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Growth Inc.

Active
Private limited companyfounded 201510 yrs activeMechelsesteenweg 180, 2018 Antwerpen, BelgiumKBO/BCE: BE 0644.822.346

Growth Inc. has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €805k and a net result of €330k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 58% of 1638 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
81 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+23
Solvency78▲+19
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 3.03 against 1.82 in 2024; short-term debt: 31.1% and cash: 26.4% of total assets), and 47.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
52.6%
Return on assets
21.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 d early
2024
27 d early
2023
9 d early
2022
30 d late
2021
73 d early
2020
82 d early
2019
36 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€805k▲ 69.6%
2024 · €475k
2018: €306k 2019: €306k 2020: €388k 2021: €310k 2022: €313k 2023: €431k 2024: €475k
2018 → 2025
Total assets
€1.53M▲ 10.1%
2024 · €1.39M
2018: €459k 2019: €586k 2020: €847k 2021: €1.05M 2022: €1.24M 2023: €1.17M 2024: €1.39M
2018 → 2025
Net result
€330k▲ 656%
2024 · €44k
2018: €131k 2019: €242k 2020: €358k 2021: €282k 2022: €3k 2023: €119k 2024: €44k
2018 → 2025
Working capital
€967k▲ 68.8%
2024 · €573k
2018: €293k 2019: €122k 2020: €252k 2021: €327k 2022: €353k 2023: €451k 2024: €573k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€310k-€313k▲ 1.0%€431k▲ 37.9%€475k▲ 10.1%€805k▲ 69.6%
Operating result€342k-€21k▼ 93.9%€182k▲ 767%€91k▼ 49.9%€473k▲ 417%
Net result€282k-€3k▼ 98.9%€119k▲ 3,775%€44k▼ 63.1%€330k▲ 656%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400kOperating result 2021: €342k€342kNet result 2021: €282k€282kOperating result 2022: €21k€21kNet result 2022: €3k€3kOperating result 2023: €182k€182kNet result 2023: €119k€119kOperating result 2024: €91k€91kNet result 2024: €44k€44kOperating result 2025: €473k€473kNet result 2025: €330k€330k20212022202320242025
The operating result recovers in 2025; 2025 is 417% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.53M
Fixed assets €87k▼ 26.2%
Current assets €1.44M▲ 13.5%
Equity and liabilities €1.53M
Equity €805k▲ 69.6%
Debt €725k▼ 20.7%
The debt ratio falls from 65.8% to 47.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€509k
2024 · €134k
Cash flow
€367k
2024 · €87k
Solvency
52.6%
2024 · 34.2%
Current ratio
3.03
2024 · 1.82
Quick ratio
3.03
2024 · 1.82
Debt / equity
0.90
2024 · 1.93
ROE
41.0%
2024 · 9.2%
ROA
21.6%
2024 · 3.1%
Interest coverage
35.73
2024 · 7.37
Debt
€725k
2024 · €915k
Debt ≤ 1 year
€477k
2024 · €699k
Debt > 1 year
€11k
2024 · €36k
Income taxes
€128k
2024 · €29k
Staff costs
€1.39M
2024 · €1.22M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.39M€1.53M
Fixed assets21/28€119k€87k
Tangible fixed assets22/27€69k€38k
Land and buildings22€11k€10k
Plant, machinery and equipment23€14k€11k
Furniture and vehicles24€44k€18k
Financial fixed assets28€49k€49k=
Current assets29/58€1.27M€1.44M
Amounts receivable within one year40/41€1.07M€927k
Trade receivables40€971k€924k
Other amounts receivable41€103k€3k
Cash at bank and in hand54/58€114k€404k
Deferred charges and accrued income490/1€83k€113k
Equity and liabilities
Total equity and liabilities10/49€1.39M€1.53M
Equity10/15€475k€805k
Contributions10/11€25k€25k=
Reserves13€450k€780k
Distributable reserves133€450k€780k
Amounts payable17/49€915k€725k
Amounts payable after more than one year17€36k€11k
Financial debts170/4€36k€11k
Amounts payable within one year42/48€699k€477k
Current portion of amounts payable after more than one year42€25k-
Financial debts43€152k€151k
Credit institutions430/8€152k€151k
Trade debts44€361k€165k
Suppliers440/4€361k€165k
Taxes, remuneration and social security45€161k€160k
Taxes450/3€48k€27k
Remuneration and social security454/9€113k€134k
Other amounts payable47/48€75€75=
Accrued charges and deferred income492/3€180k€238k
Income statement Code20242025
Remuneration, social security and pensions62€1.22M€1.39M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€36k
Other operating charges640/8€13k€16k
Gross operating margin9900€1.37M€1.92M
Operating profit (loss)9901€91k€473k
Financial income75/76B€35€4
Recurring financial income75€35€4
Financial charges65/66B€18k€14k
Recurring financial charges65€18k€14k
Profit (loss) for the period before taxes9903€73k€458k
Income taxes67/77€29k€128k
Profit (loss) for the period9904€44k€330k
Profit (loss) for the period to be appropriated9905€44k€330k
Appropriation of the result
Profit (loss) to be appropriated9906€44k€330k
Transfer to equity691/2€44k€330k
To other reserves6921€44k€330k
Social balance
Average headcount (FTE)908716.816.9

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
03-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Equity above €500kEq €805k ▲69.6%
8 profitable years in a row build equity to €805k.
04-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial Weakest financial yearnet €3k ▼98.9%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
19-05
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
10-05
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Highest result since 2018net €358k ▲48.1%
Operating result €527k, net result €358k, both a record.
25-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
22-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
22-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Mechelsesteenweg 1802018 Antwerpen
Ground area
509 m²
Building footprint
509 m²
Volume, LiDAR
14,756 m³
Parcel 11810K1543/00N042, Flanders · tallest building 32.7 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
Growth Inc.
Mechelsesteenweg 180, 2018 AntwerpenActivities of head offices; management consultancy activities
since 20152.249.327.555
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11810K1543/00N042 Flanders 509 m² 1 · 509 m² 32.7 m · 10 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 4 entries · 7,533 EUR awarded · 7,533 EUR paid
Year Entries awardedpaid
2025 1 1,800 EUR1,800 EUR
2024 1 1,185 EUR1,185 EUR
2023 1 2,600 EUR2,600 EUR
2022 1 1,948 EUR1,948 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
4 entries · 7,533 EUR · 7,533 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 3,413 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded21-12-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.