GROUP FLOW
ActiveGROUP FLOW has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €-34k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 4.47 against 4.07 in 2024), and 20.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.5%
Return on assets
-36.2%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18192122232425
2018 to 2025 · latest year -€34k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
2 d early
2022
32 d early
2021
1 d early
2019
31 d early
2018
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▼ 31.3%
2024 · €109k
2018: €9k
2019: €59k
2021: €104k
2022: €147k
2023: €115k
2024: €109k
2018 → 2025
Total assets
€94k▼ 40.9%
2024 · €159k
2018: €38k
2019: €76k
2021: €213k
2022: €240k
2023: €194k
2024: €159k
2018 → 2025
Net result
€-34k▼ 488%
2024 · €-6k
2018: €-72k
2019: €50k
2021: €45k
2022: €45k
2023: €-32k
2024: €-6k
2018 → 2025
Working capital
€67k▼ 36.6%
2024 · €106k
2018: €-12k
2019: €38k
2021: €90k
2022: €134k
2023: €103k
2024: €106k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€104k-€147k▲ 40.8%€115k▼ 21.7%€109k▼ 5.0%€75k▼ 31.3%
Operating result€60k-€45k▼ 24.2%€-31k€4k€-27k
Net result€45k-€45k▼ 0.8%€-32k€-6k▲ 81.8%€-34k▼ 488%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €27k after €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€8k▼ 59.0%
Current assets
€86k▼ 38.4%
Equity and liabilities €94k
Equity
€75k▼ 31.3%
Debt
€19k▼ 61.6%
The debt ratio falls from 31.6% to 20.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-15k▼
2024 · €15k
Cash flow
€-23k▼
2024 · €5k
Solvency
79.5%▲
2024 · 68.4%
Current ratio
4.47▲
2024 · 4.07
Quick ratio
4.47▲
2024 · 4.07
Debt / equity
0.26▼
2024 · 0.46
ROE
-45.5%▼
2024 · -5.3%
ROA
-36.2%▼
2024 · -3.6%
Interest coverage
-130.14▼
2024 · 23.47
Debt
€19k▼
2024 · €50k
Debt ≤ 1 year
€19k▼
2024 · €34k
Debt > 1 year
€0▼
2024 · €7k
Income taxes
€7k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€159k€94k▼
Fixed assets21/28€19k€8k▼
Tangible fixed assets22/27€18k€7k▼
Furniture and vehicles24€18k€7k▼
Financial fixed assets28€714€714=
Current assets29/58€140k€86k▼
Amounts receivable within one year40/41€50k€49k▼
Trade receivables40€31k€32k▲
Other amounts receivable41€19k€17k▼
Cash at bank and in hand54/58€85k€31k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€159k€94k▼
Equity10/15€109k€75k▼
Contributions10/11€8k€8k=
Profit (loss) carried forward14€101k€67k▼
Amounts payable17/49€50k€19k▼
Amounts payable after more than one year17€7k€0▼
Financial debts170/4€7k€0▼
Amounts payable within one year42/48€34k€19k▼
Current portion of amounts payable after more than one year42€10k€7k▼
Trade debts44€5k€10k▲
Suppliers440/4€5k€10k▲
Other amounts payable47/48€20k€2k▼
Accrued charges and deferred income492/3€9k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k=
Other operating charges640/8€437€132▼
Gross operating margin9900€15k€-15k▼
Operating profit (loss)9901€4k€-27k▼
Financial income75/76B€55€0▼
Recurring financial income75€55€0▼
Financial charges65/66B€640€118▼
Recurring financial charges65€640€118▼
Profit (loss) for the period before taxes9903€3k€-27k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€-6k€-34k▼
Profit (loss) for the period to be appropriated9905€-6k€-34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€101k€67k▼
Profit (loss) brought forward from the previous period14P€107k€101k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €100kEq €104k ▲75.5%
2 profitable years in a row build equity to €104k.
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
30-09
Financial
Liquidity times 6current ratio 3.21
Current ratio from 0.57 to 3.21; short-term debt falls from €29k to €17k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
2016
30-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Niemegeersstraat 261950 KraainemGround area
212 m²
Building footprint
52 m²
Volume, LiDAR
454 m³
Parcel 22002A0112/00P002, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GROUP FLOW
since 20142.228.608.058
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002A0112/00P002 | Flanders | 212 m² | 1 · 52 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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QuARTz
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JONI MAGI
BE 0535.852.051
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OLVARO
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 39,772 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2014
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.