ROLAND
ActiveThe computed 12-month bankruptcy probability of ROLAND is 2.2% (moderate). The 2024 annual accounts show equity of €5k and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 57% of 9979 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
78
/ 100
Excellent▲ +10 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+21
Solvency92▲+79
Growth38▼-12
Stability100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.93 against 1.02 in 2023), but 51.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.5%
Return on assets
44.8%
Age of the figures
31 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 29-02-2024 was due by 30-09-2024 and was filed on 26-09-2024, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2024
4 d early
2023
18 d early
2022
8 d early
2021
29 d late
2020
29 d late
2019
32 d early
2018
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€189▼ 99.7%
2023 · €74k
2019: €72k
2020: €78k
2021: €40k
2022: €39k
2023: €74k
2019 → 2024
EBIT margin
2249.9%▲ 2243.9pp
2023 · 6.0%
2019: 1.2%
2020: 1.6%
2021: -19.7%
2022: -13.9%
2023: 6.0%
2019 → 2024
Net result
€4k▼ 12.8%
2023 · €5k
2019: €169
2020: €555
2021: €-8k
2022: €-6k
2023: €5k
2019 → 2024
Working capital
€5k▲ 1,439%
2023 · €298
2019: €4k
2020: €5k
2021: €-3k
2022: €-5k
2023: €298
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€78k-€40k▼ 49.1%€39k▼ 2.3%€74k▲ 92.2%€189▼ 99.7%
Equity€9k-€1k▼ 87.3%€-5k€348€5k▲ 1,232%
Operating result€1k-€-8k€-5k▲ 31.1%€4k€4k▼ 4.7%
Net result€555-€-8k€-6k▲ 29.5%€5k€4k▼ 12.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 5% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €10k
Fixed assets
€50=
Current assets
€10k▼ 50.4%
Equity and liabilities €10k
Equity
€5k▲ 1,232%
Debt
€5k▼ 73.9%
The debt ratio falls from 98.2% to 51.5%: equity grows while debt is paid down.
Key figures and ratios
Solvency
48.5%▲
2023 · 1.8%
Current ratio
1.93▲
2023 · 1.02
Quick ratio
1.93▲
2023 · 1.02
Debt / equity
1.06
ROE
92.5%
ROA
44.8%▲
2023 · 25.6%
Debt
€5k▼
2023 · €19k
Debt ≤ 1 year
€5k▼
2023 · €19k
Staff costs
€25k▲
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€19k€10k▼
Fixed assets21/28€50€50=
Financial fixed assets28€50€50=
Current assets29/58€19k€10k▼
Amounts receivable within one year40/41€16k€3k▼
Trade receivables40€16k€731▼
Other amounts receivable41€259€2k▲
Cash at bank and in hand54/58€3k€6k▲
Deferred charges and accrued income490/1€301€267▼
Equity and liabilities
Total equity and liabilities10/49€19k€10k▼
Equity10/15€348€5k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-8k€-3k▲
Amounts payable17/49€19k€5k▼
Amounts payable within one year42/48€19k€5k▼
Trade debts44€15k€3k▼
Bills of exchange payable441€15k€3k▼
Taxes, remuneration and social security45€4k€2k▼
Remuneration and social security454/9€4k€2k▼
Income statement
Code20232024
Turnover70€74k€189▼
Goods, raw materials, services and sundry goods60/61€53k€48k▼
Remuneration, social security and pensions62€16k€25k▲
Other operating charges640/8€454€495▲
Gross operating margin9900€21k€30k▲
Operating profit (loss)9901€4k€4k▼
Financial income75/76B€449€218▼
Recurring financial income75€29€218▲
Non-recurring financial income76B€420€0▼
Financial charges65/66B-€189
Recurring financial charges65-€189
Profit (loss) for the period before taxes9903€5k€4k▼
Profit (loss) for the period9904€5k€4k▼
Profit (loss) for the period to be appropriated9905€5k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-3k▲
Profit (loss) brought forward from the previous period14P€-13k€-8k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
28-02
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
2022
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
28-02
Financial
Weakest financial yearnet €-8k ▼1573%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rechtszaalstraat 41070 AnderlechtGround area
85 m²
Building footprint
69 m²
Volume, LiDAR
598 m³
Parcel 21001A0545/00D003, Brussels · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ROLAND
since 20102.188.021.872
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0545/00D003 | Brussels | 85 m² | 1 · 69 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 12,677 EUR awarded · 12,677 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,581 EUR | 1,581 EUR |
| 2024 | 1 | 7,292 EUR | 7,292 EUR |
| 2023 | 1 | 1,859 EUR | 1,859 EUR |
| 2022 | 1 | 1,945 EUR | 1,945 EUR |
Schemes
Dienstencheques
Similar companies · same sector, comparable size
BF TEAM
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GuiHome Construct
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Assesse · Eq €5k
MGH CONSTRUCT
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EWM INVEST
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 6,174 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2010
Fiscal year end29-02
Activities, NACEBEL
41001General construction of residential buildings
81210General cleaning of buildings
96910Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.