GRAND CHAMP
ActiveGRAND CHAMP has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €463. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 89% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 9.4 against 8.43 in 2024; short-term debt: 10.6% and cash: 4% of total assets), and 10.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.4%
Return on assets
0.7%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-02-2026, 24 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
on the day
2023
on the day
2022
1 d early
2021
2 d late
2019
11 d early
2018
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€56k▲ 0.8%
2024 · €56k
2019: €55k
2021: €55k
2022: €55k
2023: €55k
2024: €56k
2019 → 2025
Total assets
€63k▼ 0.5%
2024 · €63k
2019: €57k
2021: €57k
2022: €58k
2023: €63k
2024: €63k
2019 → 2025
Net result
€463▲ 139%
2024 · €194
2019: €83
2021: €28
2022: €-296
2023: €462
2024: €194
2019 → 2025
Working capital
€56k▲ 0.8%
2024 · €56k
2019: €55k
2021: €55k
2022: €55k
2023: €55k
2024: €56k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€55k▼ 0.5%€55k▲ 0.8%€56k▲ 0.3%€56k▲ 0.8%
Operating result€146-€-88€755€489▼ 35.2%€852▲ 74.1%
Net result€28-€-296€462€194▼ 58.1%€463▲ 139%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 74% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €63k
Equity
€56k▲ 0.8%
Debt
€7k▼ 10.8%
The debt ratio falls from 11.9% to 10.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
89.4%▲
2024 · 88.1%
Current ratio
9.40▲
2024 · 8.43
Quick ratio
9.40▲
2024 · 8.43
Debt / equity
0.12▼
2024 · 0.13
ROE
0.8%▲
2024 · 0.3%
ROA
0.7%▲
2024 · 0.3%
Debt
€7k▼
2024 · €7k
Debt ≤ 1 year
€7k▼
2024 · €7k
Income taxes
€174▲
2024 · €71
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€63k€63k▼
Current assets29/58€63k€63k▼
Amounts receivable within one year40/41€62k€60k▼
Trade receivables40€61k€60k▼
Other amounts receivable41€203€407▲
Cash at bank and in hand54/58€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€63k€63k▼
Equity10/15€56k€56k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€35k€36k▲
Amounts payable17/49€7k€7k▼
Amounts payable within one year42/48€7k€7k▼
Trade debts44€285€358▲
Suppliers440/4€285€358▲
Taxes, remuneration and social security45€70€174▲
Taxes450/3€70€174▲
Other amounts payable47/48€7k€6k▼
Income statement
Code20242025
Other operating charges640/8€1k€1k▼
Gross operating margin9900€2k€2k▲
Operating profit (loss)9901€489€852▲
Financial charges65/66B€225€215▼
Recurring financial charges65€225€215▼
Profit (loss) for the period before taxes9903€264€637▲
Income taxes67/77€71€174▲
Profit (loss) for the period9904€194€463▲
Profit (loss) for the period to be appropriated9905€194€463▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€36k▲
Profit (loss) brought forward from the previous period14P€35k€35k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
30-06
Financial
Highest result since 2019net €463 ▲139%
Operating result €852, net result €463, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €462
Net result €462 after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-296 ▼1173%
Net result drops to €-296, the lowest in the series; recovery starts the following year.
02-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2020
20-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 1 day late
2016
26-02
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Les Bons Villers · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Zéphirin Flandre(FLG) 256210 Les Bons VillersGround area
2,779 m²
Building footprint
234 m²
Volume, LiDAR
1,119 m³
2 parcels, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Alphonse Helsen(MEL) 69, 6211 Les Bons Villers
since 19902.049.124.703
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52046B0609/00F000 | Wallonia | 2,501 m² | 1 · 169 m² | 8.4 m · 2 fl. |
| 52024A0609/00F000 | Wallonia | 278 m² | 1 · 64 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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INTERNATIONAAL FOOD TRANSPORTBEDRIJF
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ROMA ENTERPRISES
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PRIMEURS SELECT
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Of 956 companies in sector 46319 we hold annual accounts for 609. 325 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-08-1990
Fiscal year end30-06
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
51310
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.