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GROUP JOHN CONSTRUCT

Active
Private limited companyfounded 20223 yrs activeRue Toussaint 24, 4458 Juprelle, BelgiumKBO/BCE: BE 0793.596.392
Summary

The computed 12-month bankruptcy probability of GROUP JOHN CONSTRUCT is 5.3% (elevated). The 2024 annual accounts show equity of €185,616 and a net result of €38,527. Its solvency ranks better than 17% of 36364 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
GROUP JOHN CONSTRUCTActiveChecked score 36/100
Risk analysis ReportCompare

Overview

Activity
Roofing work
NACE 43410Bricklaying and masonry work NACE 43910
#6 company by total assets in Juprelle, Construction sector1 site
Size
€298,220turnover 2024
Staff
0.8 FTE
Equity
€185,616
Profit
€38,527
Financial health
36 Weak Checked score 2024
Bankruptcy chance 12 m
5.3%
Structure
Accounts 64 d overdue1 of 2 deeds read
Why 36- 1 financial year not filed after the legal deadline; latest accounts 88 days late; 2 of the last 3 late- Figures for FY 2024 (filed 09-10-2025)- Liquidity: current ratio 1.16, cash €5,716+ Size: turnover €298,220, total assets €1.3mShow the evidence

Checked score

Score 2024
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 27% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 39-23
equity 14.4% of total assets
Liquidity 3-14
short-term debt 85.4% · cash 0.4%
Profitability 75-25
return on assets 3.0%
Bankruptcy probability, 12 months
5.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,046 companies)
Last 24 months 11-2024: 3.4% 12-2024: 3.4%▼ -0.6% vs 11-2024 01-2025: 3.4%● 0.0% vs 12-2024 02-2025: 3.4%● 0.0% vs 01-2025 03-2025: 3.4%▼ -0.5% vs 02-2025 04-2025: 3.4%● 0.0% vs 03-2025 05-2025: 3.3%▼ -0.9% vs 04-2025 06-2025: 3.3%▼ -1.3% vs 05-2025 07-2025: 3.3%▲ +0.2% vs 06-2025 08-2025: 3.9%▲ +18.2% vs 07-2025 09-2025: 4.1%▲ +4.5% vs 08-2025 10-2025: 5.3%▲ +28.9% vs 09-2025 11-2025: 3.2%▼ -38.5% vs 10-2025lowest value 12-2025: 3.2%● 0.0% vs 11-2025lowest value 01-2026: 3.2%● 0.0% vs 12-2025lowest value 02-2026: 3.3%▲ +0.8% vs 01-2026 03-2026: 3.6%▲ +9.2% vs 02-2026 04-2026: 3.6%● 0.0% vs 03-2026 05-2026: 3.4%▼ -5.3% vs 04-2026 06-2026: 3.6%▲ +7.7% vs 05-2026 07-2026: 3.5%▼ -2.1% vs 06-2026 08-2026: 4.2%▲ +17.2% vs 07-2026 09-2026: 4.3%▲ +4.0% vs 08-2026 10-2026: 5.3%▲ +23.3% vs 09-2026highest value
  • 1 financial year not filed after the legal deadline; latest accounts 88 days late; 2 of the last 3 late raises the probability
  • Figures for FY 2024 (filed 09-10-2025) raises the probability
  • Size: turnover €298,220, total assets €1.3m lowers the probability for this profile
  • Liquidity: current ratio 1.16, cash €5,716 raises the probability
Credit up to €6,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.16 against 1.53 in 2023; short-term debt: 85.4% and cash: 0.4% of total assets), and 85.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 17%, liquidity 3%, profitability 50%, growth against the median 39%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 financial year not filed after the legal deadline; latest accounts 88 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Figures for FY 2024 (filed 09-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: turnover €298,220, total assets €1.3m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.16, cash €5,716
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 36364 sector peers (2024).
NBB · sector comparison
Position among 36364 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-10-2025, 88 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
88 d late
2023
84 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 86 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Purpose · Resignations & appointmentsName change
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Equity above €150,000Eq €185,616 ▲26.2%

Key points

  • Caution: Turnover fell in 2024from €704,816 to €298,220 ▼ 57.7% View
  • Caution: Among the weakest 18% on solvencysector median 46.6% · 36,364 companies 14.4% View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View

By topic

Financials

Fiscal year
2024
Turnover
€298,220
Profit
€38,527
Solvency
14.4%
Turnover▼ 57.7%
Net result
20232024
Go to Financials

Timeline

Events
4
Since
2024
  1. 26-06-2026Purpose · Resignations & appointments
  2. 27-10-2025Annual accounts filed
  3. 31-12-2024Equity above €150,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
15-11-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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