Fraipont Eric
ActiveSummary
Fraipont Eric has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €272k and a net result of €-2k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability68▼-15
Solvency100▲+9
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 5.9 against 3.1 in 2024; short-term debt: 12.7% and cash: 13.2% of total assets), and 19.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
36 d early
2022
22 d late
2021
24 d late
2020
10 d late
2019
74 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€272k▼ 0.7%
2024 · €273k
2018: €135klowest in 8 years
2019: €193k▲ +43.0% vs 2018
2020: €208k▲ +7.9% vs 2019
2021: €216k▲ +4.2% vs 2020
2022: €225k▲ +4.0% vs 2021
2023: €226k▲ +0.3% vs 2022
2024: €273k▲ +21.1% vs 2023highest in 8 years
2025: €272k▼ -0.7% vs 2024
2018 → 2025
Total assets
€337k▼ 18.6%
2024 · €415k
2018: €205klowest in 8 years
2019: €264k▲ +28.9% vs 2018
2020: €324k▲ +22.5% vs 2019
2021: €338k▲ +4.4% vs 2020
2022: €380k▲ +12.4% vs 2021
2023: €391k▲ +3.0% vs 2022
2024: €415k▲ +5.9% vs 2023highest in 8 years
2025: €337k▼ -18.6% vs 2024
2018 → 2025
Net result
€-2k
2024 · €48k
2018: €27k
2019: €58k▲ +114% vs 2018highest in 8 years
2020: €15k▼ -73.8% vs 2019
2021: €9k▼ -42.6% vs 2020
2022: €9k▼ -1.6% vs 2021
2023: €689▼ -91.9% vs 2022
2024: €48k▲ +6823% vs 2023
2025: €-2k▼ -104% vs 2024lowest in 8 years
2018 → 2025
Working capital
€209k▲ 4.1%
2024 · €201k
2018: €120klowest in 8 years
2019: €183k▲ +52.1% vs 2018
2020: €185k▲ +0.8% vs 2019
2021: €180k▼ -2.2% vs 2020
2022: €188k▲ +3.9% vs 2021
2023: €150k▼ -19.9% vs 2022
2024: €201k▲ +33.9% vs 2023
2025: €209k▲ +4.1% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€216k-€225k▲ 4.0%€226k▲ 0.3%€273k▲ 21.1%€272k▼ 0.7%
2021: €216klowest in 5 years
2022: €225k▲ +4.0% vs 2021
2023: €226k▲ +0.3% vs 2022
2024: €273k▲ +21.1% vs 2023highest in 5 years
2025: €272k▼ -0.7% vs 2024
Operating result€367-€4k▲ 864%€-2k€57k€-12k
2021: €367
2022: €4k▲ +864% vs 2021
2023: €-2k▼ -156% vs 2022
2024: €57k▲ +2941% vs 2023highest in 5 years
2025: €-12k▼ -122% vs 2024lowest in 5 years
Net result€9k-€9k▼ 1.6%€689▼ 91.9%€48k▲ 6,823%€-2k
2021: €9k
2022: €9k▼ -1.6% vs 2021
2023: €689▼ -91.9% vs 2022
2024: €48k▲ +6823% vs 2023highest in 5 years
2025: €-2k▼ -104% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12k after €57k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €337k
Fixed assets
€85k ▼ 27.5%
Current assets
€252k ▼ 15.1%
Equity and liabilities €337k
Equity
€272k ▼ 0.7%
Debt
€66k ▼ 53.4%
Debt's share of the balance-sheet total falls from 34.1% to 19.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€34k▼
2024 · €109k
Cash flow
€44k▼
2024 · €100k
Current ratio
5.90▲
2024 · 3.10
Quick ratio
5.74▲
2024 · 3.09
Debt to equity
0.24▼
2024 · 0.52
ROE
-0.7%▼
2024 · 17.4%
ROA
-0.5%▼
2024 · 11.5%
Interest coverage
7.82▼
2024 · 16.24
Debt ≤ 1 year
€43k▼
2024 · €96k
Debt > 1 year
€23k▼
2024 · €45k
Income taxes
€295▼
2024 · €17k
Staff costs
€239k▲
2024 · €206k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€415k€337k▼
Fixed assets21/28€118k€85k▼
Tangible fixed assets22/27€113k€80k▼
Plant, machinery and equipment23€997€559▼
Furniture and vehicles24€105k€74k▼
Other tangible fixed assets26€7k€5k▼
Financial fixed assets28€5k€5k=
Current assets29/58€297k€252k▼
Stocks and contracts in progress3€1k€6k▲
Stocks30/36€1k€6k▲
Amounts receivable within one year40/41€185k€192k▲
Trade receivables40€15k€5k▼
Other amounts receivable41€170k€187k▲
Cash at bank and in hand54/58€103k€44k▼
Deferred charges and accrued income490/1€8k€9k▲
Equity and liabilities
Total equity and liabilities10/49€415k€337k▼
Equity10/15€273k€272k▼
Contributions10/11€105k€105k=
Capital10€105k€105k=
Issued capital100€105k€105k=
Reserves13€42k€42k=
Non-distributable reserves130/1€11k€11k=
Legal reserve130€11k€11k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€126k€124k▼
Amounts payable17/49€141k€66k▼
Amounts payable after more than one year17€45k€23k▼
Financial debts170/4€45k€23k▼
Amounts payable within one year42/48€96k€43k▼
Current portion of amounts payable after more than one year42€40k€23k▼
Financial debts43€3k€3k▲
Credit institutions430/8€3k€3k▲
Trade debts44€12k€10k▼
Suppliers440/4€12k€10k▼
Advances received on contracts in progress46€30k-
Taxes, remuneration and social security45€11k€7k▼
Taxes450/3€7k€7k▲
Remuneration and social security454/9€4k-
Other amounts payable47/48€76-
Accrued charges and deferred income492/3€41€376▲
Income statement
Code20242025
Non-recurring operating income76A-€33k
Remuneration, social security and pensions62€206k€239k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€46k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€319k€275k▼
Operating profit (loss)9901€57k€-12k▼
Financial income75/76B€15k€15k▲
Recurring financial income75€15k€15k▲
Financial charges65/66B€7k€4k▼
Recurring financial charges65€7k€4k▼
Profit (loss) for the period before taxes9903€65k€-2k▼
Income taxes67/77€17k€295▼
Profit (loss) for the period9904€48k€-2k▼
Profit (loss) for the period to be appropriated9905€48k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€126k€124k▼
Profit (loss) brought forward from the previous period14P€78k€126k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €207 | - | €3k | - | €33k | - |
| Remuneration, social security and pensions62 | €151k | €179k | €210k | €206k | €239k | ▲ 15.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26k | €26k | €25k | €52k | €46k | ▼ 11.3% |
| Other operating charges640/8 | €3k | €3k | €8k | €3k | €2k | ▼ 39.5% |
| Gross operating margin9900 | €180k | €211k | €241k | €319k | €275k | ▼ 13.8% |
| Operating profit (loss)9901 | €367 | €4k | €-2k | €57k | €-12k | ▼ 122% |
| Financial income75/76B | €12k | €9k | €9k | €15k | €15k | ▲ 3.4% |
| Recurring financial income75 | €12k | €9k | €9k | €15k | €15k | ▲ 3.4% |
| Financial charges65/66B | €4k | €2k | €5k | €7k | €4k | ▼ 35.2% |
| Recurring financial charges65 | €4k | €2k | €3k | €7k | €4k | ▼ 35.2% |
| Non-recurring financial charges66B | - | - | €3k | - | - | - |
| Profit (loss) for the period before taxes9903 | €9k | €11k | €1k | €65k | €-2k | ▼ 102% |
| Income taxes67/77 | €190 | €2k | €753 | €17k | €295 | ▼ 98.3% |
| Profit (loss) for the period9904 | €9k | €9k | €689 | €48k | €-2k | ▼ 104% |
| Profit (loss) for the period to be appropriated9905 | €9k | €9k | €689 | €48k | €-2k | ▼ 104% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €338k | €380k | €391k | €415k | €337k | ▼ 18.6% |
| Fixed assets21/28 | €98k | €77k | €162k | €118k | €85k | ▼ 27.5% |
| Tangible fixed assets22/27 | €95k | €74k | €159k | €113k | €80k | ▼ 28.7% |
| Plant, machinery and equipment23 | €1k | €2k | €2k | €997 | €559 | ▼ 43.9% |
| Furniture and vehicles24 | €85k | €62k | €150k | €105k | €74k | ▼ 29.2% |
| Other tangible fixed assets26 | €8k | €10k | €8k | €7k | €5k | ▼ 19.9% |
| Financial fixed assets28 | €3k | €3k | €2k | €5k | €5k | = |
| Current assets29/58 | €240k | €303k | €230k | €297k | €252k | ▼ 15.1% |
| Stocks and contracts in progress3 | €36k | €3k | €4k | €1k | €6k | ▲ 485% |
| Stocks30/36 | €36k | €3k | €4k | €1k | €6k | ▲ 485% |
| Amounts receivable within one year40/41 | €192k | €202k | €192k | €185k | €192k | ▲ 4.2% |
| Trade receivables40 | €31k | €41k | €7k | €15k | €5k | ▼ 65.5% |
| Other amounts receivable41 | €161k | €161k | €184k | €170k | €187k | ▲ 10.4% |
| Cash at bank and in hand54/58 | €7k | €90k | €26k | €103k | €44k | ▼ 57.0% |
| Deferred charges and accrued income490/1 | €6k | €7k | €7k | €8k | €9k | ▲ 13.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €338k | €380k | €391k | €415k | €337k | ▼ 18.6% |
| Equity10/15 | €216k | €225k | €226k | €273k | €272k | ▼ 0.7% |
| Contributions10/11 | €105k | €105k | €105k | €105k | €105k | = |
| Capital10 | €105k | €105k | €105k | €105k | €105k | = |
| Issued capital100 | €105k | €105k | €105k | €105k | €105k | = |
| Reserves13 | €42k | €42k | €42k | €42k | €42k | = |
| Non-distributable reserves130/1 | €11k | €11k | €11k | €11k | €11k | = |
| Legal reserve130 | €11k | €11k | €11k | €11k | €11k | = |
| Tax-exempt reserves132 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €30k | €30k | €30k | €30k | €30k | = |
| Profit (loss) carried forward14 | €69k | €78k | €78k | €126k | €124k | ▼ 1.4% |
| Amounts payable17/49 | €122k | €155k | €166k | €141k | €66k | ▼ 53.4% |
| Amounts payable after more than one year17 | €62k | €40k | €85k | €45k | €23k | ▼ 49.9% |
| Financial debts170/4 | €62k | €40k | €85k | €45k | €23k | ▼ 49.9% |
| Amounts payable within one year42/48 | €60k | €116k | €79k | €96k | €43k | ▼ 55.4% |
| Current portion of amounts payable after more than one year42 | €23k | €25k | €45k | €40k | €23k | ▼ 43.4% |
| Financial debts43 | - | - | €2k | €3k | €3k | ▲ 32.2% |
| Credit institutions430/8 | - | - | €2k | €3k | €3k | ▲ 32.2% |
| Trade debts44 | €30k | €56k | €27k | €12k | €10k | ▼ 22.0% |
| Suppliers440/4 | €30k | €56k | €27k | €12k | €10k | ▼ 22.0% |
| Advances received on contracts in progress46 | - | €29k | - | €30k | - | - |
| Taxes, remuneration and social security45 | €7k | €6k | €4k | €11k | €7k | ▼ 36.8% |
| Taxes450/3 | - | - | - | €7k | €7k | ▲ 2.9% |
| Remuneration and social security454/9 | €7k | €6k | €4k | €4k | - | - |
| Other amounts payable47/48 | - | €95 | €630 | €76 | - | - |
| Accrued charges and deferred income492/3 | - | - | €919 | €41 | €376 | ▲ 825% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €9k | €689 | €48k | €-2k | ▼ 104% |
| + Depreciation and write-downs630 | €26k | €26k | €25k | €52k | €46k | ▼ 11.3% |
| Operating cash flow (approximation) | €34k | €35k | €26k | €100k | €44k | ▼ 55.5% |
| Investment in fixed assets (approximation) | - | €-5k | €-110k | €-8k | €-14k | ▼ 74.1% |
| Change in cash | - | €83k | €-64k | €77k | €-59k | ▼ 176% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-12
Financial
Equity above €200kEq €208k ▲7.9%
3 profitable years in a row build equity to €208k.
13-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 74 days late
2019
31-12
Financial
Highest result since 2018net €58k ▲114%
Operating result €59k, net result €58k, both a record.
31-12
Financial
Equity above €150kEq €193k ▲43%
2 profitable years in a row build equity to €193k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Estinnes · 1 establishment unit since 2002
Ground area
500 m²
Building footprint
168 m²
Volume, LiDAR
1,031 m³
Parcel 56036B0442/00E000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Ferrer(Haul) 18, 7120 Estinnes
since 20022.080.665.341
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56036B0442/00E000 | Wallonia | 500 m² | 1 · 168 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,566 companies in sector 43410 we hold annual accounts for 4,363. 3,413 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded11-02-1997
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43410Roofing work
42110Construction of roads and motorways
43221Plumbing work
43230Insulation installation
43240Other construction installation
43350Other building finishing work
Scores and ratios are computed by Checked and are not a credit decision.