Turnover
The micro format states no turnover.
The micro format states no turnover.
In July 2024, 2,390 companies had the same profile as Gratec has now. Each dot stands for 6 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for Gratec. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| Gratec Kortenaken | €22,561 | €6,372 | 22.1% | - |
| Garage Damiaens & Deledda Houthalen-Helchteren | €27,251 | €6,722 | 40.0% | - |
| KRM CARS Dilbeek | €27,219 | €8,132 | 22.7% | - |
| BERNI GARAGE Aalst | €37,730 | €15,695 | 64.6% | - |
| NN COMPANY Wemmel | €10,943 | €4,247 | -4.2% | - |
| Forklift Garage Service Patte Menen | €13,599 | €4,178 | -93.3% | 0 |
| BB Motors Le Roeulx | €51,694 | €21,583 | 29.5% | - |
These companies have the same main activity as Gratec: repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95312). They are comparable in size and age: total assets between €10,900 and €51,700, founded between 2022 and 2025.
Gratec has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,984 and a net result of €4,884.
Its solvency ranks better than 35% of 3,330 sector peers (NACE 95, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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