DE RATTERY
ActiveSummary
DE RATTERY has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €17k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 61% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency72=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 1.89 in 2024; short-term debt: 52.8% and cash: 25.5% of total assets), but 52.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.2%
Return on assets
43.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €18k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
30 d early
2023
33 d early
2022
31 d early
2021
37 d early
2020
29 d early
2019
11 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 4.8%
2024 · €18k
2018: €-13k
2019: €-14k
2020: €-22k
2021: €-38k
2022: €-16k
2023: €1k
2024: €18k
2018 → 2025
Total assets
€39k▲ 5.3%
2024 · €37k
2018: €474
2019: €283
2020: €9k
2021: €6k
2022: €30k
2023: €31k
2024: €37k
2018 → 2025
Net result
€17k▲ 1.9%
2024 · €17k
2018: €-1k
2019: €-809
2020: €-9k
2021: €-16k
2022: €22k
2023: €17k
2024: €17k
2018 → 2025
Working capital
€18k▲ 6.1%
2024 · €17k
2018: €-13k
2019: €-14k
2020: €-25k
2021: €-40k
2022: €-17k
2023: €328
2024: €17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-38k-€-16k▲ 58.7%€1k€18k▲ 1,601%€18k▲ 4.8%
Operating result€-18k-€22k€22k▼ 3.0%€23k▲ 5.3%€23k▲ 1.1%
Net result€-16k-€22k€17k▼ 25.1%€17k▼ 0.8%€17k▲ 1.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €39k
Equity
€18k ▲ 4.8%
Debt
€21k ▲ 5.8%
Debt's share of the balance-sheet total rises from 52.5% to 52.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23k▼
2024 · €23k
Cash flow
€17k▲
2024 · €17k
Current ratio
1.90▲
2024 · 1.89
Debt to equity
1.12▲
2024 · 1.11
ROE
91.5%▼
2024 · 94.1%
ROA
43.2%▼
2024 · 44.7%
Interest coverage
430.51▼
2024 · 430.78
Debt ≤ 1 year
€21k▲
2024 · €19k
Income taxes
€6k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet
Code20242025
Assets
Total assets20/58€37k€39k▲
Fixed assets21/28€220€0▼
Intangible fixed assets21€220€0▼
Current assets29/58€37k€39k▲
Amounts receivable within one year40/41€29k€29k=
Trade receivables40€29k€29k=
Cash at bank and in hand54/58€8k€10k▲
Equity and liabilities
Total equity and liabilities10/49€37k€39k▲
Equity10/15€18k€18k▲
Contributions10/11€34k€18k▼
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-18k€-1k▲
Amounts payable17/49€19k€21k▲
Amounts payable within one year42/48€19k€21k▲
Taxes, remuneration and social security45€11k€17k▲
Taxes450/3€11k€17k▲
Other amounts payable47/48€8k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€484€220▼
Other operating charges640/8€287€287=
Gross operating margin9900€24k€24k▼
Operating profit (loss)9901€23k€23k▲
Financial charges65/66B€54€54=
Recurring financial charges65€54€54=
Profit (loss) for the period before taxes9903€23k€23k▲
Income taxes67/77€6k€6k▼
Profit (loss) for the period9904€17k€17k▲
Profit (loss) for the period to be appropriated9905€17k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-1k▲
Profit (loss) brought forward from the previous period14P€-34k€-18k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €22k
Net result €22k after 4 loss-making years.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eik 53740 Bilzen-HoeseltGround area
1,723 m²
Building footprint
134 m²
Volume, LiDAR
651 m³
Parcel 73006C0401/00P000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Leveren aan huis
since 20122.207.533.720
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73006C0401/00P000 | Flanders | 1,723 m² | 1 · 134 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FOOD ITALY
BE 0649.680.759
Clavier · Eq €18,412
MESTAN
BE 0766.378.687
Sint-Gillis (bij-Brussel) · Eq €18,423
GINGER G
BE 0772.321.027
Brussel · Eq €18,425
MANAL FOODS
BE 0632.640.235
Anderlecht · Eq €18,383
ÖZ MARKET
BE 0568.876.492
Gent · Eq €18,379
Of 10,519 companies in sector 47110 we hold annual accounts for 5,857. 4,078 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2004
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47252Retail sale of beverages, general range
47279Other retail sale of food
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.