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GROUP - NVC

Active
Private limited companyfounded 20214 yrs activeGuldenschaapstraat 6, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0777.446.981
Summary

The computed 12-month bankruptcy probability of GROUP - NVC is 18.9% (high). The 2025 annual accounts show equity of €30,338 and a net result of -€1,564. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 8200 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Overview

What they do
General construction of residential buildings
NACE 41001
1 site
How big
€32,993total assets 2025
Equity
€30,338
Loss
-€1,564
Turnover not published (abridged schema)
Financially healthy?
18 Critical Checked score 2025
Bankruptcy chance 12 m
18.9%
Who decides
Accounts 104 d early2 of 3 deeds read
Why 18- 2 changes of registered office in 24 months- Ex-officio strike-off in the KBO- Founded in 2021- Liquidity: current ratio 12.43Show the evidence

Checked score

Score 2025
18 / 100
Critical
Probability in this band: over 15.0%
Better than 59% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 92.0% of total assets
Liquidity 100=
short-term debt 8.0%
Profitability 26-64
return on assets -4.7%
Bankruptcy probability, 12 months
18.9% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 5 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.6% (13,168 companies)
Last 3 months 08-2026: 19.3%highest value 09-2026: 19.3%● 0.0% vs 08-2026highest value 10-2026: 18.9%▼ -1.7% vs 09-2026lowest value
  • 2 changes of registered office in 24 months raises the probability
  • Ex-officio strike-off in the KBO raises the probability
  • Founded in 2021 raises the probability for this profile
  • Liquidity: current ratio 12.43 raises the probability
No credit on open account
Liquidity ample (current ratio 12.43 against 13.01 in 2024; short-term debt: 8% of total assets), and 8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 92%, liquidity 99%, profitability 18%, growth against the median 29%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · 2 changes of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Ex-officio strike-off in the KBO
In the bankruptcy model this factor raises the probability.
KBO publications
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Liquidity: current ratio 12.43
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-04-2026, 104 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
104 d early
2024
261 d late
2022
41 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 66 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 September (3 of the last 3 filed years within 220 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
  1. Registered officeRegistered-office move · Director in…
  2. Registered officeRegistered-office move
  3. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Positive: Among the best 5% on solvencysector median 43.6% · 8,200 companies 92.0% View
  • Total assets 20253 fiscal years filed €32,993 View
  • Active since 2021founded 17-11-2021 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€32,993
Loss
-€1,564
Solvency
92.0%
Total assets▼ 4.5%
Net result
20222025
Go to Financials

Timeline

Events
8
Since
2023
Next accounts
by 31-07-2027
  1. 24-04-2026Registered office
  2. 22-04-2026Registered office
  3. 18-04-2026Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
17-11-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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