GUYMO
ActiveGUYMO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €-357. Equity is shrinking by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 87% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-13
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.91 in 2024; short-term debt: 16.4% and cash: 26.6% of total assets), and 16.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
2 d early
2023
1 d early
2022
22 d late
2021
17 d early
2020
8 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€86k▼ 3.9%
2024 · €90k
2018: €127k
2019: €130k
2020: €121k
2021: €114k
2022: €95k
2023: €91k
2024: €90k
2018 → 2025
Total assets
€104k▼ 1.8%
2024 · €105k
2018: €131k
2019: €136k
2020: €131k
2021: €133k
2022: €128k
2023: €107k
2024: €105k
2018 → 2025
Net result
€-357
2024 · €1k
2018: €3k
2019: €3k
2020: €850
2021: €651
2022: €1k
2023: €-339
2024: €1k
2018 → 2025
Working capital
€11k▼ 18.7%
2024 · €14k
2018: €46k
2019: €49k
2020: €42k
2021: €35k
2022: €17k
2023: €14k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€114k-€95k▼ 16.6%€91k▼ 4.1%€90k▼ 1.3%€86k▼ 3.9%
Operating result€1k-€2k▲ 84.7%€-285€2k€-527
Net result€651-€1k▲ 88.1%€-339€1k€-357
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €527 after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€75k▼ 1.1%
Current assets
€28k▼ 3.4%
Equity and liabilities €104k
Equity
€86k▼ 3.9%
Debt
€17k▲ 10.4%
The debt ratio rises from 14.6% to 16.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€336▼
2024 · €3k
Cash flow
€506▼
2024 · €2k
Solvency
83.6%▼
2024 · 85.4%
Current ratio
1.67▼
2024 · 1.91
Quick ratio
1.67▼
2024 · 1.91
Debt / equity
0.20▲
2024 · 0.17
ROE
-0.4%▼
2024 · 1.6%
ROA
-0.3%▼
2024 · 1.4%
Interest coverage
4.66▼
2024 · 44.75
Debt
€17k▲
2024 · €15k
Debt ≤ 1 year
€17k▲
2024 · €15k
Income taxes
€0▼
2024 · €618
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€105k€104k▼
Fixed assets21/28€76k€75k▼
Tangible fixed assets22/27€76k€75k▼
Land and buildings22€76k€75k▼
Current assets29/58€29k€28k▼
Cash at bank and in hand54/58€26k€28k▲
Deferred charges and accrued income490/1€4k€900▼
Equity and liabilities
Total equity and liabilities10/49€105k€104k▼
Equity10/15€90k€86k▼
Contributions10/11€19k€19k=
Reserves13€71k€68k▼
Non-distributable reserves130/1€15k€15k=
Reserves not available under the articles1311€15k€15k=
Distributable reserves133€56k€53k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€15k€17k▲
Amounts payable within one year42/48€15k€17k▲
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€993€156▼
Taxes450/3€993€156▼
Other amounts payable47/48€14k€17k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€863€863=
Other operating charges640/8€4k€4k▲
Gross operating margin9900€7k€4k▼
Operating profit (loss)9901€2k€-527▼
Financial income75/76B€0€242▲
Recurring financial income75€0€242▲
Financial charges65/66B€67€72▲
Recurring financial charges65€67€72▲
Profit (loss) for the period before taxes9903€2k€-357▼
Income taxes67/77€618€0▼
Profit (loss) for the period9904€1k€-357▼
Profit (loss) for the period to be appropriated9905€1k€-357▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-357▼
Transfer from equity791/2€3k€3k▲
Transfer to equity691/2€1k€0▼
To other reserves6921€1k€0▼
Profit to be distributed694/7€3k€3k▲
Return on contributions (dividend)694€3k€3k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-357 ▼125%
Net result drops to €-357, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €3k ▲17.6%
Operating result €2k, net result €3k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidsstraat 92530 BoechoutGround area
1,411 m²
Building footprint
602 m²
Volume, LiDAR
2,446 m³
Parcel 11004A0032/00V000, Flanders · tallest building 5.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GUYMO
since 19912.051.287.506
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11004A0032/00V000 | Flanders | 1,411 m² | 1 · 602 m² | 5.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NICEWORK
BE 0893.695.444
Liège · Eq €87k
WIKIMO
BE 0444.331.165
Sint-Lambrechts-Woluwe · Eq €86k
DE BEER & PARTNERS
BE 0707.529.975
Destelbergen · Eq €87k
LOCALS VASTGOED
BE 0730.715.351
Ninove · Eq €86k
OPTIQUE IFERGAN
BE 0841.808.758
Jodoigne · Eq €86k
Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 5,154 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-1991
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.