ROMAN-DUFOURNY
ActiveROMAN-DUFOURNY has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €286k and a net result of €18k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 93% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▲+31
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 7.75 against 3.07 in 2024), and 12.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.5%
Return on assets
5.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
22 d late
2023
23 d late
2022
28 d early
2021
3 d early
2020
31 d late
2019
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€18k
2024 · €-2k
2018: €5k
2019: €-9k
2020: €23k
2021: €17k
2022: €33k
2023: €-8k
2024: €-2k
2018 → 2025
Working capital
€262k▲ 13.9%
2024 · €230k
2018: €132k
2019: €189k
2020: €178k
2021: €211k
2022: €235k
2023: €242k
2024: €230k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€245k-€278k▲ 13.6%€271k▼ 2.8%€268k▼ 0.9%€286k▲ 6.7%
Operating result€27k-€44k▲ 60.9%€-6k€-2k▲ 71.3%€23k
Net result€17k-€33k▲ 103%€-8k€-2k▲ 68.3%€18k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €23k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €327k
Fixed assets
€26k▼ 50.4%
Current assets
€301k▼ 11.9%
Equity and liabilities €327k
Equity
€286k▲ 6.7%
Debt
€41k▼ 67.6%
The debt ratio falls from 31.9% to 12.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€50k▲
2024 · €24k
Cash flow
€44k▲
2024 · €23k
Solvency
87.5%▲
2024 · 68.1%
Current ratio
7.75▲
2024 · 3.07
Quick ratio
7.45▲
2024 · 2.73
Debt / equity
0.14▼
2024 · 0.47
ROE
6.2%▲
2024 · -0.9%
ROA
5.5%▲
2024 · -0.6%
Interest coverage
46.48▲
2024 · 18.89
Debt
€41k▼
2024 · €126k
Debt ≤ 1 year
€39k▼
2024 · €111k
Debt > 1 year
€2k▼
2024 · €14k
Income taxes
€5k▲
2024 · €100
Staff costs
€248k▲
2024 · €247k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€394k€327k▼
Fixed assets21/28€53k€26k▼
Tangible fixed assets22/27€52k€26k▼
Plant, machinery and equipment23€17k€12k▼
Furniture and vehicles24€35k€14k▼
Financial fixed assets28€213€213=
Current assets29/58€341k€301k▼
Stocks and contracts in progress3€38k€12k▼
Stocks30/36€8k€12k▲
Contracts in progress37€30k-
Amounts receivable within one year40/41€113k€222k▲
Trade receivables40€86k€192k▲
Other amounts receivable41€27k€30k▲
Cash at bank and in hand54/58€166k€54k▼
Deferred charges and accrued income490/1€24k€12k▼
Equity and liabilities
Total equity and liabilities10/49€394k€327k▼
Equity10/15€268k€286k▲
Contributions10/11€7k€7k=
Reserves13€123k€136k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€57k€57k=
Distributable reserves133€65k€78k▲
Profit (loss) carried forward14€138k€143k▲
Amounts payable17/49€126k€41k▼
Amounts payable after more than one year17€14k€2k▼
Financial debts170/4€14k€2k▼
Amounts payable within one year42/48€111k€39k▼
Current portion of amounts payable after more than one year42€22k€15k▼
Trade debts44€68k€8k▼
Suppliers440/4€68k€8k▼
Taxes, remuneration and social security45€21k€17k▼
Taxes450/3€3k€1k▼
Remuneration and social security454/9€18k€15k▼
Income statement
Code20242025
Remuneration, social security and pensions62€247k€248k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€27k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€273k€300k▲
Operating profit (loss)9901€-2k€23k▲
Financial income75/76B€580€394▼
Recurring financial income75€580€394▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-2k€22k▲
Income taxes67/77€100€5k▲
Profit (loss) for the period9904€-2k€18k▲
Profit (loss) for the period to be appropriated9905€-2k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€138k€156k▲
Profit (loss) brought forward from the previous period14P€141k€138k▼
Transfer to equity691/2-€13k
To other reserves6921-€13k
Social balance
Average headcount (FTE)90874.94.1▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 7.75
Current ratio from 3.07 to 7.75; short-term debt falls from €111k to €39k.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 22 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 23 days late
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €33k ▲103%
Operating result €44k, net result €33k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
31-12
Financial
Weakest financial yearnet €-9k ▼263%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Temple(B) 407331 Saint-GhislainGround area
1,968 m²
Building footprint
92 m²
Volume, LiDAR
695 m³
Parcel 53009B0309/00K000, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ROMAN-DUFOURNY
since 20002.160.068.749
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53009B0309/00K000 | Wallonia | 1,968 m² | 1 · 91 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FREDERIQUE BUYCK
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Of 19,948 companies in sector 43320 we hold annual accounts for 9,084. 6,926 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2000
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43410Roofing work
45220
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.