GREGLES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €461k and a net result of €557. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 64% of 97 sector peers (fiscal year 2026). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 01-01-2026 was due by 01-08-2026 and was filed on 04-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
58 d early
2025
70 d early
2024
63 d early
2023
54 d early
2022
63 d early
2021
52 d early
2020
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 01-01-2027 and is due by 01-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today01-01-2027 close01-08-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€461k▼ 1.0%
2025 · €465k
2019: €470k
2020: €470k
2021: €473k
2022: €471k
2023: €463k
2024: €451k
2025: €465k
2019 → 2026
Net result
€557▼ 97.2%
2025 · €20k
2019: €15k
2020: €19k
2021: €18k
2022: €13k
2023: €769
2024: €-3k
2025: €20k
2019 → 2026
Total assets
€609k▲ 7.5%
2025 · €566k
2019: €661k
2020: €637k
2021: €635k
2022: €621k
2023: €595k
2024: €572k
2025: €566k
2019 → 2026
Solvency
75.6%▼ 6.4pp
2025 · 82.1%
2019: 71.0%
2020: 73.7%
2021: 74.4%
2022: 75.8%
2023: 77.8%
2024: 78.9%
2025: 82.1%
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€471k-€463k▼ 1.7%€451k▼ 2.6%€465k▲ 3.1%€461k▼ 1.0%
Operating result€-2k-€-15k▼ 687%€-10k▲ 34.8%€12k€-17k
Net result€13k-€769▼ 94.3%€-3k€20k€557▼ 97.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2026: a loss of €17k after €12k in 2025, the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €609k
Fixed assets
€581k▲ 8.5%
Current assets
€28k▼ 10.1%
Equity and liabilities €609k
Equity
€461k▼ 1.0%
Debt
€148k▲ 46.1%
The debt ratio rises from 17.9% to 24.4%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
75.6%▼
2025 · 82.1%
ROE
0.1%▼
2025 · 4.3%
ROA
0.1%▼
2025 · 3.6%
Debt
€148k▲
2025 · €101k
Debt ≤ 1 year
€33k▼
2025 · €42k
Debt > 1 year
€115k▲
2025 · €60k
Income taxes
€-219▼
2025 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€566k€609k▲
Fixed assets21/28€536k€581k▲
Tangible fixed assets22/27€233k€278k▲
Land and buildings22€209k€196k▼
Plant, machinery and equipment23€13-
Other tangible fixed assets26€24k€82k▲
Financial fixed assets28€303k€303k=
Current assets29/58€31k€28k▼
Amounts receivable within one year40/41€17k€23k▲
Trade receivables40€2k€26▼
Other amounts receivable41€15k€22k▲
Cash at bank and in hand54/58€12k€3k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€566k€609k▲
Equity10/15€465k€461k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€63k€58k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€57k€52k▼
Profit (loss) carried forward14€340k€340k▲
Amounts payable17/49€101k€148k▲
Amounts payable after more than one year17€60k€115k▲
Financial debts170/4€60k€115k▲
Amounts payable within one year42/48€42k€33k▼
Current portion of amounts payable after more than one year42€19k€17k▼
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€8k€11k▲
Other amounts payable47/48€14k€5k▼
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€31k▲
Other operating charges640/8€11k€10k▼
Gross operating margin9900€47k€24k▼
Operating profit (loss)9901€12k€-17k▼
Financial income75/76B€15k€20k▲
Recurring financial income75€15k€20k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€24k€338▼
Income taxes67/77€4k€-219▼
Profit (loss) for the period9904€20k€557▼
Profit (loss) for the period to be appropriated9905€20k€557▼
Appropriation of the result
Profit (loss) to be appropriated9906€355k€340k▼
Profit (loss) brought forward from the previous period14P€335k€340k▲
Transfer from equity791/2€6k€5k▼
Transfer to equity691/2€15k-
To other reserves6921€15k-
Profit to be distributed694/7€6k€5k▼
Return on contributions (dividend)694€6k€5k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
01-01
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
2024
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
01-01
Financial
Weakest financial yearnet €-3k ▼480%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Huart Hamoirlaan 1401030 SchaarbeekGround area
365 m²
Building footprint
183 m²
Volume, LiDAR
2,591 m³
2 parcels, Brussels · tallest building 18.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
GREGLES
since 19942.066.962.805
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21015A0458/00Y000 ProtectedSite or landscapeHuart Hamoirlaan |
Brussels | 197 m² | 1 · 109 m² | 18.9 m · 5 fl. |
| 21673D0141/00S009 | Brussels | 168 m² | 1 · 74 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 13,653 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-03-1994
Fiscal year end01-01
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.