997Equity €178,381 (49.9% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 75+7
equity 49.9% of total assets
Liquidity 80+8
short-term debt 39.1% · cash 38.7%
Profitability 81-13
return on assets 9.7%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.3%▲ +0.1 percentage points vs 12-2024highest value 02-2025: 0.1%▼ -0.2 percentage points vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.05 (1.61 in 2024), above the usual 1.5. Short-term debt is 39.1% and cash 38.7% of total assets. However, 50.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 54% of them on solvency, 78% on liquidity, 61% on profitability and 71% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.05, cash €138,333
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 1997
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €178,381 (49.9% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-12-2025, 61 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
61 days early
2024
23 days early
2023
77 days early
2022
75 days early
2021
1 day late
2020
5 days early
2019
25 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 38 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 1 December (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8th oldest company in Bertrix, Construction sectorin the Checked rankings No. 8 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Changes of role: DE WAELE Laurent (administrateur non statutaire) and HOUCHARD Claudy (administrateur non statutaire)
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as H.D. TOITURES: roofing work (NACE 43410). They are comparable in size and age: total assets between €327,000 and €387,000, founded between 1997 and 2000.

CompanyTotal assetsGross margin
H.D. TOITURES Bertrix€357,247€257,896
Fraipont Eric Estinnes€337,498€274,790
VOGTS E. Toitures et Charpentes Aubel€351,205€236,514
MAINTENANCE TUYAUTERIE SERVICE Manage€386,864€214,537
MARANO V.G.S. Lobbes€381,617€310,143
ROMAN-DUFOURNY Saint-Ghislain€326,642€299,838
ALGEMENE DAKWERKEN MESSIAEN Zwevegem€345,780€216,502
Full comparison

Key facts about H.D. TOITURES

What is the company number of H.D. TOITURES?
The company number of H.D. TOITURES is 0461.239.750. The VAT number is the same number with BE in front: BE 0461.239.750.
Where is H.D. TOITURES based?
The registered office is at Rue de Blézy 97, 6880 Bertrix.Company details
What does H.D. TOITURES do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of H.D. TOITURES?
The legal form of H.D. TOITURES is Private limited company (BV).
When was H.D. TOITURES founded?
H.D. TOITURES was founded on 28-08-1997.
Is H.D. TOITURES still active?
Yes, H.D. TOITURES is an active enterprise in the KBO register.
How many employees does H.D. TOITURES have?
H.D. TOITURES had an average of 3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does H.D. TOITURES fall under?
In its 30-06-2022 annual accounts, H.D. TOITURES states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of H.D. TOITURES?
The turnover in financial year 2025 is ≈ €620,000. This figure is estimated from the gross margin of €257,896 and 82 comparable companies (NACE 43). It probably lies between €480,000 and €920,000.
Is H.D. TOITURES profitable?
In financial year 2025, H.D. TOITURES made a profit of €34,501.
Where can I find the annual accounts of H.D. TOITURES?
H.D. TOITURES filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of H.D. TOITURES due?
H.D. TOITURES must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.