GRAPHICS
ActiveGRAPHICS has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.11M and a net result of €97k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 89% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+3
Solvency100▲+17
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity ample (current ratio 3.35 against 1.24 in 2024; short-term debt: 6.8% and cash: 3.7% of total assets), and 8.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.1%
Return on assets
4.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
on the day
2023
104 d late
2022
31 d late
2021
61 d late
2020
61 d late
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.11M▲ 4.8%
2024 · €2.01M
2018: €1.62M
2019: €2.16M
2020: €2.68M
2021: €3.13M
2022: €3.25M
2023: €2.99M
2024: €2.01M
2018 → 2025
Total assets
€2.31M▼ 33.0%
2024 · €3.45M
2018: €2.33M
2019: €2.74M
2020: €3.16M
2021: €3.47M
2022: €3.73M
2023: €3.62M
2024: €3.45M
2018 → 2025
Net result
€97k▲ 37.3%
2024 · €71k
2018: €552k
2019: €540k
2020: €526k
2021: €449k
2022: €210k
2023: €-260k
2024: €71k
2018 → 2025
Working capital
€368k▲ 12.4%
2024 · €328k
2018: €753k
2019: €1.21M
2020: €1.53M
2021: €1.78M
2022: €1.73M
2023: €1.35M
2024: €328k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.13M-€3.25M▲ 3.7%€2.99M▼ 8.0%€2.01M▼ 32.7%€2.11M▲ 4.8%
Operating result€634k-€293k▼ 53.8%€-308k€31k€75k▲ 141%
Net result€449k-€210k▼ 53.4%€-260k€71k€97k▲ 37.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 141% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.31M
Fixed assets
€1.79M▲ 3.1%
Current assets
€525k▼ 69.5%
Equity and liabilities €2.31M
Equity
€2.11M▲ 4.8%
Debt
€206k▼ 85.7%
The debt ratio falls from 41.8% to 8.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€85k▲
2024 · €43k
Cash flow
€107k▲
2024 · €82k
Solvency
91.1%▲
2024 · 58.2%
Current ratio
3.35▲
2024 · 1.24
Quick ratio
3.35▲
2024 · 1.24
Debt / equity
0.10▼
2024 · 0.72
ROE
4.6%▲
2024 · 3.5%
ROA
4.2%▲
2024 · 2.0%
Interest coverage
146.95▲
2024 · 39.50
Debt
€206k▼
2024 · €1.44M
Debt ≤ 1 year
€157k▼
2024 · €1.39M
Income taxes
€24k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.45M€2.31M▼
Fixed assets21/28€1.73M€1.79M▲
Tangible fixed assets22/27€1.73M€1.79M▲
Land and buildings22€71k€67k▼
Plant, machinery and equipment23€1.10M€1.16M▲
Furniture and vehicles24€566k€561k▼
Financial fixed assets28€1k€1k=
Current assets29/58€1.72M€525k▼
Amounts receivable after more than one year29€944k€142k▼
Other amounts receivable291€944k€142k▼
Amounts receivable within one year40/41€287k€711▼
Trade receivables40€1k€0▼
Other amounts receivable41€286k€711▼
Current investments50/53€275k€282k▲
Cash at bank and in hand54/58€46k€86k▲
Deferred charges and accrued income490/1€167k€14k▼
Equity and liabilities
Total equity and liabilities10/49€3.45M€2.31M▼
Equity10/15€2.01M€2.11M▲
Contributions10/11€19k€19k=
Reserves13€1.81M€1.90M▲
Distributable reserves133€1.81M€1.90M▲
Profit (loss) carried forward14€184k€184k=
Amounts payable17/49€1.44M€206k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€1.39M€157k▼
Current portion of amounts payable after more than one year42€19k€0▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€320k€90k▼
Suppliers440/4€320k€90k▼
Taxes, remuneration and social security45€60k€4k▼
Taxes450/3€60k€4k▼
Other amounts payable47/48€994k€63k▼
Accrued charges and deferred income492/3€52k€49k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€10k▼
Other operating charges640/8€6k€5k▼
Gross operating margin9900€49k€90k▲
Operating profit (loss)9901€31k€75k▲
Financial income75/76B€48k€46k▼
Recurring financial income75€48k€46k▼
Financial charges65/66B€1k€579▼
Recurring financial charges65€1k€579▼
Profit (loss) for the period before taxes9903€78k€121k▲
Income taxes67/77€8k€24k▲
Profit (loss) for the period9904€71k€97k▲
Profit (loss) for the period to be appropriated9905€71k€97k▲
Appropriation of the result
Profit (loss) to be appropriated9906€255k€281k▲
Profit (loss) brought forward from the previous period14P€184k€184k=
Transfer from equity791/2€1.05M€0▼
Transfer to equity691/2€71k€97k▲
To other reserves6921€71k€97k▲
Profit to be distributed694/7€1.05M€0▼
Return on contributions (dividend)694€1.05M€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 3.35
Current ratio from 1.24 to 3.35; short-term debt falls from €1.39M to €157k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €71k
Net result €71k after one loss-making year.
12-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 104 days late
2023
31-12
Financial
Weakest financial yearnet €-260k ▼224%
Net result drops to €-260k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 55 days late
2019
31-12
Financial
Equity above €2MEq €2.16M ▲33.4%
2 profitable years in a row build equity to €2.16M.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elzenhoutstraat 112610 AntwerpenGround area
227 m²
Building footprint
103 m²
Volume, LiDAR
1,008 m³
Parcel 11051C0239/00X010, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GRAPHICS
since 19932.063.182.278
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051C0239/00X010 | Flanders | 227 m² | 1 · 103 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Immo Soret
BE 0793.836.320
Hoeilaart · Eq €2.11M
D&A INVEST
BE 0842.672.157
Kaprijke · Eq €2.11M
DELOCO
BE 0878.168.714
Merelbeke-Melle · Eq €2.11M
CRUXIS
BE 0478.960.660
Leuven · Eq €2.11M
NAXOS
BE 0727.456.844
Gent · Eq €2.11M
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 19,541 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-1993
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.