GURLOVE
ActiveGURLOVE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €26k and a net result of €6k. Equity is growing by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 80% of 26053 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▲+15
Solvency95▲+25
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.1 in 2023; short-term debt: 30.3% and cash: 9.4% of total assets), and 30.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
69.7%
Return on assets
16.6%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
61 d late
2022
60 d late
2021
31 d late
2020
61 d late
2019
152 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€26k▲ 20.9%
2023 · €22k
2018: €-5k
2019: €8k
2020: €9k
2021: €16k
2022: €20k
2023: €22k
2018 → 2024
Total assets
€37k▼ 21.2%
2023 · €48k
2018: €48k
2019: €33k
2020: €33k
2021: €37k
2022: €31k
2023: €48k
2018 → 2024
Net result
€6k▲ 170%
2023 · €2k
2018: €14k
2019: €12k
2020: €2k
2021: €7k
2022: €4k
2023: €2k
2018 → 2024
Working capital
€10k▲ 288%
2023 · €3k
2018: €-9k
2019: €915
2020: €2k
2021: €9k
2022: €8k
2023: €3k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€9k-€16k▲ 73.1%€20k▲ 26.1%€22k▲ 7.3%€26k▲ 20.9%
Operating result€4k-€8k▲ 124%€6k▼ 25.2%€6k▼ 5.8%€10k▲ 75.8%
Net result€2k-€7k▲ 306%€4k▼ 38.2%€2k▼ 44.6%€6k▲ 170%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 76% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €37k
Fixed assets
€16k▼ 14.7%
Current assets
€21k▼ 25.5%
Equity and liabilities €37k
Equity
€26k▲ 20.9%
Debt
€11k▼ 56.2%
The debt ratio falls from 54.5% to 30.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▲
2023 · €13k
Cash flow
€14k▲
2023 · €10k
Solvency
69.7%▲
2023 · 45.5%
Current ratio
1.87▲
2023 · 1.10
Quick ratio
0.86▲
2023 · 0.41
Debt / equity
0.43▼
2023 · 1.20
ROE
23.9%▲
2023 · 10.7%
ROA
16.6%▲
2023 · 4.9%
Interest coverage
17.52▲
2023 · 12.81
Debt
€11k▼
2023 · €26k
Debt ≤ 1 year
€11k▼
2023 · €26k
Income taxes
€3k=
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€48k€37k▼
Fixed assets21/28€19k€16k▼
Tangible fixed assets22/27€18k€16k▼
Land and buildings22€7k€6k▼
Plant, machinery and equipment23€933€2k▲
Furniture and vehicles24€7k€2k▼
Other tangible fixed assets26€3k€6k▲
Financial fixed assets28€674€674=
Current assets29/58€28k€21k▼
Stocks and contracts in progress3€18k€11k▼
Stocks30/36€18k€11k▼
Amounts receivable within one year40/41€980€6k▲
Other amounts receivable41€980€6k▲
Cash at bank and in hand54/58€8k€4k▼
Deferred charges and accrued income490/1€1k€17▼
Equity and liabilities
Total equity and liabilities10/49€48k€37k▼
Equity10/15€22k€26k▲
Contributions10/11€8k€8k=
Reserves13€14k€18k▲
Distributable reserves133€14k€18k▲
Amounts payable17/49€26k€11k▼
Amounts payable within one year42/48€26k€11k▼
Trade debts44€15k€2k▼
Suppliers440/4€15k€2k▼
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€8k▲
Other amounts payable47/48€4k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€15k€22k▲
Operating profit (loss)9901€6k€10k▲
Financial income75/76B€341€12▼
Recurring financial income75€341€12▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€5k€9k▲
Income taxes67/77€3k€3k=
Profit (loss) for the period9904€2k€6k▲
Profit (loss) for the period to be appropriated9905€2k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€6k▲
Transfer to equity691/2€1k€5k▲
To other reserves6921€1k€5k▲
Profit to be distributed694/7€833€2k▲
Return on contributions (dividend)694€833€2k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Weakest financial yearnet €2k ▼86.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 152 days late
2019
11-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 72 days late
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 62 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kinrooi · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Venlosesteenweg (Kes) 373640 KinrooiGround area
1,112 m²
Building footprint
211 m²
Volume, LiDAR
873 m³
Parcel 72026B0943/00Z000, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GURLOVE
since 20092.179.641.468
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72026B0943/00Z000 | Flanders | 1,112 m² | 1 · 211 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKinrooi2.179.641.468
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BURAK CAN
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Of 10,530 companies in sector 47110 we hold annual accounts for 5,858. 4,353 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2007
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49390Land transport and transport via pipelines
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.