JONI MAGI
ActiveJONI MAGI has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €-15k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 24% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
15
/ 100
Critical▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency16▼-6
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.07 in 2024), and 79% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21%
Return on assets
-4.3%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€15k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 31545 sector peers (2025).
NBB · sector comparisonPosition among 31545 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
50 d early
2023
39 d early
2022
34 d early
2021
30 d early
2020
24 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▼ 17.1%
2024 · €90k
2018: €85k
2019: €88k
2020: €74k
2021: €85k
2022: €91k
2023: €94k
2024: €90k
2018 → 2025
Total assets
€356k▼ 9.4%
2024 · €393k
2018: €198k
2019: €201k
2020: €315k
2021: €311k
2022: €378k
2023: €429k
2024: €393k
2018 → 2025
Net result
€-15k▼ 341%
2024 · €-3k
2018: €-3k
2019: €2k
2020: €-13k
2021: €11k
2022: €6k
2023: €3k
2024: €-3k
2018 → 2025
Working capital
€-127k▼ 18.7%
2024 · €-107k
2018: €4k
2019: €13k
2020: €-31k
2021: €-28k
2022: €-61k
2023: €-99k
2024: €-107k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€91k▲ 6.9%€94k▲ 2.8%€90k▼ 3.7%€75k▼ 17.1%
Operating result€15k-€16k▲ 5.5%€17k▲ 9.9%€12k▼ 32.7%€-4k
Net result€11k-€6k▼ 46.7%€3k▼ 57.2%€-3k€-15k▼ 341%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €12k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €356k
Fixed assets
€352k▼ 8.5%
Current assets
€4k▼ 54.3%
Equity and liabilities €356k
Equity
€75k▼ 17.1%
Debt
€281k▼ 7.1%
The debt ratio rises from 77.0% to 79.0%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€29k▼
2024 · €44k
Cash flow
€17k▼
2024 · €29k
Solvency
21.0%▼
2024 · 23.0%
Current ratio
0.03▼
2024 · 0.07
Quick ratio
0.03▼
2024 · 0.07
Debt / equity
3.75▲
2024 · 3.35
ROE
-20.6%▼
2024 · -3.9%
ROA
-4.3%▼
2024 · -0.9%
Interest coverage
2.59▼
2024 · 3.59
Debt
€281k▼
2024 · €302k
Debt ≤ 1 year
€131k▲
2024 · €115k
Debt > 1 year
€143k▼
2024 · €182k
Income taxes
€582▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€393k€356k▼
Fixed assets21/28€385k€352k▼
Tangible fixed assets22/27€385k€352k▼
Land and buildings22€329k€313k▼
Furniture and vehicles24€56k€39k▼
Current assets29/58€8k€4k▼
Amounts receivable within one year40/41€0€418▲
Other amounts receivable41€0€418▲
Cash at bank and in hand54/58€6k€2k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€393k€356k▼
Equity10/15€90k€75k▼
Contributions10/11€6k€6k=
Reserves13€84k€69k▼
Distributable reserves133€84k€69k▼
Amounts payable17/49€302k€281k▼
Amounts payable after more than one year17€182k€143k▼
Financial debts170/4€182k€143k▼
Amounts payable within one year42/48€115k€131k▲
Current portion of amounts payable after more than one year42€47k€50k▲
Trade debts44€117€118▲
Suppliers440/4€117€118▲
Taxes, remuneration and social security45€3k€39▼
Taxes450/3€3k€39▼
Other amounts payable47/48€65k€81k▲
Accrued charges and deferred income492/3€5k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€33k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€48k€33k▼
Operating profit (loss)9901€12k€-4k▼
Financial charges65/66B€12k€11k▼
Recurring financial charges65€12k€11k▼
Profit (loss) for the period before taxes9903€-581€-15k▼
Income taxes67/77€3k€582▼
Profit (loss) for the period9904€-3k€-15k▼
Profit (loss) for the period to be appropriated9905€-3k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-15k▼
Transfer from equity791/2€3k€15k▲
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series.
11-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
27-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jagerslaan(M) 83630 MaasmechelenGround area
1,476 m²
Building footprint
302 m²
Volume, LiDAR
1,941 m³
Parcel 73048C1879/00V003, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JONI MAGI
since 20132.220.877.554
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048C1879/00V003 | Flanders | 1,476 m² | 1 · 302 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VALUE FOR GROWTH
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DIRK SONCK CONSULTING
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 39,767 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-2013
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0476321796