GuiHome Construct
ActiveSummary
The computed 12-month bankruptcy probability of GuiHome Construct is 3.8% (moderate). The annual accounts of GuiHome Construct for financial year 2025 show a net loss of 79% of the equity at the start of that year. The 2025 annual accounts show equity of €4,649 and a net result of -€17,497. Its solvency ranks better than 19% of 9,316 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €4,649
- Loss
- -€17,497
Why 47raises riskFounded in 2023Sector: Construction of residential and non-residential buildings (NACE 41)Equity €4,649 (11.0% of total assets)lowers riskLiquidity: current ratio 0.32, cash €6,049Show the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 19% on solvency, 15% on liquidity, 5% on profitability and 7% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 49 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointment: BRIAC Guillaume Michel André…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result turns negative in 2025: a loss of €17,073 after €19,109 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 1,207 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 90.1% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,207 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Turnover70 | €178,526 | €79,299 | ▼ 55.6% |
| Goods, raw materials, services and sundry goods60/61 | €150,346 | €87,251 | ▼ 42.0% |
| Remuneration, social security and pensions62 | €783 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,590 | €10,177 | ▲ 6.1% |
| Other operating charges640/8 | €515 | €809 | ▲ 57.2% |
| Gross operating margin9900 | €29,996 | -€6,087 | - |
| Operating profit (loss)9901 | €19,109 | -€17,073 | - |
| Financial income75/76B | €5,185 | €126 | ▼ 97.6% |
| Recurring financial income75 | €5,185 | €126 | ▼ 97.6% |
| Financial charges65/66B | €243 | €418 | ▲ 72.2% |
| Recurring financial charges65 | €243 | €418 | ▲ 72.2% |
| Profit (loss) for the period before taxes9903 | €24,051 | -€17,365 | - |
| Income taxes67/77 | €4,905 | €132 | ▼ 97.3% |
| Profit (loss) for the period9904 | €19,147 | -€17,497 | - |
| Profit (loss) for the period to be appropriated9905 | €19,147 | -€17,497 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €48,078 | €42,266 | ▼ 12.1% |
| Formation expenses20 | €0 | €0 | - |
| Fixed assets21/28 | €40,305 | €30,128 | ▼ 25.3% |
| Intangible fixed assets21 | €4,067 | €3,352 | ▼ 17.6% |
| Tangible fixed assets22/27 | €36,238 | €26,776 | ▼ 26.1% |
| Plant, machinery and equipment23 | €31,239 | €23,630 | ▼ 24.4% |
| Furniture and vehicles24 | €4,999 | €3,146 | ▼ 37.1% |
| Current assets29/58 | €7,773 | €12,138 | ▲ 56.1% |
| Amounts receivable within one year40/41 | €11 | €5,113 | ▲ 466× |
| Trade receivables40 | €0 | €5,113 | - |
| Other amounts receivable41 | €11 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €5,604 | €6,049 | ▲ 7.9% |
| Deferred charges and accrued income490/1 | €2,158 | €976 | ▼ 54.8% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €48,078 | €42,266 | ▼ 12.1% |
| Equity10/15 | €22,147 | €4,649 | ▼ 79.0% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €19,147 | €1,649 | ▼ 91.4% |
| Amounts payable17/49 | €25,932 | €37,616 | ▲ 45.1% |
| Amounts payable after more than one year17 | €0 | - | - |
| Other amounts payable178/9 | €0 | - | - |
| Amounts payable within one year42/48 | €25,932 | €37,616 | ▲ 45.1% |
| Financial debts43 | €14,341 | €13,446 | ▼ 6.2% |
| Other loans439 | €14,341 | €13,446 | ▼ 6.2% |
| Trade debts44 | €2,929 | €16,106 | ▲ 450% |
| Suppliers440/4 | €2,929 | €16,106 | ▲ 450% |
| Taxes, remuneration and social security45 | €7,905 | €4,932 | ▼ 37.6% |
| Taxes450/3 | €7,905 | €4,932 | ▼ 37.6% |
| Remuneration and social security454/9 | €0 | €0 | - |
| Other amounts payable47/48 | €756 | €3,132 | ▲ 314% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €19,147 | -€17,497 | - |
| + Depreciation and write-downs630 | €9,590 | €10,177 | ▲ 6.1% |
| Operating cash flow (approximation) | €28,737 | -€7,320 | - |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €445 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 26-05-2026 | 2026-00123005 |
| 31-12-2024 | micro format | 30-06-2025 | 2025-00231188 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| BRIAC Guillaume Michel André |
|
Owners and capital
Capital and shareholders
- BRIAC Guillaume Michel André 100 shares (100%) · €3,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 13-09-2023 Incorporation · €3,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
GuiHome Construct was incorporated on 11 September 2023 as a private limited company by one natural person, with a starting capital of €3,000.12 Since 2023, BRIAC Guillaume Michel André has served as director of the company.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Acts, filings and financial milestones
13-09
Gazette deed
IncorporationAppointment: BRIAC Guillaume Michel André (director) · Founder · Founding capital14 facts ▸
- Incorporation, “GuiHome Constuct” (deed in French)
- Founder, BRIAC Guillaume Michel André
- Other provision, “plan financier et responsabilité des fondateurs, faillite dans les trois ans de la constitution” (deed in French)
- Founding capital, €3,000
- Bank account, “BE60 0019 5943 6170, société en formation” (deed in French)
- Other provision, “Code des sociétés et des associations, attestation du dépôt” (deed in French)
- Other provision, “fonds à disposition”, 3000 (deed in French)
- Capital
- Registered office clause, “5330Sart-Bernard(Assesse),rueduBoisd'Ausse,76, dépôtaugreffed'uneexpéditionacteconstitutif” (deed in French)
- Other provision, “communicationversadresseparactionnaires,titulairestitresettitulairescertificatsréputéeintervenuevalablement, guihomeconstruct@gmail.com” (deed in French)
- Director appointment, BRIAC Guillaume Michel André (director)
- Pre-incorporation commitments, “takeover, engagements,obligationsetactivitésentreprisesaunometpourcomptesociétéenformation” (deed in French)
- +2 further facts in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0805.699.222
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 92109A0379/00C003 | Wallonia | 1,638 m² | 1 · 103 m² | 8.1 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Tous travaux de gros oeuvre et activité générale de la construction; La réalisation du gros oeuvre des bâtiments et des structures…” (deed in French)
35 activities (deed in French)
- Tous travaux de gros oeuvre et activité générale de la construction... ;
- La réalisation du gros oeuvre des bâtiments et des structures d’ouvrages de génie civil, y compris le coulage du béton armé et l’exécution des travaux de maçonnerie;
- La coordination générale sur chantier ;
- Le montage de portes de garage, de volets, de persiennes, de grillages, de grilles, etc. métalliques;
- Le montage de menuiseries extérieures ou intérieures, en bois, en métal ou en tout autre matériau : portes, fenêtres, dormants de portes et fenêtres, escaliers, placards, cuisines équipées, équipements pour magasins... ;
- Le montage de cloisons mobiles; le revêtement de murs, de sols, de plafonds... ;
- Le montage de toutes cloisons et notamment de cloisons sèches à base de plâtre... ;
- La construction de réseaux d’adduction, de distribution et d’évacuation des eaux... ;
- La création, l’implantation et l’entretien de jardins et parcs (spécialisation principale)... ;
- La création et l’entretien de jardins, de parcs et d’espaces verts pour installations sportives et récréatives... ;
- L’aménagement et l’entretien de toutes sortes de terrains... ;
- Tous travaux de terrassement... ;
- Le rabattement de la nappe aquifère et tous drainages, notamment des chantiers de construction... ;
- L’exécution de travaux de rejointoiement... ;
- Le nettoyage à la vapeur, le sablage et les activités analogues appliquées aux parties extérieures des bâtiments... ;
- Le montage et le démontage d’échafaudages et de plates-formes de travail... ;
- Les activités de conseil en matière de sécurité industrielle, de sécurité des ménages et des services publics, coordinateur de sécurité et de santé sur les chantiers... ;
- L’installation de systèmes de chauffage, de climatisation et de ventilation, sauf réglementation particulière... ;
- La pose de clôtures de toutes sortes... ;
- La fabrication de portes, de fenêtres, de volets et leurs encadrements, clôtures, sauf mise en oeuvre du vitrage... ;
- Les travaux de pierres de taille et de marbrerie ainsi que tous travaux de restauration s’y rapportant (uniquement activités non réglementées)... ;
- La charpenterie, la menuiserie et la menuiserie métallique (activités non réglementées uniquement)... ;
- Les constructions métalliques et les ouvrages d’art métalliques... ;
- Les tuyauteries industrielles et les canalisations... ;
- La peinture et les recouvrements de sols (notamment vinyle, parquet...) ;
- L’installation de cuisines et de salles de bain ;
- L’achat, la vente, la construction, la rénovation, la location et la gérance de tous immeubles bâtis, ainsi que l’achat, la vente, l’échange, la mise en valeur, le lotissement, l’exploitation et l’affermage de tous immeubles non bâtis ;
- Toutes opérations généralement quelconques, industrielles, commerciales, financières, mobilières, immobilières, se rapportant directement ou indirectement, tant pour son compte propre que pour compte de tiers, à la conception, les études, la coordination, l’expertise, l’expropriation, la transformation, la décoration, l’aménagement, l’exploitation, la location, la gestion, la gérance et le lotissement de tout biens immeubles, ainsi que la promotion sous toute forme quelconque dans le domaine immobilier en Belgique ou à l’étranger ;
- Mettre à disposition de ses administrateurs ou de ses actionnaires, à titre gratuit ou moyennant paiement d’un loyer, tout ou partie d’immeuble dont elle serait propriétaire ou locataire principal, dans le cadre de la gestion de ce patrimoine ;
- Accomplir tous actes nécessaires à la réalisation de son objet social ;
- Se porter caution et donner toute sûreté personnelle ou réelle en faveur de toute personne ou société liée ou non ;
- Exercer un mandat d’administrateur ou de liquidateur ;
- Effectuer pour compte propre des placements en actions et autres valeurs mobilières, effectuer des placements bancaires ;
- Participer à toutes entreprises et opérations se rapportant directement ou indirectement à son objet social ou de nature à favoriser la réalisation et le développement de ses affaires, et notamment s’intéresser par voie d’apport, de souscription, de cession, de participation, de fusion, d’intervention financière ou autrement dans toutes sociétés, associations et entreprises, tant en Belgique qu’à l’étranger.
- Pleine capacité juridique pour accomplir tous les actes et opérations ayant un rapport direct ou indirect avec son objet ou qui seraient de nature à faciliter directement ou indirectement, entièrement ou partiellement, la réalisation de cet objet.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- GuiHome Construct
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, par simple décision de l’organe d’administration en tout endroit de la Région de Bruxelles-Capitale ou de la région de…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Un ou plusieurs, organe d'administration” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, registre des actions nominatives” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Cessions entre vifs onéreuses ou gratuites,volontaires ou forcées dont exclusion et retrait,en usufruit,nue-propriété ou pleine…” (deed in French)
- Share issue ruleHow and by whom new shares can be issued.
- “Pour les actions données en gage,le droit de souscription préférentielle revient au débiteur-gagiste, au moins quinze jours à dater de…” (deed in French)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- One provision in the deed
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- 2 provisions in the deed