KAMPERT & Co
ActiveKAMPERT & Co has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.45M and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 52% of 8636 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+10
Solvency80▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity short (current ratio 0.45 against 0.42 in 2024; short-term debt: 45.3% and cash: 0.1% of total assets), and 45.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.7%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
7 d early
2023
20 d late
2022
62 d early
2021
3 d early
2020
12 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.45M▲ 0.2%
2024 · €1.44M
2018: €-3.15M
2019: €-3.28M
2020: €-3.40M
2021: €1.53M
2022: €1.47M
2023: €1.47M
2024: €1.44M
2018 → 2025
Total assets
€2.65M▼ 2.4%
2024 · €2.71M
2018: €1.40M
2019: €1.20M
2020: €1.22M
2021: €2.70M
2022: €2.72M
2023: €2.82M
2024: €2.71M
2018 → 2025
Net result
€2k
2024 · €-29k
2018: €-84k
2019: €-125k
2020: €-125k
2021: €-59k
2022: €-68k
2023: €9k
2024: €-29k
2018 → 2025
Working capital
€-663k▲ 9.0%
2024 · €-729k
2018: €-453k
2019: €132k
2020: €230k
2021: €293k
2022: €-809k
2023: €-762k
2024: €-729k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.53M-€1.47M▼ 4.5%€1.47M▲ 0.6%€1.44M▼ 2.0%€1.45M▲ 0.2%
Operating result€-21k-€-55k▼ 162%€21k€3k▼ 88.0%€12k▲ 384%
Net result€-59k-€-68k▼ 15.6%€9k€-29k€2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 384% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.65M
Fixed assets
€2.11M▼ 2.9%
Current assets
€535k▼ 0.3%
Equity and liabilities €2.65M
Equity
€1.45M▲ 0.2%
Debt
€1.20M▼ 5.3%
The debt ratio falls from 46.7% to 45.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€75k▲
2024 · €66k
Cash flow
€66k▲
2024 · €34k
Solvency
54.7%▲
2024 · 53.3%
Current ratio
0.45▲
2024 · 0.42
Quick ratio
0.45▲
2024 · 0.42
Debt / equity
0.83▼
2024 · 0.88
ROE
0.2%▲
2024 · -2.0%
ROA
0.1%▲
2024 · -1.1%
Interest coverage
6.22▲
2024 · 4.96
Debt
€1.20M▼
2024 · €1.26M
Debt ≤ 1 year
€1.20M▼
2024 · €1.26M
Income taxes
€3k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.71M€2.65M▼
Fixed assets21/28€2.17M€2.11M▼
Tangible fixed assets22/27€2.17M€2.11M▼
Land and buildings22€2.01M€1.97M▼
Other tangible fixed assets26€159k€140k▼
Current assets29/58€536k€535k▼
Amounts receivable within one year40/41€534k€532k▼
Other amounts receivable41€534k€532k▼
Cash at bank and in hand54/58€338€2k▲
Deferred charges and accrued income490/1€2k€714▼
Equity and liabilities
Total equity and liabilities10/49€2.71M€2.65M▼
Equity10/15€1.44M€1.45M▲
Contributions10/11€3.54M€3.54M=
Capital10€3.54M€3.54M=
Issued capital100€3.54M€3.54M=
Revaluation surpluses12€1.51M€1.51M=
Profit (loss) carried forward14€-3.61M€-3.61M▲
Amounts payable17/49€1.26M€1.20M▼
Amounts payable within one year42/48€1.26M€1.20M▼
Trade debts44€3k€73▼
Suppliers440/4€3k€73▼
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Other amounts payable47/48€1.26M€1.19M▼
Income statement
Code20242025
Non-recurring operating income76A€9k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€63k=
Other operating charges640/8€11k€12k▲
Gross operating margin9900€77k€87k▲
Operating profit (loss)9901€3k€12k▲
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€13k€12k▼
Recurring financial charges65€13k€12k▼
Profit (loss) for the period before taxes9903€-5k€5k▲
Income taxes67/77€24k€3k▼
Profit (loss) for the period9904€-29k€2k▲
Profit (loss) for the period to be appropriated9905€-29k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3.61M€-3.61M▲
Profit (loss) brought forward from the previous period14P€-3.58M€-3.61M▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 7 days late
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after 5 loss-making years.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 17.03
Current ratio from 6.08 to 17.03; short-term debt falls from €45k to €18k.
31-12
Financial
Equity above €1MEq €1.53M
Equity rises from €-3.40M to €1.53M.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
31-12
Financial
Weakest financial yearnet €-125k
Net result drops to €-125k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-12
Financial
Liquidity times 24current ratio 8.10
Current ratio from 0.34 to 8.10; short-term debt falls from €683k to €19k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vosselaar · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 222350 VosselaarGround area
1.4 ha
Building footprint
511 m²
Volume, LiDAR
3,257 m³
Parcel 13046A0197/00B000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KAMPERT & CO
since 19972.081.480.537
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13046A0197/00B000 | Flanders | 1.4 ha | 1 · 511 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B & D CLEANING
BE 0817.576.871
Ninove · Eq €1.45M
ISOCELE
BE 0467.983.428
Elsene · Eq €1.45M
EQUUS INTERNATIONAL
BE 0477.568.414
Haacht · Eq €1.45M
IR. J. WITTOUCK
BE 0822.832.192
Oosterzele · Eq €1.45M
Covani
BE 0505.968.034
Waregem · Eq €1.45M
Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 23,749 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded24-03-1997
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.