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GuiHome Construct

Active
Private limited companyfounded 20233 yrs activeRue du Bois d'Ausse(Sart-B.) 76, 5330 Assesse, BelgiumKBO/BCE: BE 0805.699.222
Summary

The computed 12-month bankruptcy probability of GuiHome Construct is 3.6% (moderate). The annual accounts of GuiHome Construct for fiscal year 2025 show a net loss of 79% of the equity at the start of that year. The 2025 annual accounts show equity of €4,649 and a net result of -€17,497. Its solvency ranks better than 19% of 7586 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-95
Solvency36▼-35
Growth22
Track record94
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.32 against 0.3 in 2024; short-term debt: 89% and cash: 14.3% of total assets), and 89% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
11%
Return on assets
-41.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 7586 sector peers (2025).
NBB · sector comparison
Position among 7586 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
66 d early
2024
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 49 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

GuiHome Construct was incorporated on 11 September 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Turnover
€79,299▼ 55.6%
2024 · €178,526
EBIT margin
-21.5%▼ 32.2pp
2024 · 10.7%
Net result
-€17,497
2024 · €19,147
Working capital
-€25,478▼ 40.3%
2024 · -€18,158
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Turnover€178,526-€79,299▼ 55.6%
Operating result€19,109--€17,073
Net result€19,147within the sector's middle half--€17,497below the sector's middle half
EBIT margin10.7%--21.5%▼ 32.2pp
Equity€22,147within the sector's middle half-€4,649below the sector's middle half▼ 79.0%
Total assets€48,078below the sector's middle half-€42,266below the sector's middle half▼ 12.1%
Debt€25,932-€37,616▲ 45.1%
Working capital-€18,158below the sector's middle half--€25,478below the sector's middle half▼ 40.3%
Solvency46.1%within the sector's middle half-11.0%below the sector's middle half▼ 35.1pp
Current ratio0.30below the sector's middle half-0.32below the sector's middle half▲ 0.02
Return on assets (ROA)39.8%above the sector's middle half--41.4%below the sector's middle half▼ 81.2pp
above within below the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000Operating result 2024: €19,109€19,109Net result 2024: €19,147€19,147Operating result 2025: -€17,073-€17,073Net result 2025: -€17,497-€17,49720242025-€20,000-€10,000€0€10,000€20,000Operating result 2024: €19,109€19,100Net result 2024: €19,147€19,100Operating result 2025: -€17,073-€17,100Net result 2025: -€17,497-€17,50020242025
The operating result turns negative in 2025: a loss of €17,073 after €19,109 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42,266
Fixed assets €30,128 ▼ 25.3%
Current assets €12,138 ▲ 56.1%
Equity and liabilities €42,266
Equity €4,649 ▼ 79.0%
Debt €37,616 ▲ 45.1%
Debt's share of the balance-sheet total rises from 53.9% to 89.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€6,896▼
2024 · €28,699
Cash flow
-€7,320▼
2024 · €28,737
Debt to equity
8.09▲
2024 · 1.17
ROE
-376.3%▼
2024 · 86.5%
Interest coverage
-16.50▼
2024 · 118.25
Debt ≤ 1 year
€37,616▲
2024 · €25,932
Income taxes
€132▼
2024 · €4,905
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,206 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
4.1% stopped otherwise
90% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,206 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€48,078€42,266▼
Formation expenses20€0€0=
Fixed assets21/28€40,305€30,128▼
Intangible fixed assets21€4,067€3,352▼
Tangible fixed assets22/27€36,238€26,776▼
Plant, machinery and equipment23€31,239€23,630▼
Furniture and vehicles24€4,999€3,146▼
Current assets29/58€7,773€12,138▲
Amounts receivable within one year40/41€11€5,113▲
Trade receivables40€0€5,113▲
Other amounts receivable41€11€0▼
Cash at bank and in hand54/58€5,604€6,049▲
Deferred charges and accrued income490/1€2,158€976▼
Equity and liabilities
Total equity and liabilities10/49€48,078€42,266▼
Equity10/15€22,147€4,649▼
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€19,147€1,649▼
Amounts payable17/49€25,932€37,616▲
Amounts payable after more than one year17€0-
Other amounts payable178/9€0-
Amounts payable within one year42/48€25,932€37,616▲
Financial debts43€14,341€13,446▼
Other loans439€14,341€13,446▼
Trade debts44€2,929€16,106▲
Suppliers440/4€2,929€16,106▲
Taxes, remuneration and social security45€7,905€4,932▼
Taxes450/3€7,905€4,932▼
Remuneration and social security454/9€0€0=
Other amounts payable47/48€756€3,132▲
Income statement Code20242025
Turnover70€178,526€79,299▼
Goods, raw materials, services and sundry goods60/61€150,346€87,251▼
Remuneration, social security and pensions62€783-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,590€10,177▲
Other operating charges640/8€515€809▲
Gross operating margin9900€29,996-€6,087▼
Operating profit (loss)9901€19,109-€17,073▼
Financial income75/76B€5,185€126▼
Recurring financial income75€5,185€126▼
Financial charges65/66B€243€418▲
Recurring financial charges65€243€418▲
Profit (loss) for the period before taxes9903€24,051-€17,365▼
Income taxes67/77€4,905€132▼
Profit (loss) for the period9904€19,147-€17,497▼
Profit (loss) for the period to be appropriated9905€19,147-€17,497▼
Appropriation of the result
Profit (loss) to be appropriated9906€19,147€1,649▼
Profit (loss) brought forward from the previous period14P-€19,147

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Turnover70€178,526€79,299▼ 55.6%
Goods, raw materials, services and sundry goods60/61€150,346€87,251▼ 42.0%
Remuneration, social security and pensions62€783--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,590€10,177▲ 6.1%
Other operating charges640/8€515€809▲ 57.2%
Gross operating margin9900€29,996-€6,087▼ 120%
Operating profit (loss)9901€19,109-€17,073▼ 189%
Financial income75/76B€5,185€126▼ 97.6%
Recurring financial income75€5,185€126▼ 97.6%
Financial charges65/66B€243€418▲ 72.2%
Recurring financial charges65€243€418▲ 72.2%
Profit (loss) for the period before taxes9903€24,051-€17,365▼ 172%
Income taxes67/77€4,905€132▼ 97.3%
Profit (loss) for the period9904€19,147-€17,497▼ 191%
Profit (loss) for the period to be appropriated9905€19,147-€17,497▼ 191%
Line20242025Change
Assets
Total assets20/58€48,078€42,266▼ 12.1%
Formation expenses20€0€0-
Fixed assets21/28€40,305€30,128▼ 25.3%
Intangible fixed assets21€4,067€3,352▼ 17.6%
Tangible fixed assets22/27€36,238€26,776▼ 26.1%
Plant, machinery and equipment23€31,239€23,630▼ 24.4%
Furniture and vehicles24€4,999€3,146▼ 37.1%
Current assets29/58€7,773€12,138▲ 56.1%
Amounts receivable within one year40/41€11€5,113▲ 46,548%
Trade receivables40€0€5,113-
Other amounts receivable41€11€0▼ 100%
Cash at bank and in hand54/58€5,604€6,049▲ 7.9%
Deferred charges and accrued income490/1€2,158€976▼ 54.8%
Equity and liabilities
Total equity and liabilities10/49€48,078€42,266▼ 12.1%
Equity10/15€22,147€4,649▼ 79.0%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€19,147€1,649▼ 91.4%
Amounts payable17/49€25,932€37,616▲ 45.1%
Amounts payable after more than one year17€0--
Other amounts payable178/9€0--
Amounts payable within one year42/48€25,932€37,616▲ 45.1%
Financial debts43€14,341€13,446▼ 6.2%
Other loans439€14,341€13,446▼ 6.2%
Trade debts44€2,929€16,106▲ 450%
Suppliers440/4€2,929€16,106▲ 450%
Taxes, remuneration and social security45€7,905€4,932▼ 37.6%
Taxes450/3€7,905€4,932▼ 37.6%
Remuneration and social security454/9€0€0-
Other amounts payable47/48€756€3,132▲ 314%
Line20242025Change
Profit (loss) for the period9904€19,147-€17,497▼ 191%
+ Depreciation and write-downs630€9,590€10,177▲ 6.1%
Operating cash flow (approximation)€28,737-€7,320▼ 125%
Investment in fixed assets (approximation)-€0-
Change in cash-€445-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assesse · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,638 m²
Building footprint
103 m²
Volume, LiDAR
653 m³
Parcel 92109A0379/00C003, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GuiHome Construct srl
Rue du Bois d'Ausse(Sart-B.) 76, 5330 AssesseConstruction of residential and non-residential buildings
since 20232.349.186.976
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92109A0379/00C003 Wallonia 1,638 m² 1 · 103 m² 8.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,052. 6,160 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43110Demolition
43230Insulation installation
43910Bricklaying and masonry work
43990Other specialised construction activities
81300Landscape service activities
Contact
E-mail guihomeconstruct@gmail.com
Phone +32493421148
Phone 0493421148Assesse
E-invoicing
Reachable via Peppol
Peppol ID 0208:0805699222
Also 9925:BE0805699222
Registered 03-10-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.