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H & C Construct

Active Private limited companyfounded 2020active for 6 yearsFaliestraat 50, 8210 ZedelgemKBO/BCE: BE 0750.691.017

Lifetime

4 annual accounts with figures on one time axis
peak €25,737 (2022)
€4,470▲ 1.4%
peak €18,078 (2022)
€2,795▲ 56.4%
peak €48,033 (2025)
€48,033▲ 6.2%
€729,654▲ 69.5%
Board4 names since 2020
2 directors and 1 other
Owners2 names in the annual accounts
50% and 1 other
Documentsfilings and deeds
09-01-202622 days before the deadline
2025abbreviated format
Result from €1,787 to €2,795Debts from €430,364 to €729,654Cash from €56,195 to €131,382

Key points

from the 2025 annual accounts

Equity

€48,033 ▲ 6.2%

H & C Construct has made a profit in every financial year since 2022.

Turnover

≈ €18,000 estimated

The abbreviated format states no turnover.

Debts

€729,654 94% of the balance sheet
Financial debts 20%Suppliers 1%Taxes and wages 0%Other 78%

Of this, €580,557 falls due within a year.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 1,603 companies had the same profile as H & C Construct has now. Each dot stands for 5 companies, two years later.

95.9%
were still trading
1.8%
stopped another way
1.9%
went bankrupt
  • Small
  • 5 to 10 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet

Another 0.4% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,603 companies, not a prediction for H & C Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director,
Director,
  • 50%score equity €99,015 (2025) · 30-06-2025 annual accounts of
  • 50%equity €984,858 (2025) · 2025 annual accounts of
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0750691017
Environmental permit granted Slopen van niet vrijstaande gebouwen of constructies · Houthulst
Environmental permit granted Bouwen of herbouwen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie, Verwijderen van vrijstaande gebouwen · Houthulst
Environmental permit refused Bouwen of herbouwen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie, Verwijderen van vrijstaande gebouwen · Provincie West-Vlaanderen
All 15 events

Comparable companies

same main activity, similar in size and age
Company
H & C Construct Zedelgem €0.8m €4,470 6.2% -
ATL-Concept Verviers €0.9m €4,050 -9.0% -
ASSOCIATION IMMOBILIERE DURBUYSIENNE Durbuy €0.9m €5,364 68.0% -
Immo Willems & Geukens Vorselaar €1.0m €5,213 1.3% -
SERAFIJN Koekelare €0.6m €5,093 32.0% -
DEMPI-CONSTRUCT Lo-Reninge €0.7m €9,948 56.9% -
CHC Houthalen-Helchteren €0.8m €2,374 10.4% -

These companies have the same main activity as H & C Construct: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €633,000 and €1m, founded between 2018 and 2022.

Official details

Source: KBO
Status
Active since 15-07-2020Normal situation
Activity
Development of residential building projectsNACE 68121and 4 others
Establishment unit
2.305.457.5948210 Zedelgem, since 15-07-2020
Financial year end
30 June
Peppol
Reachable since 19-12-2025
Company details

Annual accounts to 30-06-2025

€777,687▲ 63.5%
Filing
Filed on 09-01-2026, 22 days before the end of the filing period
Financials

Insights on H & C Construct

H & C Construct files the abbreviated format. That format states no turnover. The gross margin fell from €25,737 in 2022 to €4,470 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about H & C Construct

What is the company number of H & C Construct?
The company number of H & C Construct is 0750.691.017. The VAT number is the same number with BE in front: BE 0750.691.017.
Where is H & C Construct based?
The registered office is at Faliestraat 50, 8210 Zedelgem.Company details
What does H & C Construct do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of H & C Construct?
H & C Construct is a private limited company (BV).
When was H & C Construct founded?
H & C Construct was founded on 15-07-2020.
Is H & C Construct still active?
Yes, H & C Construct is an active enterprise in the KBO register.
What is the turnover of H & C Construct?
The turnover in financial year 2025 is ≈ €18,000. This figure is estimated from the gross margin of €4,470 and 49 comparable companies (NACE 68121). It probably lies between €9,100 and €55,000. It is a rough estimate.Financials
Is H & C Construct profitable?
In financial year 2025, H & C Construct made a profit of €2,795.
Where can I find the annual accounts of H & C Construct?
H & C Construct filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of H & C Construct due?
H & C Construct must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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