GRIPIERRES
ActiveGRIPIERRES has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €793k and a net result of €208k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 86% of 284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 3.04 against 3.02 in 2024), and 23.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.3%
Return on assets
20%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €793k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
59 d early
2023
68 d early
2022
33 d early
2021
25 d early
2020
17 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€208k▲ 13.9%
2024 · €182k
2018: €81k
2019: €54k
2020: €54k
2021: €142k
2022: €110k
2023: €292k
2024: €182k
2018 → 2025
Working capital
€503k▲ 19.4%
2024 · €421k
2018: €388k
2019: €404k
2020: €493k
2021: €547k
2022: €658k
2023: €474k
2024: €421k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€895k-€974k▲ 8.8%€704k▼ 27.7%€686k▼ 2.6%€793k▲ 15.6%
Operating result€169k-€148k▼ 12.5%€341k▲ 131%€243k▼ 28.8%€284k▲ 17.0%
Net result€142k-€110k▼ 22.3%€292k▲ 165%€182k▼ 37.5%€208k▲ 13.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 17% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.04M
Fixed assets
€290k▲ 9.6%
Current assets
€750k▲ 19.0%
Equity and liabilities €1.04M
Equity
€793k▲ 15.6%
Debt
€247k▲ 18.3%
The debt ratio rises from 23.3% to 23.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€319k▲
2024 · €274k
Cash flow
€242k▲
2024 · €214k
Solvency
76.3%▼
2024 · 76.7%
Current ratio
3.04▲
2024 · 3.02
Quick ratio
2.55▼
2024 · 2.57
Debt / equity
0.31▲
2024 · 0.30
ROE
26.2%▼
2024 · 26.6%
ROA
20.0%▼
2024 · 20.4%
Interest coverage
88.14▼
2024 · 166.26
Debt
€247k▲
2024 · €209k
Debt ≤ 1 year
€247k▲
2024 · €209k
Income taxes
€74k▲
2024 · €61k
Staff costs
€487k▲
2024 · €454k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€895k€1.04M▲
Fixed assets21/28€265k€290k▲
Tangible fixed assets22/27€264k€289k▲
Land and buildings22€192k€174k▼
Plant, machinery and equipment23€68k€86k▲
Furniture and vehicles24€3k€29k▲
Financial fixed assets28€995€815▼
Current assets29/58€630k€750k▲
Stocks and contracts in progress3€94k€121k▲
Stocks30/36€94k€121k▲
Amounts receivable within one year40/41€255k€150k▼
Trade receivables40€246k€150k▼
Other amounts receivable41€9k-
Current investments50/53€641€633▼
Cash at bank and in hand54/58€274k€470k▲
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€895k€1.04M▲
Equity10/15€686k€793k▲
Contributions10/11€19k€19k=
Reserves13€58k€58k=
Tax-exempt reserves132€56k€56k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€608k€715k▲
Investment grants15€1k€661▼
Amounts payable17/49€209k€247k▲
Amounts payable within one year42/48€209k€247k▲
Trade debts44€53k€61k▲
Suppliers440/4€53k€61k▲
Advances received on contracts in progress46€14k-
Taxes, remuneration and social security45€42k€85k▲
Taxes450/3-€28k
Remuneration and social security454/9€42k€58k▲
Other amounts payable47/48€100k€100k=
Income statement
Code20242025
Remuneration, social security and pensions62€454k€487k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€35k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k-
Other operating charges640/8€37k€20k▼
Gross operating margin9900€767k€826k▲
Operating profit (loss)9901€243k€284k▲
Financial income75/76B€2k€750▼
Recurring financial income75€2k€750▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€243k€281k▲
Income taxes67/77€61k€74k▲
Profit (loss) for the period9904€182k€208k▲
Profit (loss) for the period to be appropriated9905€182k€208k▲
Appropriation of the result
Profit (loss) to be appropriated9906€808k€815k▲
Profit (loss) brought forward from the previous period14P€626k€608k▼
Profit to be distributed694/7€200k€100k▼
Return on contributions (dividend)694€200k€100k▼
Social balance
Average headcount (FTE)90879.39.0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €292k ▲165%
Operating result €341k, net result €292k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 17 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €54k ▼33.8%
Net result drops to €54k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 14 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 22 days late
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ouffet · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Temme 214590 OuffetGround area
1,206 m²
Building footprint
88 m²
Volume, LiDAR
491 m³
Parcel 61048F0058/00D004, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GRIPIERRES
since 20072.161.347.565
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61048F0058/00D004indicative | Wallonia | 1,205 m² | 1 · 88 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LENAERTS NATUURSTEEN
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VDK STONE
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BERNARD LESAFFRE ET FILS
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FRANK BRYNAERT
BE 0443.950.291
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NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE
BE 0456.855.152
Roeselare · Eq €765k
Of 736 companies in sector 23700 we hold annual accounts for 489. 364 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2006
Fiscal year end31-12
Activities, NACEBEL
23700Cutting, shaping and finishing of stone
26700
38210Materials recovery from waste
46831Wholesale of construction materials, general range
47521Retail sale of hardware, building materials, paint and glass (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.