Summary
PACE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.10M and a net result of €-18k. Equity is shrinking by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 94% of 5527 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
15 d early
2023
16 d early
2022
38 d early
2021
11 d early
2020
30 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.10M▼ 0.9%
2024 · €2.11M
2018: €5.16M
2019: €5.22M
2020: €5.19M
2021: €4.27M
2022: €4.17M
2023: €2.15M
2024: €2.11M
2018 → 2025
Net result
€-18k▲ 44.2%
2024 · €-33k
2018: €-643k
2019: €67k
2020: €-30k
2021: €432k
2022: €-103k
2023: €63k
2024: €-33k
2018 → 2025
Total assets
€2.14M▼ 0.9%
2024 · €2.16M
2018: €5.49M
2019: €5.58M
2020: €5.49M
2021: €4.56M
2022: €4.41M
2023: €2.30M
2024: €2.16M
2018 → 2025
Solvency
97.7%=
2024 · 97.8%
2018: 93.9%
2019: 93.6%
2020: 94.6%
2021: 93.6%
2022: 94.5%
2023: 93.3%
2024: 97.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4.27M-€4.17M▼ 2.4%€2.15M▼ 48.5%€2.11M▼ 1.5%€2.10M▼ 0.9%
Operating result€427k-€-37k€-56k▼ 50.2%€-42k▲ 25.0%€-23k▲ 44.5%
Net result€432k-€-103k€63k€-33k€-18k▲ 44.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €23k in 2025 against €42k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.14M
Fixed assets
€442k ▼ 4.1%
Current assets
€1.70M =
Equity and liabilities €2.14M
Equity
€2.10M ▼ 0.9%
Debt
€48k ▼ 0.4%
Debt's share of the balance-sheet total stays at 2.3%.
Key figures and ratios
ROE
-0.9%▲
2024 · -1.6%
ROA
-0.9%▲
2024 · -1.5%
Debt ≤ 1 year
€47k▼
2024 · €47k
Income taxes
€235▲
2024 · €187
Staff costs
€93k▼
2024 · €100k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.16M€2.14M▼
Fixed assets21/28€461k€442k▼
Tangible fixed assets22/27€461k€442k▼
Land and buildings22€460k€441k▼
Furniture and vehicles24€2k€967▼
Current assets29/58€1.70M€1.70M=
Amounts receivable after more than one year29€783k€783k=
Other amounts receivable291€783k€783k=
Amounts receivable within one year40/41€578k€580k▲
Trade receivables40€21k€22k▲
Other amounts receivable41€556k€558k▲
Current investments50/53€250k€250k=
Cash at bank and in hand54/58€91k€89k▼
Deferred charges and accrued income490/1€477€677▲
Equity and liabilities
Total equity and liabilities10/49€2.16M€2.14M▼
Equity10/15€2.11M€2.10M▼
Contributions10/11€1.26M€1.26M=
Reserves13€854k€836k▼
Distributable reserves133€854k€836k▼
Amounts payable17/49€48k€48k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€47k€47k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€20k€21k▲
Suppliers440/4€20k€21k▲
Taxes, remuneration and social security45€24k€23k▼
Taxes450/3€10k€6k▼
Remuneration and social security454/9€14k€17k▲
Other amounts payable47/48€4k€4k▲
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Remuneration, social security and pensions62€100k€93k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▼
Other operating charges640/8€6k€5k▼
Gross operating margin9900€83k€94k▲
Operating profit (loss)9901€-42k€-23k▲
Financial income75/76B€11k€6k▼
Recurring financial income75€11k€6k▼
Financial charges65/66B€2k€600▼
Recurring financial charges65€2k€600▼
Profit (loss) for the period before taxes9903€-33k€-18k▲
Income taxes67/77€187€235▲
Profit (loss) for the period9904€-33k€-18k▲
Profit (loss) for the period to be appropriated9905€-33k€-18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-33k€-18k▲
Transfer from equity791/2€33k€18k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €63k
Net result €63k after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €432k
Net result €432k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €67k
Net result €67k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jachthoornlaan 472970 SchildeGround area
1,433 m²
Building footprint
242 m²
Volume, LiDAR
1,842 m³
Parcel 11041B0235/00R000, Flanders · tallest building 17.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PACE
since 19942.058.056.225
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0235/00R000 | Flanders | 1,433 m² | 1 · 242 m² | 17.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500YJOK6B8FQNTD74
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 10,784 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-1992
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.