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Nestor & Nuvo

Active
Private limited companyfounded 1989active for 36 yearsMerellaan 1, 2470 Retie, BelgiumKBO/BCE: BE 0438.763.068
Summary

Nestor & Nuvo has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90,367 and a net result of €3,386. Equity is growing by about 4.3% per year across the filed financial years. Its solvency ranks better than 83% of 5,764 sector peers (NACE 49, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Scheduled passenger transport by road
NACE 49310Real estate agency activities NACE 68310
1 site
Size
€122,410total assets 2025
Equity
€90,367
Profit
€3,386
Turnover not published (abbreviated or micro format)
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Parent
Finas · 99.86%
Accounts 31 days early1 of 4 deeds read
Why 83raises riskSector: Land transport and transport via pipelines (NACE 49)Size: total assets €122,410lowers riskFounded in 1989Equity €90,367 (73.8% of total assets)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 49% of its sector peers (NACE 49, micro)
Financial strength · tick = 2024
Strong
Solvency 99+2
equity 73.8% of total assets
Liquidity 43-4
short-term debt 26.2% · cash 2.5%
Profitability 44-1
return on assets 2.8%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,086 companies, NACE 49, micro)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.2%▲ +0.1 percentage points vs 03-2025 05-2025: 1.4%▲ +0.2 percentage points vs 04-2025highest value 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.0%▼ -0.4 percentage points vs 06-2025 08-2025: 1.0%● unchanged vs 07-2025 09-2025: 0.4%▼ -0.6 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025lowest value 02-2026: 0.4%● unchanged vs 01-2026lowest value 03-2026: 0.4%● unchanged vs 02-2026lowest value 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.4%▼ -0.1 percentage points vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026 09-2026: 1.0%▲ +0.2 percentage points vs 08-2026 10-2026: 0.4%▼ -0.6 percentage points vs 09-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.73, compared with 3.46 in 2024, above the usual 1.5; short-term debt: 26.2% and cash: 2.5% of total assets), and 26.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro): better than 83% on solvency, 42% on liquidity, 24% on profitability and 45% on growth.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
lowers risk · Founded in 1989
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €122,410
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €90,367 (73.8% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
31 days early
2023
8 days early
2022
32 days early
2021
41 days early
2020
44 days early
2019
52 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 34 days before the deadline; the sector median (NACE 49) for financial year 2024 is on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
18-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Name · MiscellaneousName change · Power of…
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Among the best 18% on solvencysector median 38.1% · 5,764 companies 73.8% View
  • Positive: 8 profitable years in a rowprofit 2025: €3,386 8 years View
  • Controlled by Finasultimately: ZAKENKANTOOR MINNEN GEERT 99.86% View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View

By topic

Financials

Financial year
2025
Total assets
€122,410
Profit
€3,386
Solvency
73.8%
Total assets▲ 1.0%
Net result
20182025
Go to Financials

Timeline

Events
39
Since
1991
Next accounts
by 31-07-2027
  1. 23-07-2024Annual accounts filed
  2. 29-06-2023Annual accounts filed
  3. 31-12-2022Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Scheduled passenger transport by roadNACE 49310
Founded
30-10-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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