Financial debts 20%Suppliers 1%Taxes and wages 0%Other 78%
Of this, €580,557 falls due within a year.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 1,603 companies had the same profile as H & C Construct has now. Each dot stands for 5 companies, two years later.
95.9%
were still trading
1.8%
stopped another way
1.9%
went bankrupt
Small
5 to 10 years old
solvency under 10%
a profit under 5% of the balance sheet
Another 0.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,603 companies, not a prediction for H & C Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
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Board and ownership
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Director, Hidden nameVisible after signing in
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Director, Name hiddenVisible after signing in
Hidden nameVisible after signing in 50%score XXVisible after signing inequity €99,015 (2025) · 30-06-2025 annual accounts of Name hiddenVisible after signing in
Hidden nameVisible after signing in 50%equity €984,858 (2025) · 2025 annual accounts of Name after signing inVisible after signing in
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0750691017
Environmental permit granted
Slopen van niet vrijstaande gebouwen of constructies · Houthulst
Environmental permit granted
Bouwen of herbouwen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie, Verwijderen van vrijstaande gebouwen · Houthulst
Environmental permit refused
Bouwen of herbouwen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie, Verwijderen van vrijstaande gebouwen · Provincie West-Vlaanderen
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as H & C Construct: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €633,000 and €1m, founded between 2018 and 2022.
The company number of H & C Construct is 0750.691.017. The VAT number is the same number with BE in front: BE 0750.691.017.
Where is H & C Construct based?
The registered office is at Faliestraat 50, 8210 Zedelgem.Company details
What does H & C Construct do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of H & C Construct?
H & C Construct is a private limited company (BV).
When was H & C Construct founded?
H & C Construct was founded on 15-07-2020.
Is H & C Construct still active?
Yes, H & C Construct is an active enterprise in the KBO register.
What is the turnover of H & C Construct?
The turnover in financial year 2025 is ≈ €18,000. This figure is estimated from the gross margin of €4,470 and 49 comparable companies (NACE 68121). It probably lies between €9,100 and €55,000. It is a rough estimate.Financials
Is H & C Construct profitable?
In financial year 2025, H & C Construct made a profit of €2,795.
Where can I find the annual accounts of H & C Construct?
H & C Construct filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of H & C Construct due?
H & C Construct must file the annual accounts for financial year 2026 by 31-01-2027.Timeline