FRUITS EDGARD
ActiveFRUITS EDGARD has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-59k) and a net result of €-6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▲+6
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.4 against 2.84 in 2024; short-term debt: 39.2% and cash: 14.9% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-98.8%
Return on assets
-10.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-59k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
25 d late
2023
37 d early
2022
52 d early
2021
23 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-59k▼ 11.4%
2024 · €-53k
2018: €-22k
2019: €-35k
2020: €71k
2021: €52k
2022: €2k
2023: €-43k
2024: €-53k
2018 → 2025
Total assets
€60k▲ 8.0%
2024 · €55k
2018: €72k
2019: €75k
2020: €160k
2021: €127k
2022: €73k
2023: €74k
2024: €55k
2018 → 2025
Net result
€-6k▲ 37.6%
2024 · €-10k
2018: €-57k
2019: €-13k
2020: €107k
2021: €-19k
2022: €-50k
2023: €-45k
2024: €-10k
2018 → 2025
Working capital
€33k▲ 6.6%
2024 · €31k
2018: €-40k
2019: €-2k
2020: €111k
2021: €44k
2022: €28k
2023: €23k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€2k▼ 96.4%€-43k€-53k▼ 22.4%€-59k▼ 11.4%
Operating result€-23k-€-51k▼ 119%€-45k▲ 10.7%€-10k▲ 77.9%€-6k▲ 37.4%
Net result€-19k-€-50k▼ 159%€-45k▲ 10.4%€-10k▲ 78.5%€-6k▲ 37.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €10k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€3k▼ 55.4%
Current assets
€56k▲ 18.2%
Key figures and ratios
EBITDA
€-2k▲
2024 · €-6k
Cash flow
€-2k▲
2024 · €-5k
Solvency
-98.8%▼
2024 · -95.7%
Current ratio
2.40▼
2024 · 2.84
Quick ratio
2.40▼
2024 · 2.84
Debt / equity
-2.01▲
2024 · -2.05
ROA
-10.1%▲
2024 · -17.5%
Interest coverage
-3.20▲
2024 · -7.04
Debt
€118k▲
2024 · €108k
Debt ≤ 1 year
€23k▲
2024 · €17k
Debt > 1 year
€95k▲
2024 · €91k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€60k▲
Fixed assets21/28€8k€3k▼
Tangible fixed assets22/27€8k€3k▼
Furniture and vehicles24€8k€3k▼
Current assets29/58€47k€56k▲
Amounts receivable within one year40/41€42k€47k▲
Trade receivables40€28k€32k▲
Other amounts receivable41€15k€15k▲
Cash at bank and in hand54/58€4k€9k▲
Deferred charges and accrued income490/1€2k€9▼
Equity and liabilities
Total equity and liabilities10/49€55k€60k▲
Equity10/15€-53k€-59k▼
Contributions10/11€19k€20k▲
Reserves13€6k€4k▼
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Tax-exempt reserves132€4k€4k=
Profit (loss) carried forward14€-77k€-83k▼
Amounts payable17/49€108k€118k▲
Amounts payable after more than one year17€91k€95k▲
Financial debts170/4€4k-
Other amounts payable178/9€88k€95k▲
Amounts payable within one year42/48€17k€23k▲
Current portion of amounts payable after more than one year42€4k€4k▼
Trade debts44€7k€10k▲
Suppliers440/4€7k€10k▲
Other amounts payable47/48€6k€9k▲
Accrued charges and deferred income492/3€41-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k-
Other operating charges640/8€778€892▲
Gross operating margin9900€-3k€-1k▲
Operating profit (loss)9901€-10k€-6k▲
Financial income75/76B€1k€867▼
Recurring financial income75€1k€867▼
Financial charges65/66B€815€629▼
Recurring financial charges65€815€629▼
Profit (loss) for the period before taxes9903€-10k€-6k▲
Profit (loss) for the period9904€-10k€-6k▲
Profit (loss) for the period to be appropriated9905€-10k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-77k€-83k▼
Profit (loss) brought forward from the previous period14P€-67k€-77k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
20-03
State Gazette act
Statutes amendment · Resignations & appointmentsGeneral meeting · Corporate purpose · Capital9 facts ▸
State Gazette act
Statutes amendment · Resignations & appointments
General meeting · Corporate purpose · Capital9 facts ▸
- General meeting, 02/03/2026
- Corporate purpose, le commerce de gros et de détail de fruits et légumes, de jus de fruits et légumes, de fruits et légumes secs ou en conserve et de matériaux d'embaliage. La soc…
- Capital, €18.592
- Reserve release, réserve légale
- Registered-office move, 6030 Marchienne-au-Pont (Charleroi), Rue Edmond Jacquin 10
- Director resignation, IMMO CHAMPS D'AIL (administrateur)
- Director discharge, IMMO CHAMPS D'AIL
- Director appointment, ABRASSART Christian Pierre (administrateur non statutaire)
- Mandate compensation, ABRASSART Christian Pierre
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €107k
Net result €107k after 2 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 3.56
Current ratio from 0.97 to 3.56; short-term debt falls from €66k to €43k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
ABRASSART Christian Pierre
CurrentAdministrateur non statutaire · since 02-03-2026
20-03-2026
IMMO CHAMP D'AIL: Resigned as Director
02-03-2026
ABRASSART Christian Pierre: Appointed as Administrateur non statutaire
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Edmond Jacquin 106030 CharleroiGround area
237 m²
Building footprint
144 m²
Volume, LiDAR
1,173 m³
2 parcels, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FRUITS EDGARD
since 19862.031.884.833
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52044B0515/00Z014 | Wallonia | 129 m² | 1 · 53 m² | 10.9 m · 3 fl. |
| 56058B0228/00X000 | Wallonia | 108 m² | 1 · 91 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| Sinan Saliev MUSTAFOV Statutory auditor | - → 30-05-2015 |
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
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Of 956 companies in sector 46319 we hold annual accounts for 609. 53 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-1986
Fiscal year end31-12
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
51310
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:bioterre@live.fr
Phone:0471/61.22.95