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NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE

Active
Private limited companyfounded 1996active for 30 yearsSchoolstraat 110, 8800 Roeselare, BelgiumKBO/BCE: BE 0456.855.152
Summary

NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €764,982 and a net result of -€20,606. Equity has been stable since 2019 (±1.1% per year). Its solvency ranks better than 41% of 429 sector peers (NACE 23, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHEActiveChecked score 86/100

Overview

Official details

Source: KBO
Status
Active since 03-01-1996 Normal situation
Activity
Cutting, shaping and finishing of stone NACE 23700and 1 other
Establishment unit
2.074.895.128 8800 Roeselare, since 26-01-1996
Financial year end
31 March
Peppol
Reachable since 30-12-2025

Board and ownership

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 31-03-2025
Gross margin
€175,620
▲ 31.8%
Turnover
≈ €440,000
estimated
Loss
€20,606
▼ 57.5%
Equity
€764,982
▼ 2.6%
Total assets
€2.0m
▼ 3.0%
  • 2026 accounts not filed, 4 days past the deadline
Score breakdownraises riskFigures for financial year 2025 (filed on 06-12-2025)Liquidity: current ratio 1.14, cash €36,681lowers riskSize: total assets €2.0mSector: Manufacture of other non-metallic mineral products (NACE 23)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 40% of micro companies in non-metallic mineral products (NACE 23)
Financial strength · tick: 2024
Strong
Solvency 64=
equity 39.0% of total assets
Liquidity 52=
short-term debt 6.0% · cash 1.9%
Profitability 67+1
return on assets -1.0%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (857 companies, NACE 23, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.1%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.2%▲ +0.1 percentage points vs 10-2025 12-2025: 0.3%▲ +0.1 percentage points vs 11-2025highest value 01-2026: 0.1%▼ -0.2 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026 11-2026: 0.3%▲ +0.1 percentage points vs 10-2026
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.14 (1.02 in 2024), below the usual 1.5. Short-term debt is 6% and cash 1.9% of total assets. 61% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, micro). It does better than 41% of them on solvency, 50% on liquidity, 39% on profitability and 29% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €2.0m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed on 06-12-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.14, cash €36,681
NBB · annual accounts
lowers risk · Sector: Manufacture of other non-metallic mineral products (NACE 23)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€20,606
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-11-2025, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
30 days late
2024
30 days late
2023
30 days late
2022
30 days late
2021
30 days late
2020
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 30 days after the deadline. In the sector (NACE 23), the median for financial year 2024 was 10 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€20,606 View
  • Caution: Lower net result than 90% of companies in non-metallic mineral productssector median €6,252 · 428 companies -€20,606 View

Recent changes

  1. · Gazette deed Reappointment: TEMMERMAN Christophe (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE: cutting, shaping and finishing of stone (NACE 23700). They are comparable in size and age: total assets between €1.8m and €2.8m, founded between 1984 and 2001.

CompanyTotal assetsGross margin
NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE Roeselare€2.0m€0.2m
GHOLD Dilsen-Stokkem€2.8m€0.2m
MAGMA NATUURSTEEN Tielt€1.9m€0.1m
ANTHEUNES FILIP Poperinge€2.4m€0.3m
MDA STONE Arlon€1.8m€0.2m
LENAERTS NATUURSTEEN Lanaken€2.4m€0.3m
PESSER Pierres et Marbres Aubel€1.8m€0.3m
Full comparison

Key facts about NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE

What is the company number of NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE?
The company number of NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE is 0456.855.152. The VAT number is the same number with BE in front: BE 0456.855.152.
Where is NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE based?
The registered office is at Schoolstraat 110, 8800 Roeselare.Company details
What does NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE do?
According to the KBO register, the main activity is cutting, shaping and finishing of stone (NACE 23700).
What is the legal form of NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE?
The legal form of NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE is Private limited company (BV).
When was NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE founded?
NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE was founded on 03-01-1996.
Is NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE still active?
Yes, NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE is an active enterprise in the KBO register.
What is the turnover of NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE?
The turnover in financial year 2025 is ≈ €440,000. This figure is estimated from the gross margin of €175,620 and 2,215 comparable companies of the same size. It probably lies between €290,000 and €680,000. It is a rough estimate.Financials
Is NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE profitable?
In financial year 2025, NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE made a loss of €20,606.
Where can I find the annual accounts of NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE?
NATUURSTEENBEDRIJF TEMMERMAN CHRISTOPHE filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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