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GROUP JOHN CONSTRUCT

Active
Private limited companyfounded 2022active for 3 yearsRue Toussaint 24, 4458 Juprelle, BelgiumKBO/BCE: BE 0793.596.392
Summary

The computed 12-month bankruptcy probability of GROUP JOHN CONSTRUCT is 5.3% (elevated). The 2024 annual accounts show equity of €185,616 and a net result of €38,527. Its solvency ranks better than 17% of 35,977 sector peers (NACE 43, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Roofing work
NACE 43410
6th largest company by total assets in Juprelle, Construction sector1 site
Size
€298,220turnover 2024
Staff
0.8 FTE
Equity
€185,616
Profit
€38,527
Financial health
36 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
5.3%
Structure
Accounts 84 days overdue1 of 2 deeds read
Why 36raises risk1 financial year not filed after the legal deadline; latest accounts 88 days late; 2 of the last 3 lateFigures for financial year 2024 (filed 09-10-2025)Liquidity: current ratio 1.16, cash €5,716lowers riskSize: turnover €298,220, total assets €1.3mShow the evidence

Checked score

Score 2024
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 27% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Weak
Solvency 39-23
equity 14.4% of total assets
Liquidity 3-14
short-term debt 85.4% · cash 0.4%
Profitability 75-25
return on assets 3.0%
Bankruptcy probability, 12 months
5.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,613 companies, NACE 43, micro)
Last 24 months 11-2024: 3.4% 12-2024: 3.4%● unchanged vs 11-2024 01-2025: 3.4%● unchanged vs 12-2024 02-2025: 3.4%● unchanged vs 01-2025 03-2025: 3.4%● unchanged vs 02-2025 04-2025: 3.4%● unchanged vs 03-2025 05-2025: 3.3%▼ -0.1 percentage points vs 04-2025 06-2025: 3.3%● unchanged vs 05-2025 07-2025: 3.3%● unchanged vs 06-2025 08-2025: 3.9%▲ +0.6 percentage points vs 07-2025 09-2025: 4.1%▲ +0.2 percentage points vs 08-2025 10-2025: 5.3%▲ +1.2 percentage points vs 09-2025highest value 11-2025: 3.2%▼ -2.1 percentage points vs 10-2025lowest value 12-2025: 3.2%● unchanged vs 11-2025lowest value 01-2026: 3.2%● unchanged vs 12-2025lowest value 02-2026: 3.3%▲ +0.1 percentage points vs 01-2026 03-2026: 3.6%▲ +0.3 percentage points vs 02-2026 04-2026: 3.6%● unchanged vs 03-2026 05-2026: 3.4%▼ -0.2 percentage points vs 04-2026 06-2026: 3.6%▲ +0.2 percentage points vs 05-2026 07-2026: 3.5%▼ -0.1 percentage points vs 06-2026 08-2026: 4.2%▲ +0.7 percentage points vs 07-2026 09-2026: 4.3%▲ +0.1 percentage points vs 08-2026 10-2026: 5.3%▲ +1.0 percentage point vs 09-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity tight (current ratio 1.16, compared with 1.53 in 2023, below the usual 1.5; short-term debt: 85.4% and cash: 0.4% of total assets), and 85.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 17% on solvency, 4% on liquidity, 49% on profitability and 39% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises riskneutral
raises risk · 1 financial year not filed after the legal deadline; latest accounts 88 days late; 2 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 09-10-2025)
NBB · annual accounts
lowers risk · Size: turnover €298,220, total assets €1.3m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.16, cash €5,716
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 35977 sector peers (2024).
NBB · sector comparison
Position among 35977 sector peers
Solvency
better than 17%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 84 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline23-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-10-2025, 88 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
88 days late
2023
84 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 86 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Purpose · NameName change
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Equity above €150,000equity €185,616 ▲26.2%

Financials · financial year 2024, micro format

2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 24 October 2026.

Turnover
€298,220▼ 57.7%
2023 · €704,816
EBIT margin
13.8%▼ 14.2pp
2023 · 28.0%
Net result
€38,527▼ 73.3%
2023 · €144,089
Working capital
€181,138▲ 33.4%
2023 · €135,811
Trend over the years

2023 to 2024, 2 financial years

The operating result falls in 2024; 2024 is 79% below 2023.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Turnover€0.3m 2024 Operating result€0.04m 2024 Net result€0.04m 2024

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20232024
Turnover€0.7m-€0.3m▼ 57.7%
Operating result€0.2m-€0.04m▼ 79.2%
Net result€0.1mabove the sector's middle half-€0.04mabove the sector's middle half▼ 73.3%
EBIT margin28.0%-13.8%▼ 14.2pp
Equity€0.1mabove the sector's middle half-€0.2mabove the sector's middle half▲ 26.2%
Total assets€0.4mabove the sector's middle half-€1.3mabove the sector's middle half▲ 220%
Debt€0.3m-€1.1m▲ 332%
Working capital€0.1mabove the sector's middle half-€0.2mabove the sector's middle half▲ 33.4%
Solvency36.5%within the sector's middle half-14.4%below the sector's middle half▼ 22.1pp
Current ratio1.53within the sector's middle half-1.16within the sector's middle half▼ 0.37
Return on assets (ROA)35.8%above the sector's middle half-3.0%within the sector's middle half▼ 32.8pp
Staff (FTE)1-0.8▼ 20.0%
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.3m
Fixed assets €7,478 ▼ 33.7%
Current assets €1.3m ▲ 228%
Equity and liabilities €1.3m
Equity €185,616 ▲ 26.2%
Debt €1.1m ▲ 332%
Debt's share of the balance-sheet total rises from 63.5% to 85.6%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€45,336▼
2023 · €199,022
Cash flow
€42,781▼
2023 · €145,587
Quick ratio
1.15▼
2023 · 1.53
Debt to equity
5.94▲
2023 · 1.74
ROE
20.8%▼
2023 · 98.0%
Interest coverage
53.66▼
2023 · over 100
Debt ≤ 1 year
€1.1m▲
2023 · €255,349
Debt > 1 year
€0
Income taxes
-€1,982▼
2023 · €52,971
Staff costs
€61,124▲
2023 · €33,836
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,542 companies that looked in July 2024 the way this one looks now, 3.5% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
3.5% went bankrupt
1.2% stopped otherwise
94.9% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 5.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,542 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet Code20232024
Assets
Total assets20/58€0.4m€1.3m▲
Fixed assets21/28€0.01m€0.007m▼
Tangible fixed assets22/27€0.01m€0.007m▼
Plant, machinery and equipment23€0.001m€0.001m▲
Furniture and vehicles24€0.01m€0.007m▼
Financial fixed assets28€135€135=
Current assets29/58€0.4m€1.3m▲
Stocks and contracts in progress3-€0.02m
Stocks30/36-€0.02m
Amounts receivable within one year40/41€0.4m€1.3m▲
Trade receivables40€0.4m€1.2m▲
Other amounts receivable41€0.008m€0.05m▲
Cash at bank and in hand54/58€0.002m€0.006m▲
Deferred charges and accrued income490/1-€0.002m
Equity and liabilities
Total equity and liabilities10/49€0.4m€1.3m▲
Equity10/15€0.1m€0.2m▲
Contributions10/11€0.003m€0.003m=
Profit (loss) carried forward14€0.1m€0.2m▲
Amounts payable17/49€0.3m€1.1m▲
Amounts payable after more than one year17-€0
Financial debts170/4-€0
Amounts payable within one year42/48€0.3m€1.1m▲
Financial debts43-€0.005m
Credit institutions430/8-€0.005m
Trade debts44€0.2m€1.0m▲
Suppliers440/4€0.2m€1.0m▲
Taxes, remuneration and social security45€0.08m€0.06m▼
Taxes450/3€0.05m€0.05m▼
Remuneration and social security454/9€0.03m€0.008m▼
Other amounts payable47/48-€223
Accrued charges and deferred income492/3-€0.003m
Income statement Code20232024
Turnover70€0.7m€0.3m▼
Non-recurring operating income76A€40€0▼
Goods, raw materials, services and sundry goods60/61€0.5m€0.4m▼
Remuneration, social security and pensions62€0.03m€0.06m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.001m€0.004m▲
Other operating charges640/8€0.004m€180▼
Non-recurring operating charges66A-€25
Gross operating margin9900€0.2m€0.1m▼
Operating profit (loss)9901€0.2m€0.04m▼
Financial income75/76B€128€0.001m▲
Recurring financial income75€77€0.001m▲
Non-recurring financial income76B€51-
Financial charges65/66B€0.001m€0.005m▲
Recurring financial charges65€0.001m€0.001m▲
Non-recurring financial charges66B€0€0.004m▲
Profit (loss) for the period before taxes9903€0.2m€0.04m▼
Income taxes67/77€0.05m-€0.002m▼
Profit (loss) for the period9904€0.1m€0.04m▼
Profit (loss) for the period to be appropriated9905€0.1m€0.04m▼
Appropriation of the result
Profit (loss) to be appropriated9906€0.1m€0.2m▲
Profit (loss) brought forward from the previous period14P-€0.1m

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Turnover70€704,816€298,220▼ 57.7%
Non-recurring operating income76A€40€0▼ 100%
Goods, raw materials, services and sundry goods60/61€510,799€396,083▼ 22.5%
Remuneration, social security and pensions62€33,836€61,124▲ 80.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,498€4,255▲ 184%
Other operating charges640/8€3,559€180▼ 95.0%
Non-recurring operating charges66A-€25-
Gross operating margin9900€236,417€106,664▼ 54.9%
Operating profit (loss)9901€197,524€41,082▼ 79.2%
Financial income75/76B€128€521▲ 307%
Recurring financial income75€77€521▲ 576%
Non-recurring financial income76B€51--
Financial charges65/66B€592€5,058▲ 754%
Recurring financial charges65€592€845▲ 42.7%
Non-recurring financial charges66B€0€4,213-
Profit (loss) for the period before taxes9903€197,060€36,545▼ 81.5%
Income taxes67/77€52,971-€1,982-
Profit (loss) for the period9904€144,089€38,527▼ 73.3%
Profit (loss) for the period to be appropriated9905€144,089€38,527▼ 73.3%
Line20232024Change
Assets
Total assets20/58€0.4m€1.3m▲ 220%
Fixed assets21/28€0.01m€0.007m▼ 33.7%
Tangible fixed assets22/27€0.01m€0.007m▼ 34.1%
Plant, machinery and equipment23€0.001m€0.001m▲ 32.2%
Furniture and vehicles24€0.01m€0.007m▼ 38.0%
Financial fixed assets28€135€135=
Current assets29/58€0.4m€1.3m▲ 228%
Stocks and contracts in progress3-€0.02m-
Stocks30/36-€0.02m-
Amounts receivable within one year40/41€0.4m€1.3m▲ 222%
Trade receivables40€0.4m€1.2m▲ 217%
Other amounts receivable41€0.008m€0.05m▲ 471%
Cash at bank and in hand54/58€0.002m€0.006m▲ 131%
Deferred charges and accrued income490/1-€0.002m-
Equity and liabilities
Total equity and liabilities10/49€0.4m€1.3m▲ 220%
Equity10/15€0.1m€0.2m▲ 26.2%
Contributions10/11€0.003m€0.003m=
Profit (loss) carried forward14€0.1m€0.2m▲ 26.7%
Amounts payable17/49€0.3m€1.1m▲ 332%
Amounts payable after more than one year17-€0-
Financial debts170/4-€0-
Amounts payable within one year42/48€0.3m€1.1m▲ 331%
Financial debts43-€0.005m-
Credit institutions430/8-€0.005m-
Trade debts44€0.2m€1.0m▲ 496%
Suppliers440/4€0.2m€1.0m▲ 496%
Taxes, remuneration and social security45€0.08m€0.06m▼ 24.5%
Taxes450/3€0.05m€0.05m▼ 1.0%
Remuneration and social security454/9€0.03m€0.008m▼ 70.9%
Other amounts payable47/48-€223-
Accrued charges and deferred income492/3-€0.003m-
Line20232024Change
Profit (loss) for the period9904€144,089€38,527▼ 73.3%
+ Depreciation and write-downs630€1,498€4,255▲ 184%
Operating cash flow (approximation)€145,587€42,781▼ 70.6%
Investment in fixed assets (approximation)--€454-
Change in cash-€3,241-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2024 micro format 27-10-2025 2025-00551383
31-12-2023 micro format 23-10-2024 2024-00512729

Similar companies · same sector, comparable size

Of the 8,459 active companies whose main activity is roofing work (NACE 43410), figures are known for 4,418. 3,696 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

GROUP JOHN CONSTRUCT was incorporated on 15 November 2022 as a private limited company.1 Since 2026 the company has been called GROUP JOHN CONSTRUCT.2 The company has filed 2 sets of annual accounts, the latest for financial year 2024.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 26-06-2026
  3. 3National Bank, annual accounts 2024

Acts, filings and financial milestones

2026
26-06
Gazette deed Purpose · Name
Name change3 facts ▸
  • General meeting, 24-06-2026
  • Name change, GROUP JOHN CONSTRUCT
  • Other provision, “rapport justifiant la modification de l’objet, dossier du notaire soussigné” (deed in French)
2025
27-10
NBB filing Annual accounts filed
financial year 2024 · micro format · 88 days late
2024
31-12
Financial Equity above €150,000equity €185,616 ▲26.2%
A profit in every financial year since 2023 builds equity to €185,616.
23-10
NBB filing Annual accounts filed
financial year 2023 · micro format · 84 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded15-11-2022
Financial year end31-12
Activities, NACEBEL 2025
43410Roofing work
43211General electrical installation work
43221Plumbing work
43230Insulation installation
43422Screed work
43990Other specialised construction activities
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID 0208:0793596392
Also 9925:BE0793596392
Registered 10-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 23 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0793.596.392

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Juprelle · 1 establishment unit since 2022
registered office establishment The establishment unit on the map
Ground area
811 m²
Building footprint
275 m²
Building volume
542 m³
2 parcels, Wallonia · tallest building 6.6 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
GROUP LIFT JOHN CONSTRUCT
Rue En Bois 240, 4040 HerstalRoofing work
since 2022unit no. 2.338.484.215
2 parcels
Wallonia 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
62035A0787/00G000 Wallonia 652 m² 1 · 183 m² -
62051C0360/00A002 Wallonia 158 m² 1 · 92 m² 6.6 m · 2
How the parcels are linked
Good to know
Both parcels match the address exactly.