DEMPI-CONSTRUCT
ActiveDEMPI-CONSTRUCT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €421k and a net result of €-7k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 70% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+4
Solvency82▲+23
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.74 against 1.24 in 2024; short-term debt: 34.8% and cash: 5% of total assets), and 43.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
7 d early
2022
7 d early
2021
8 d early
2020
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€421k▼ 1.7%
2024 · €429k
2020: €456k
2021: €461k
2022: €421k
2023: €421k
2024: €429k
2020 → 2025
Total assets
€741k▼ 41.3%
2024 · €1.26M
2020: €1.12M
2021: €1.23M
2022: €1.52M
2023: €1.17M
2024: €1.26M
2020 → 2025
Net result
€-7k
2024 · €8k
2020: €370k
2021: €4k
2022: €-39k
2023: €-800
2024: €8k
2020 → 2025
Working capital
€190k▲ 3.8%
2024 · €183k
2020: €558k
2021: €565k
2022: €528k
2023: €527k
2024: €183k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€461k-€421k▼ 8.5%€421k▼ 0.2%€429k▲ 2.0%€421k▼ 1.7%
Operating result€3k-€-21k€13k€32k▲ 142%€-9k
Net result€4k-€-39k€-800▲ 98.0%€8k€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €32k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €741k
Fixed assets
€293k▼ 5.7%
Current assets
€449k▼ 52.9%
Equity and liabilities €741k
Equity
€421k▼ 1.7%
Provisions
€61k▼ 5.2%
Debt
€258k▼ 66.4%
The debt ratio falls from 60.9% to 34.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €45k
Cash flow
€10k▼
2024 · €22k
Solvency
56.9%▲
2024 · 34.0%
Current ratio
1.74▲
2024 · 1.24
Quick ratio
0.25▼
2024 · 0.84
Debt / equity
0.61▼
2024 · 1.79
ROE
-1.8%▼
2024 · 1.9%
ROA
-1.0%▼
2024 · 0.7%
Interest coverage
154.71▲
2024 · 5.20
Debt
€258k▼
2024 · €770k
Debt ≤ 1 year
€258k▼
2024 · €770k
Income taxes
€1k▼
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.26M€741k▼
Fixed assets21/28€310k€293k▼
Tangible fixed assets22/27€310k€293k▼
Land and buildings22€309k€292k▼
Plant, machinery and equipment23€2k€741▼
Current assets29/58€953k€449k▼
Stocks and contracts in progress3€309k€385k▲
Stocks30/36€309k€385k▲
Amounts receivable within one year40/41€188€27k▲
Trade receivables40€188€2k▲
Other amounts receivable41-€25k
Cash at bank and in hand54/58€644k€37k▼
Equity and liabilities
Total equity and liabilities10/49€1.26M€741k▼
Equity10/15€429k€421k▼
Contributions10/11€19k€19k=
Reserves13€410k€403k▼
Tax-exempt reserves132€194k€184k▼
Distributable reserves133€216k€218k▲
Profit (loss) carried forward14€0-
Provisions and deferred taxes16€65k€61k▼
Deferred taxes168€65k€61k▼
Amounts payable17/49€770k€258k▼
Amounts payable within one year42/48€770k€258k▼
Trade debts44€197k€211k▲
Suppliers440/4€197k€211k▲
Taxes, remuneration and social security45€86k€43k▼
Taxes450/3€86k€43k▼
Other amounts payable47/48€486k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€18k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€46k€10k▼
Operating profit (loss)9901€32k€-9k▼
Financial charges65/66B€9k€54▼
Recurring financial charges65€9k€54▼
Profit (loss) for the period before taxes9903€23k€-9k▼
Transfer from deferred taxes780€60k€3k▼
Income taxes67/77€75k€1k▼
Profit (loss) for the period9904€8k€-7k▼
Transfer from tax-exempt reserves789€181k€10k▼
Profit (loss) for the period to be appropriated9905€189k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€148k€3k▼
Profit (loss) brought forward from the previous period14P€-41k€0▲
Transfer to equity691/2€148k€3k▼
To other reserves6921€148k€3k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
24-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-39k ▼1027%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
23-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lo-Reninge · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandfoortstraat 78647 Lo-ReningeGround area
1.2 ha
Building footprint
381 m²
Volume, LiDAR
1,854 m³
Parcel 32020D0105/00E000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DEMPI-CONSTRUCT
since 20182.282.094.650
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32020D0105/00E000 | Flanders | 1.2 ha | 1 · 380 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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A&G Immo
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BE CITY
BE 0690.663.061
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CERTIMAX
BE 0876.151.411
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IMBOPRO
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Koksijde · Eq €421k
Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 4,886 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2018
Fiscal year end30-06
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.