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H & C Construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

H & C Construct

BE 0750.691.017
NACE 68.121, Development of residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€2,795
2024 · €1,787+€1,008
Equity
€48,033
2024 · €45,239+€2,795
Cash
€131,382
2024 · €56,195+€75,187
Balance sheet total
€777,687
2024 · €475,603+€302,084

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€215,686

    up €215,686 (+51.8%), from €416,350 to €632,036

  • Cash +€75,187

    up €75,187 (+133.8%), from €56,195 to €131,382

    mainly Other debts (+€215,066) and Debts after one year (+€149,097)

  • Receivables within one year +€11,211

    up €11,211 (+366.6%), from €3,058 to €14,269

    of which Other amounts receivable: +€8,269

Equity and liabilities
  • Other debts +€215,066

    up €215,066 (+60.9%), from €353,431 to €568,497

  • Debts after one year +€149,097

    new in 2025: €149,097

  • Trade debts -€45,814

    down €45,814 (-80.8%), from €56,679 to €10,865

  • Tax, wage and social debts -€19,059

    down €19,059 (-94.1%), from €20,254 to €1,195

Income statement
  • Financial charges -€1,073

    down €1,073 (-65.5%), from €1,637 to €564

  • Taxes +€442

    up €442 (+74.2%), from €596 to €1,037

  • Financial income +€329

    up €329 (+188.1%), from €175 to €505

  • Gross operating margin +€61

    up €61 (+1.4%), from €4,409 to €4,470

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1,787
Gross operating margin +€61
Other operating charges -€14
Financial income +€329
Financial charges +€1,073
Taxes -€442
Result 2025 €2,795

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€73,910
Investment €0
Financing +€149,097
Cash 2024 €56,195
Net result for the year +€2,795
Stocks and contracts -€215,686
Receivables within one year -€11,211
Trade debts -€45,814
Tax, wage and social debts -€19,059
Other debts +€215,066
Debts after one year +€149,097
Cash 2025 €131,382
Every line side by side 33 lines
Line Code 2024 2025 Change %
Total assets 20/58 €475,603 €777,687 +€302,084 +63.5%
Current assets 29/58 €475,603 €777,687 +€302,084 +63.5%
Stocks and contracts in progress 3 €416,350 €632,036 +€215,686 +51.8%
Stocks 30/36 €416,350 €632,036 +€215,686 +51.8%
Amounts receivable within one year 40/41 €3,058 €14,269 +€11,211 +366.6%
Trade receivables 40 €2,968 €5,910 +€2,942 +99.1%
Other amounts receivable 41 €89 €8,359 +€8,269 +9244.4%
Cash at bank and in hand 54/58 €56,195 €131,382 +€75,187 +133.8%
Total equity and liabilities 10/49 €475,603 €777,687 +€302,084 +63.5%
Equity 10/15 €45,239 €48,033 +€2,795 +6.2%
Contributions 10/11 €20,000 €20,000 = 0.0%
Reserves 13 €25,239 €28,033 +€2,795 +11.1%
Distributable reserves 133 €25,239 €28,033 +€2,795 +11.1%
Amounts payable 17/49 €430,364 €729,654 +€299,290 +69.5%
Amounts payable after more than one year 17 - €149,097 +€149,097
Financial debts 170/4 - €149,097 +€149,097
Amounts payable within one year 42/48 €430,364 €580,557 +€150,193 +34.9%
Trade debts 44 €56,679 €10,865 -€45,814 -80.8%
Suppliers 440/4 €56,679 €10,865 -€45,814 -80.8%
Taxes, remuneration and social security 45 €20,254 €1,195 -€19,059 -94.1%
Taxes 450/3 €20,254 €1,195 -€19,059 -94.1%
Other amounts payable 47/48 €353,431 €568,497 +€215,066 +60.9%
Other operating charges 640/8 €564 €578 +€14 +2.5%
Gross operating margin 9900 €4,409 €4,470 +€61 +1.4%
Operating profit (loss) 9901 €3,845 €3,892 +€47 +1.2%
Financial income 75/76B €175 €505 +€329 +188.1%
Recurring financial income 75 €175 €505 +€329 +188.1%
Financial charges 65/66B €1,637 €564 -€1,073 -65.5%
Recurring financial charges 65 €1,637 €564 -€1,073 -65.5%
Profit (loss) for the period before taxes 9903 €2,382 €3,832 +€1,450 +60.8%
Income taxes 67/77 €596 €1,037 +€442 +74.2%
Profit (loss) for the period 9904 €1,787 €2,795 +€1,008 +56.4%
Profit (loss) for the period to be appropriated 9905 €1,787 €2,795 +€1,008 +56.4%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.