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ANMOL

Active
Private limited companyfounded 200719 yrs activeHerzieningslaan 37, 1070 Anderlecht, BelgiumKBO/BCE: BE 0887.318.287

ANMOL has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €3k. Equity is shrinking by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
76 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▲+31
Solvency100▲+16
Growth22=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 5.69 against 2.45 in 2024; short-term debt: 17.6% and cash: 16.6% of total assets), and 17.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 19 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
82.4%
Return on assets
8.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 d early
2024
29 d late
2023
31 d late
2022
58 d late
2021
61 d late
2020
68 d late
2019
62 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
€462k▼ 19.9%
2018 · €576k
2018: €576k
2018 → 2019
EBIT margin
2.1%▼ 0.2pp
2018 · 2.3%
2018: 2.3%
2018 → 2019
Net result
€3k
2024 · €-1k
2018: €5k 2019: €5k 2020: €-14k 2021: €4k 2022: €-213 2023: €-13k 2024: €-1k
2018 → 2025
Working capital
€27k▲ 11.5%
2024 · €24k
2018: €41k 2019: €48k 2020: €35k 2021: €38k 2022: €38k 2023: €25k 2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€38k-€38k▼ 0.6%€25k▼ 33.3%€24k▼ 5.7%€27k▲ 11.5%
Operating result€5k-€133▼ 97.5%€-12k€-1k▲ 89.3%€3k
Net result€4k-€-213€-13k▼ 5,849%€-1k▲ 88.5%€3k
Result per fiscal year
Operating resultNet result
€-15k€-10k€-5k€0€5kOperating result 2021: €5k€5kNet result 2021: €4k€4kOperating result 2022: €133€133Net result 2022: €-213€-213Operating result 2023: €-12k€-12kNet result 2023: €-13k€-13kOperating result 2024: €-1k€-1kNet result 2024: €-1k€-1kOperating result 2025: €3k€3kNet result 2025: €3k€3k20212022202320242025
The operating result returns to profit in 2025: €3k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €32k
Equity €27k▲ 11.5%
Debt €6k▼ 65.5%
The debt ratio falls from 40.8% to 17.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Solvency
82.4%
2024 · 59.2%
Current ratio
5.69
2024 · 2.45
Quick ratio
1.30
2024 · 1.06
Debt / equity
0.21
2024 · 0.69
ROE
10.3%
2024 · -6.1%
ROA
8.5%
2024 · -3.6%
Debt
€6k
2024 · €16k
Debt ≤ 1 year
€6k
2024 · €16k
Staff costs
€18k
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€40k€32k
Current assets29/58€40k€32k
Stocks and contracts in progress3€23k€25k
Stocks30/36€23k€25k
Amounts receivable within one year40/41€3k€2k
Other amounts receivable41€3k€2k
Cash at bank and in hand54/58€14k€5k
Equity and liabilities
Total equity and liabilities10/49€40k€32k
Equity10/15€24k€27k
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€3k€6k
Amounts payable17/49€16k€6k
Amounts payable within one year42/48€16k€6k
Trade debts44€2k€3k
Suppliers440/4€2k€3k
Taxes, remuneration and social security45€4k€3k
Taxes450/3€142€98
Remuneration and social security454/9€4k€3k
Other amounts payable47/48€11k-
Income statement Code20242025
Remuneration, social security and pensions62€12k€18k
Other operating charges640/8€389€128
Gross operating margin9900€11k€21k
Operating profit (loss)9901€-1k€3k
Financial charges65/66B€136€50
Recurring financial charges65€136€50
Profit (loss) for the period before taxes9903€-1k€3k
Profit (loss) for the period9904€-1k€3k
Profit (loss) for the period to be appropriated9905€-1k€3k
Appropriation of the result
Profit (loss) to be appropriated9906€3k€6k
Profit (loss) brought forward from the previous period14P€5k€3k

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Back to profitnet €3k
Net result €3k after 3 loss-making years.
31-12
Financial Liquidity doublescurrent ratio 5.69
Current ratio from 2.45 to 5.69; short-term debt falls from €16k to €6k.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
27-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
31-12
Financial Liquidity triplescurrent ratio 10.66
Current ratio from 3.88 to 10.66; short-term debt falls from €13k to €4k.
30-09
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
31-12
Financial Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 3.88
Current ratio from 1.81 to 3.88; short-term debt falls from €43k to €13k.
07-10
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 68 days late
2020
31-12
Financial Weakest financial yearnet €-14k ▼380%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
01-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 62 days late
2019
06-05
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
02-10
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 63 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2020
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Herzieningslaan 371070 Anderlecht
Ground area
97 m²
Building footprint
90 m²
Volume, LiDAR
1,282 m³
Parcel 21305C0265/00X003, Brussels · tallest building 16.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ANMOL
Herzieningslaan 37, 1070 AnderlechtRetail trade
since 20202.305.358.517
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21305C0265/00X003 Brussels 97 m² 1 · 90 m² 16.1 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Anderlecht2.305.358.517
1 permission
Toelating · Detailhandel · since 06-08-2020

Similar companies · same sector, comparable size

Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,361 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded16-02-2007
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.