FRUITS DU NIL
ActiveFRUITS DU NIL has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €1k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 80% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+7
Solvency100=
Growth50▼-17
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 4.42 against 4.44 in 2024; short-term debt: 20.8% and cash: 11.9% of total assets), and 20.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.2%
Return on assets
2.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
19 d late
2023
31 d late
2022
140 d late
2021
137 d late
2020
61 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€367k▼ 11.2%
2023 · €414k
2021: €331k
2022: €420k
2023: €414k
2021 → 2024
EBIT margin
1.6%▲ 4.2pp
2023 · -2.6%
2021: -0.6%
2022: 2.9%
2023: -2.6%
2021 → 2024
Net result
€1k▼ 78.9%
2024 · €5k
2018: €3k
2019: €1k
2020: €2k
2021: €-2k
2022: €12k
2023: €-11k
2024: €5k
2018 → 2025
Working capital
€34k▲ 9.7%
2024 · €31k
2018: €30k
2019: €32k
2020: €32k
2021: €28k
2022: €41k
2023: €25k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€331k-€420k▲ 27.0%€414k▼ 1.6%€367k▼ 11.2%
Equity€30k-€42k▲ 39.3%€31k▼ 26.4%€37k▲ 17.6%€38k▲ 3.2%
Operating result€-2k-€12k€-11k€6k€2k▼ 73.7%
Net result€-2k-€12k€-11k€5k€1k▼ 78.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€4k▼ 32.1%
Current assets
€44k▲ 9.9%
Equity and liabilities €48k
Equity
€38k▲ 3.2%
Debt
€10k▲ 10.5%
The debt ratio rises from 19.7% to 20.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €6k
Cash flow
€3k▼
2024 · €6k
Solvency
79.2%▼
2024 · 80.3%
Current ratio
4.42▼
2024 · 4.44
Quick ratio
1.35▲
2024 · 0.82
Debt / equity
0.26▲
2024 · 0.25
ROE
3.1%▼
2024 · 15.0%
ROA
2.4%▼
2024 · 12.0%
Interest coverage
8.67▼
2024 · 16.04
Debt
€10k▲
2024 · €9k
Debt ≤ 1 year
€10k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€48k▲
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Furniture and vehicles24€6k€4k▼
Financial fixed assets28€220€220=
Current assets29/58€40k€44k▲
Stocks and contracts in progress3€32k€30k▼
Stocks30/36€32k€30k▼
Amounts receivable within one year40/41€4k€8k▲
Other amounts receivable41€4k€8k▲
Cash at bank and in hand54/58€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€46k€48k▲
Equity10/15€37k€38k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€764€764=
Profit (loss) carried forward14€16k€17k▲
Amounts payable17/49€9k€10k▲
Amounts payable within one year42/48€9k€10k▲
Trade debts44€7k€7k▼
Suppliers440/4€7k€7k▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Income statement
Code20242025
Turnover70€367k-
Goods, raw materials, services and sundry goods60/61€361k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€557€2k▲
Other operating charges640/8€396€1k▲
Gross operating margin9900€7k€5k▼
Operating profit (loss)9901€6k€2k▼
Financial charges65/66B€402€390▼
Recurring financial charges65€402€390▼
Profit (loss) for the period before taxes9903€5k€1k▼
Profit (loss) for the period9904€5k€1k▼
Profit (loss) for the period to be appropriated9905€5k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€17k▲
Profit (loss) brought forward from the previous period14P€10k€16k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €-11k ▼194%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
18-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 140 days late
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 137 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
11-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 133 days late
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 51 days late
2016
23-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jean-Baptiste Decockstraat 231080 Sint-Jans-MolenbeekGround area
324 m²
Building footprint
274 m²
Volume, LiDAR
2,604 m³
2 parcels, Brussels · tallest building 16.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FRUITS ET LEGUMES TAFERSITE
since 19942.068.292.101
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0822/00V005 | Brussels | 220 m² | 1 · 170 m² | 16.3 m · 3 fl. |
| 21523B0822/00G006 | Brussels | 103 m² | 1 · 104 m² | 16.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Jans-Molenbeek2.068.292.101
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Of 956 companies in sector 46319 we hold annual accounts for 609. 286 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-06-1994
Fiscal year end31-12
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
52630
47210Retail sale of fruit and vegetables
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47810Retail trade
47990Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.