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NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE

Active
Private limited companyfounded 1996active for 30 yearsSchoolstraat 110, 8800 Roeselare, BelgiumKBO/BCE: BE 0456.855.152
Summary

NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €764,982 and a net result of -€20,606. Equity remains stable across the filed financial years (±1.1% per year). Its solvency ranks better than 41% of 428 sector peers (NACE 23, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHEActiveChecked score 87/100
Risk analysis ReportCompare

Overview

Activity
Cutting, shaping and finishing of stone
NACE 23700
1 site
Size
≈ €440,000turnover 2025, estimated
Equity
€764,982
Loss
-€20,606
Turnover estimated from the gross margin
Financial health
87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts filed 30 days late1 of 2 deeds summarised
Why 87raises riskFigures for financial year 2025 (filed 06-12-2025)Liquidity: current ratio 1.14, cash €36,681lowers riskSize: total assets €2.0mSector: Manufacture of other non-metallic mineral products (NACE 23)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 40% of its sector peers (NACE 23, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 64=
equity 39.0% of total assets
Liquidity 52=
short-term debt 6.0% · cash 1.9%
Profitability 67+1
return on assets -1.0%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (858 companies, NACE 23, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.1%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.2%▲ +0.1 percentage points vs 10-2025 12-2025: 0.3%▲ +0.1 percentage points vs 11-2025highest value 01-2026: 0.1%▼ -0.2 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.14, compared with 1.02 in 2024, below the usual 1.5; short-term debt: 6% and cash: 1.9% of total assets), and 61% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, micro): better than 41% on solvency, 50% on liquidity, 39% on profitability and 29% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €2.0m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed 06-12-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.14, cash €36,681
NBB · annual accounts
lowers risk · Sector: Manufacture of other non-metallic mineral products (NACE 23)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€20,606
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-11-2025, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
30 days late
2024
30 days late
2023
30 days late
2022
30 days late
2021
30 days late
2020
30 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 30 days after the deadline; the sector median (NACE 23) for financial year 2024 is 9 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 30 November (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end31-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet -€48,432

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€20,606 View
  • Caution: Among the weakest 10% on net resultsector median €6,096 · 427 companies -€20,606 View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€2.0m
Loss
-€20,606
Solvency
39.0%
Total assets▼ 3.0%
Net result
20192025
Go to Financials

Timeline

Events
33
Since
1997
Next accounts
by 31-10-2026
  1. 21-02-2024Reappointment: TEMMERMAN Christophe (director)
  2. 30-11-2023Annual accounts filed
  3. 30-11-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cutting, shaping and finishing of stoneNACE 23700
Founded
03-01-1996
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
41
Annual meeting
First Saturday of September at 11:00
Purpose
“Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle…” (deed in Dutch)
Go to Articles of association

Key facts about NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE

What is the company number of NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE?
0456.855.152. In Belgium the VAT number is the company number with BE in front: BE 0456.855.152.
Where is NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE based?
The registered office is at Schoolstraat 110, 8800 Roeselare.Company details
What does NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE do?
According to the KBO register, the main activity is cutting, shaping and finishing of stone (NACE 23700).
What is the legal form of NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE?
Private limited company (BV).
When was NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE founded?
On 03-01-1996.
Is NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE still active?
Yes, NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE is an active enterprise in the KBO register.
What is the turnover of NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE profitable?
In financial year 2025, NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE made a loss of €20,606.
Where can I find the annual accounts of NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE?
NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE due?
By 31-10-2026, for financial year 2026.Timeline

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